1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
First Robinson Financial Corporation

First Robinson Financial Corporation

FRFC
First Robinson Financial CorporationUS flagOther OTC
66.00
USD
- -
- -
28.18MMarket Cap
2004 Y
2005 Y
2006 Y
2007 Y
2008 Y
2009 Y
2010 Y
2011 Y
2012 Y
2014 Y
2015 Y
2017 Y
2018 Y
TTM
Revenue per Share
10.7
10.49
10.6
11.49
12.75
14.34
15.87
20.5
23.17
23.2
20.7
22.31
- -
20.47
Basic EPS, GAAP
1.96
1.73
2.01
2.14
2.16
1.84
-0.07
3.38
4.67
3.64
3.74
3.64
- -
3.39
Free Cash Flow per Basic Share
3.67
3.4
3.64
3.22
1.44
-0.92
1.16
6.24
6.11
4.59
3.36
4.38
- -
- -
Dividend per Share
0.43
0.45
0.54
0.58
0.7
0.8
0.81
0.88
1.01
1.07
1.36
1.17
- -
- -
Book Value per Share
15.49
16.47
18.15
20
22.48
24.52
23.78
27.21
31.05
36.02
30.65
35.89
- -
31.67
Tangible Book Value per Share
22.51
23.1
23.32
25.12
26.37
28.55
28.11
30.95
34.14
47.89
41.43
45.02
- -
42.35
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
1
- -
1
Sales/Revenue/Turnover
5
5
5
5
6
6
7
8
10
10
12
12
13
12
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
- -
- -
- -
- -
- -
- -
1
1
1
1
1
1
- -
Net Income, GAAP
1
1
1
1
1
1
- -
1
2
2
2
2
2
2
Effective Tax Rate (%)
37.63
37.46
34.4
33.09
32.1
26.89
- -
33.44
36.34
34.76
35.95
34.34
38.49
34.97
Profit Margin (%)
18.31
16.48
18.96
18.63
16.91
12.8
-0.44
16.5
20.45
16.16
18.09
16.33
15.46
16.58
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
12
16
10
18
16
13
38
40
- -
2
44
Total Equity
11
11
11
12
12
12
12
13
19
21
23
25
25
24
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
13.31
10.93
11.54
11.04
9.91
7.65
-0.29
13.03
15.98
11.19
12.71
10.9
9.41
21.43

Capital Structure

FRC

•

in mil. unless spec.
Mar'15
Jun'17
Sep'17
ST Debt
1
- -
- -
LT Borrowings
40
37
44
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
19
18
17

Working Capital

FRC

•

in mil. unless spec.
Mar'15
Jun'17
Sep'17
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
21
14
20
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.02%
15.73%
1.31%
Free Cash Flow
-8.08%
-7.7%
-38.71%
Net Income, GAAP
-482.97%
8.76%
-4.01%
Sales/Revenue/Turnover
9.39%
8.3%
1.39%
Total Cash Common Dividend
11.57%
16.24%
0.62%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2017
3
3
3
3
12
2018
3
3
- -
- -
13

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2017
0.82
0.92
0.92
- -
3.64
2018
0.84
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2017
- -
- -
- -
- -
1.17
2018
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Rick L. Catt
Full Time Employees
72
Sector
Financial Services
Industry
Banks - Regional
Address
501 East Main Street Robinson IL United States of America 62454
IPO Date
Jun 30, 1997
Website
frsb.net
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Business
First Robinson Financial Corporation (FRFC) operates as the holding company for First Robinson Savings Bank, National Association, providing a full range of retail and commercial banking products and services to individual, business, and municipal customers primarily in Crawford and surrounding counties in Illinois and Knox and surrounding counties in Indiana. The bank offers deposit products including checking accounts, statement savings, money market accounts, health savings accounts, individual retirement accounts, certificates of deposit, Kasasa Cash checking with high interest and nationwide ATM fee refunds, and Kasasa Saver accounts with automatic reward transfers; its loan portfolio encompasses personal loans, home mortgages, home equity lines, auto loans, business term loans, agricultural loans, commercial real estate loans, and business lines of credit. Additional services comprise online and mobile banking, bill pay, debit and credit cards, mobile deposit, ATM access, wire transfers, safe deposit boxes, cashier's checks, money orders, notary services, night depository, coin counting, merchant card processing, cash management, trust services, and investment management. Founded in 1997 and headquartered at 501 East Main Street in Robinson, Illinois, the company manages three full-service offices in Crawford County, Illinois, and two in Vincennes, Indiana, with total assets of $497.3 million as of September 30, 2025. Recent developments include the opening of its second full-service branch in Vincennes, Indiana, on June 11, 2018, expanding its market presence into contiguous Indiana counties; the company maintains a quarterly dividend policy with a recent yield of approximately 2.8% to 2.9% and continues to report solid financial performance, including net income of $3.50 million on revenue of $16.18 million for the trailing twelve months ended mid-2025.