1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
First US Bancshares, Inc.

First US Bancshares, Inc.

FUSB
First US Bancshares, Inc.US flagNASDAQ Capital Market
16.19
USD
+0.19
- -
90.13MMarket Cap
First US Bancshares, Inc.
FUSB
(NASDAQ Capital Market)

Recent

price

16.19

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
7.37
7.06
6.52
5.89
5.54
5.2
5.41
5.63
6.17
6.58
6.43
6.37
6.6
6.81
6.81
7.05
7.34
Revenue per Share
-0.52
-1.51
0.36
0.65
0.58
0.42
0.2
-0.07
0.4
0.71
0.43
0.7
1.13
1.42
1.4
1.03
1.09
Basic EPS, GAAP
2.64
2.64
2.55
1.74
1.12
0.6
0.05
-0.62
1.05
1.26
0.82
1.42
1.85
1.94
0.97
1.56
1.96
Free Cash Flow per Basic Share
0.44
0.04
- -
- -
0.03
0.08
0.08
0.08
0.08
0.09
0.12
0.12
0.14
0.2
0.22
0.28
0.28
Dividend per Share
13.86
12.51
12.69
13.45
13.83
14.04
14.3
14.77
14.26
14.43
15.06
15.49
17.21
18.41
20.04
20.86
21.82
Book Value per Share
11.56
11.02
11.26
11.6
12.28
12.47
12.46
12.98
11.27
11.81
12.43
12.9
12.73
13.89
15.62
16.88
17.26
Tangible Book Value per Share
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
Basic Weighted Avg Shares
45
42
40
36
34
32
33
33
38
42
40
40
40
41
40
41
41
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
1
1
2
2
2
2
2
2
2
2
2
Depreciation Expense
-3
-9
2
4
4
3
1
- -
2
5
3
4
7
8
8
6
6
Net Income, GAAP
- -
- -
25.34
27.76
34.01
26.82
12.13
115.66
26.57
21.44
23.36
22.27
23.83
24.72
24.03
24.5
23.61
Effective Tax Rate (%)
-7.08
-21.38
5.52
11.03
10.47
8.07
3.7
-1.24
6.48
10.79
6.69
11
17.12
20.84
20.56
14.6
14.92
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
30
20
- -
5
5
5
15
10
- -
- -
- -
11
11
11
11
11
11
LT Debt
75
66
69
70
75
77
76
76
79
85
87
90
85
91
99
106
105
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-3.64
-11.37
2.88
4.95
4.28
3.03
1.4
-0.47
2.84
5.03
2.89
4.61
6.76
7.91
7.2
5.03
5.11
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
10
- -
- -
LT Borrowings
11
11
11
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6
6
6
Market Capitalization
68
79
86

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
65
84
77
Accounts Receivable, Net
4
4
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
3
3
ST Debt
10
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.3%
4.17%
7.12%
Free Cash Flow
-162.61%
22.52%
60.47%
Net Income, GAAP
-73.77%
22.38%
-26.66%
Sales/Revenue/Turnover
2.63%
0.31%
3.28%
Total Cash Common Dividend
13.58%
17.68%
27.22%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
10
10
10
10
40
2025
10
10
11
10
41
2026
10
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.36
0.36
0.38
0.3
1.4
2025
0.3
0.03
0.33
0.37
1.03
2026
0.34
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.05
0.05
0.05
0.07
0.22
2025
0.07
0.08
0.07
0.07
0.28
2026
0.07
- -
- -
- -
- -
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Business
First US Bancshares, Inc. (Nasdaq: FUSB) serves as the bank holding company for First US Bank, a community bank providing a broad range of commercial and retail banking products and services to individuals, small and medium-sized businesses, professionals, property managers and business executives in Alabama, Tennessee and Virginia; core deposit products include non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts and time deposits; loan portfolio encompasses commercial construction, land and land development loans including residential housing projects, commercial and industrial development and agricultural land acquisition; one-to-four family and multi-family residential mortgage loans; commercial real estate loans secured by office facilities, mixed-use properties, strip shopping centers and other commercial sites; commercial and industrial loans and leases; consumer loans such as automobile loans, household and personal installment loans; additional services comprise mortgage products including fixed-rate and adjustable-rate mortgages, FHA and VA loans, refinancing and home equity lines; business banking offerings with treasury management, merchant services, lines of credit and equipment financing; wealth management services featuring financial planning, investment management, trust and estate services, retirement planning and insurance products; and through wholly-owned subsidiary FUSB Reinsurance, Inc., credit life and accident/health insurance policies for consumer loan customers. Founded in 1999 as successor to United Security Bancshares, Inc. with a name change to First US Bancshares effective October 11, 2016, the company maintains headquarters at Pump House Plaza in Birmingham, Alabama, operating banking offices across six counties in southwest and central Alabama, Knox County in Tennessee and Lee County in Virginia. Recent developments include the expansion of its share repurchase program announced on November 19, 2025, authorizing an additional 1,000,000 shares for repurchase with 852,813 shares remaining available prior to extension through December 31, 2026; ongoing focus on liquidity management and loan growth as highlighted in second and third quarter 2025 earnings with net income of $3.9 million for the nine months ended September 30, 2025; and historical expansions such as the 2018 acquisition of The Peoples Bank extending services to Knoxville, Powell and Ewing in Tennessee and Rose Hill in Virginia.

Company News

APIChat

  • prnewswire.com

    First US Bancshares, Inc. Declares Cash Dividend

  • prnewswire.com

    First US Bancshares, Inc. Reports First Quarter 2026 Results

  • prnewswire.com

    FIRST US BANCSHARES, INC. DECLARES CASH DIVIDEND

  • prnewswire.com

    First US Bancshares, Inc. Reports Fourth Quarter and 2025 Results: Quarter-over-Quarter Net Income Improvement of 10%

  • defenseworld.net

    First Us Bancsh (NASDAQ:FUSB) Stock Passes Above 50-Day Moving Average – What’s Next?

  • defenseworld.net

    Financial Review: Affinity Bancshares (NASDAQ:AFBI) vs. First Us Bancsh (NASDAQ:FUSB)

  • defenseworld.net

    Comparing First Us Bancsh (NASDAQ:FUSB) & F.N.B. (NYSE:FNB)

  • prnewswire.com

    First US Bancshares, Inc. Announces Expansion of Share Repurchase Program

  • prnewswire.com

    FIRST US BANCSHARES, INC. DECLARES CASH DIVIDEND

  • prnewswire.com

    First US Bancshares, Inc. Reports Third Quarter 2025 Results

  • prnewswire.com

    FIRST US BANCSHARES, INC. ELECTS NEW DIRECTOR

  • prnewswire.com

    FIRST US BANCSHARES, INC. DECLARES CASH DIVIDEND

  • prnewswire.com

    First US Bancshares, Inc. Reports Second Quarter 2025 Results

  • prnewswire.com

    FIRST US BANCSHARES, INC. DECLARES CASH DIVIDEND

  • prnewswire.com

    First US Bancshares, Inc. Reports First Quarter 2025 Results

  • prnewswire.com

    FIRST US BANCSHARES, INC. DECLARES CASH DIVIDEND

  • prnewswire.com

    First US Bancshares, Inc. Reports Fourth Quarter and Full-Year 2024 Earnings

  • prnewswire.com

    FIRST US BANCSHARES, INC. ELECTS TWO NEW DIRECTORS

  • prnewswire.com

    First US Bancshares, Inc. Announces Expansion of Share Repurchase Program

  • prnewswire.com

    FIRST US BANCSHARES, INC. DECLARES CASH DIVIDEND