Chester Bancorp, Inc.

Chester Bancorp, Inc.

CNBA
Chester Bancorp, Inc.US flagOther OTC
6.25
USD
- -
- -
27.92MMarket Cap
1995 Y
1996 Y
1997 Y
1998 Y
1999 Y
2000 Y
2001 Y
2002 Y
TTM
Revenue per Share
- -
0.09
0.16
0.17
1
0.2
0.38
0.47
0.42
Basic EPS, GAAP
0.46
0.32
0.68
0.75
1.03
0.93
1
1.26
1.1
Free Cash Flow per Basic Share
- -
-0.1
0.86
0.24
0.84
0.98
1.08
0.48
0.44
Dividend per Share
- -
0.05
0.25
0.28
0.33
0.43
0.51
0.64
0.65
Book Value per Share
- -
5.63
6.8
9.02
11.57
13.02
15.5
20.36
20.28
Tangible Book Value per Share
- -
14.4
15.04
14.16
16.43
16.94
14.7
17.19
16.96
Basic Weighted Avg Shares
2
2
2
2
1
1
1
1
1
Sales/Revenue/Turnover
- -
- -
- -
- -
1
- -
- -
- -
- -
Operating Margin (%)
- -
-1,580.35
- -
-886.37
- -
-888.13
-496.79
-470.58
-378.41
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
1
1
1
1
1
1
1
1
1
Effective Tax Rate (%)
- -
13.52
28.07
30.91
33.32
28.67
27.87
17.01
19.35
Profit Margin (%)
- -
346.53
413.48
448.05
103.11
464.17
263.2
265.77
261.52
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
8
- -
5
5
5
Total Equity
- -
31
29
22
21
20
15
14
14
Return on Invested Capital (%)
- -
-17.45
- -
-4.37
- -
-5.25
-6.95
-7.64
-5.3
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
11.31
10.32
8.54
9.17
7.28
6.55
6.28
5.49

Capital Structure

FRC

in mil. unless spec.
Sep'02
Dec'02
Mar'03
ST Debt
5
- -
- -
LT Borrowings
- -
5
5
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
7
8
7

Working Capital

FRC

in mil. unless spec.
Sep'02
Dec'02
Mar'03
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
31
30
13
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
5
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-13.36%
-8.28%
Free Cash Flow
- -
9.87%
-65.11%
Net Income, GAAP
- -
-4.6%
-1.13%
Sales/Revenue/Turnover
- -
71.25%
-2.09%
Total Cash Common Dividend
- -
1.84%
-2.06%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2001
- -
- -
- -
- -
- -
2002
- -
- -
- -
- -
- -
2003
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2001
0.22
0.25
0.26
- -
1
2002
0.3
0.29
0.2
- -
1.26
2003
0.16
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2001
0.12
0.13
0.12
- -
0.51
2002
0.15
0.15
0.16
- -
0.64
2003
0.18
- -
- -
- -
- -

Company Description

APIChat
CEO
Michael W. Welge
Sector
Financial Services
Industry
Banks - Regional
Address
1112 State Street Chester IL United States of America 62233
IPO Date
Nov 5, 1996
Business
Chester Bancorp, Inc. functions as the parent organization for Chester National Bank, delivering a broad spectrum of financial products and services to individuals and businesses. The bank provides diverse checking accounts, including regular, student, golden, and club options, alongside various savings programs such as statement savings, Christmas club, and money market accounts, as well as certificates of deposit and individual retirement accounts. Additionally, it extends a suite of lending solutions, encompassing mortgage, construction, home equity, consumer, and business loans, with residential real estate being a primary focus. Customers can also access services like reordering checks. The institution operates its main office in Chester, Illinois, supplemented by two full-service branches located in Sparta, Illinois, and Perryville, Missouri. Formed in March 1996, Chester Bancorp, Inc. oversees a banking entity originally established in 1919. Notably, effective July 1, 2025, the bank is updating its Funds Availability Policy, increasing specific withdrawal thresholds. Its mission emphasizes maximizing sustainable earnings while offering superior service to meet customer financial needs through the efforts of its employees.

Company News

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