FSBH Corp.

FSBH Corp.

FSBH
FSBH Corp.US flagOther OTC
16.21
USD
+0.06
- -
48.78MMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
2.48
3.07
3.74
4.05
4.34
4.56
- -
Basic EPS, GAAP
-0.46
0.07
1.18
0.57
0.67
0.77
- -
Free Cash Flow per Basic Share
-0.45
-0.53
-0.44
0.43
0.88
0.8
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-0.25
-0.19
0.99
2.43
2.9
3.66
- -
Tangible Book Value per Share
7.21
7.3
7.99
8.01
8.17
9.08
- -
Basic Weighted Avg Shares
2
2
2
3
3
3
- -
Sales/Revenue/Turnover
6
8
9
11
13
14
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
1
1
- -
Net Income, GAAP
-1
- -
3
2
2
2
- -
Effective Tax Rate (%)
- -
- -
- -
24.44
24
23.75
- -
Profit Margin (%)
-18.42
2.16
31.57
14.06
15.44
16.89
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
Total Equity
18
18
20
22
25
27
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
34.23
26.17
23.54
- -

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
13
2024
- -
- -
- -
- -
14
2025
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.67
2024
- -
- -
- -
- -
0.77
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Daniel S. Hager
Full Time Employees
61
Sector
Financial Services
Industry
Banks - Regional
Address
930 Memorial Drive Waycross GA United States of America 31501
IPO Date
Jun 11, 2020
Business
FSBH Corp. operates as the bank holding company for First Southern Bank, a Georgia state-chartered commercial bank that provides a full range of deposit, lending, and digital banking services to individual consumers, small businesses, and corporate customers in southern Georgia and west central Florida. First Southern Bank offers deposit products including checking accounts, money market accounts, savings accounts, and certificates of deposit or IRAs; consumer lending products such as personal loans, lines of credit, overdrafts, construction loans, mortgages, mobile home loans, home equity loans, and CD-secured loans; commercial lending products encompassing commercial real estate loans, small business loans, agriculture loans, equipment loans, and lines of credit; and digital and cash management services comprising online banking, mobile banking, bill pay, e-statements, remote deposit capture, ACH cash management, merchant services, telephone banking, money transfers, payments, debit cards, credit cards with UChoose Rewards, and health savings accounts. The bank maintains six full-service branches in Waycross, Patterson, Blackshear, Jesup, and other locations in Georgia, as well as Bradenton, Stuart, and Sebring in Florida, plus a loan production office in Clermont, Florida. Founded in 1907 as The Patterson Bank and headquartered in Bradenton, Florida, FSBH Corp. oversees these operations through its 100% ownership of First Southern Bank. In November 2025, FSBH Corp. announced an agreement for Community First Credit Union of Florida to acquire substantially all assets and liabilities of First Southern Bank in a transaction valued at approximately $51 million, or $17.14 per share for FSBH's 3 million outstanding shares, subject to regulatory and shareholder approvals with an expected closing in the second or third quarter of 2026, after which FSBH plans to dissolve and distribute remaining assets to stockholders; the bank recently opened a new branch in Blackshear, Georgia, earned a fifth consecutive 5-Star Superior rating from BauerFinancial in March 2025, and previously raised $16 million in capital in 2019 to fuel Florida expansion.

Company News

APIChat
  • Community First Credit Union to Acquire Substantially All Assets of First Southern Bank