Green Dot Corporation

Green Dot Corporation

GDOT
Green Dot CorporationUS flagNew York Stock Exchange
13.09
USD
+0.11
- -
741.94MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
16.09
14.8
13.63
14.66
17.85
20.4
21.24
23.91
26.51
27.17
28.73
32.21
37.76
39.28
Basic EPS, GAAP
0.8
0.93
0.73
0.82
1.7
2.27
1.91
0.44
0.88
1.2
0.13
-0.5
-1.79
-1.28
Free Cash Flow per Basic Share
2.42
0.73
2.13
1.44
3.45
3.64
2.14
2.86
2.03
3.62
0.41
0.13
1.2
0.95
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
5.66
6.01
5.54
6.58
8.13
10.13
12.05
12.43
12.94
14.31
14.74
13.89
11.7
12.6
Tangible Book Value per Share
10.36
5.18
3.69
4.7
3.61
6.87
7.79
9.88
11.17
6.31
8.4
8.89
9.36
10.31
Basic Weighted Avg Shares
36
41
51
50
50
52
52
52
54
53
52
54
55
55
Sales/Revenue/Turnover
577
606
699
726
901
1,066
1,109
1,254
1,433
1,450
1,501
1,724
2,080
2,178
Operating Margin (%)
9.1
10.2
8.31
8.48
11.48
11.77
10.92
2.34
4.63
6.49
1.31
-0.42
1.42
1.74
Depreciation Expense
27
37
62
62
65
71
82
86
85
81
83
85
86
88
Net Income, GAAP
34
43
38
42
86
119
100
23
47
64
7
-27
-99
-71
Effective Tax Rate (%)
35.16
38.04
33.91
32.42
16.98
4.13
17.5
17.67
25.46
23.49
54.06
- -
- -
20.53
Profit Margin (%)
5.9
7.05
5.49
5.73
9.53
11.14
9.01
1.84
3.31
4.43
0.45
-1.55
-4.75
-3.25
Working Capital
227
180
87
53
-15
39
-3
-664
-1,834
-2,496
-2,315
-2,074
-2,389
-2,815
LT Debt
- -
122
101
80
59
- -
59
16
8
40
3
57
65
65
Total Equity
402
629
663
684
765
910
927
1,010
1,071
781
859
874
890
940
Return on Invested Capital (%)
8.16
6.27
4.98
5.37
10.72
13.47
10.24
2.37
4.65
7.51
1.02
- -
- -
- -
Return on Capital (%)
14.42
13.56
10.66
11.48
19.8
22.92
15.79
3.46
6.84
8.47
0.82
- -
- -
-6.73
Return on Common Equity (%)
15.42
16.87
14.08
13.38
23.33
25.26
17.25
3.61
7.03
8.78
0.88
-3.53
-14.24
-9.66

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
1
- -
500
LT Borrowings
63
64
64
LT Finance Leases
2
2
2
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
55
56
57
Market Capitalization
735
706
622

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
2,570
2,640
2,830
Cash, Cash Equivalents & STI
1,637
1,422
1,646
Accounts Receivable, Net
53
48
82
Inventories
- -
- -
- -
Total Current Liabilities
4,788
5,030
5,645
Payables & Accruals
266
271
255
ST Debt
1
- -
500
Deferred Revenue
252
289
299

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.73%
-1.49%
1.91%
Free Cash Flow
83.59%
144.76%
830.34%
Net Income, GAAP
-11.57%
-35.2%
270.26%
Sales/Revenue/Turnover
11.78%
10.91%
20.69%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
452
407
410
455
1,724
2025
559
504
495
523
2,080
2026
656
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.09
-0.54
-0.15
0.09
-0.5
2025
0.47
-0.85
-0.56
-0.84
-1.79
2026
0.96
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

MCPAPIChat
CEO
William I. Jacobs
Full Time Employees
1,150
Sector
Financial Services
Industry
Financial - Credit Services
Address
114 W 7th Street Provo TX United States of America 78701
IPO Date
Jul 22, 2010
Business
Green Dot Corporation (NYSE: GDOT), a financial technology and bank holding company founded in 1999 and headquartered in Austin, Texas, provides banking and payment solutions primarily to consumers and businesses in the United States, including unbanked and underbanked populations. The company offers a portfolio of digital banking products and services through brands such as GO2bank, a mobile-first bank account with early direct deposit up to two days, overdraft protection up to $200, high-yield savings, mobile check cashing, bill pay, and free nationwide ATM access; Green Dot Unlimited Cash Back Bank Account, featuring 3% cash back on purchases and 3% APY on savings; network-branded reloadable prepaid debit cards and gift cards issued via MasterCard and Visa, available at over 90,000 retail locations including CVS, Walgreens, 7-Eleven, and Walmart; secured credit programs; deposit account programs for consumers and small businesses; money movement services like cash transfers and direct deposit processing for payroll and government benefits; and embedded finance platforms powering partners such as Apple Cash, Uber, Intuit, Walmart MoneyCard, and RushCard. Green Dot operates through three main segments—Consumer Services, Business to Business Services, and Money Movement Services—with Green Dot Bank, Member FDIC, as its subsidiary providing FDIC-insured banking; the company maintains over 80 million accounts managed to date and supports reloads via its Green Dot Network. In November 2025, Green Dot announced strategic transactions including the $690 million cash sale of its non-bank financial technology assets and operations to Smith Ventures, which will privatize and operate them as an independent embedded finance entity, and the merger of Green Dot Bank with CommerceOne Financial Corporation to form a new publicly traded bank holding company serving as the exclusive issuer for the fintech platform under a seven-year commercial partnership; these moves, stemming from a March 2025 strategic review, aim to unlock growth, diversify revenue, and enhance shareholder value without immediate impacts to products or customers.

Company News

MCPAPIChat
  • Why Is Green Dot (GDOT) Up 1.2% Since Last Earnings Report?

  • Bet on These 5 Low-Leverage Stocks as US Releases Strong Job Data

  • Here's Why Green Dot (GDOT) is a Strong Momentum Stock

  • Green Dot: The Prepaid Card Era Is Over, A New Era Is Just Beginning

  • Here's Why Green Dot Stock is a Compelling Pick for You Right Now

  • Are SILA, TBRG, RMAX, GDOT Obtaining Fair Deals for their Shareholders?

  • Are SILA, TBRG, RMAX, GDOT Obtaining Fair Deals for their Shareholders?

  • $HAREHOLDER ALERT: The M&A Class Action Launches Legal Inquiry for the Merger--CZNL, ESQ, GDOT, and SEM

  • New Strong Buy Stocks for June 1st

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  • GREEN DOT SHAREHOLDER INVESTIGATION: Kaskela Law Investigates Fairness of Green Dot Corp. Shareholder Restructuring Transaction and Encourages Investors to Contact the Firm to Discuss Their Legal Rights and Options – GDOT

  • GDOT Investors Have the Opportunity to Join Investigation of Green Dot Corporation with the Schall Law Firm

  • GDOT Investors Have the Opportunity to Join Investigation of Green Dot Corporation with the Schall Law Firm

  • GREEN DOT SHAREHOLDER ALERT: Kaskela Law Investigates Fairness of Shareholder Buyout and Encourages Investors to Contact the Firm - GDOT

  • GDOT Barely Moves Since Beating Q1 Earnings & Revenue Estimates

  • U.S. Consumer Spending Tops $21.86T: 5 Fintech Stocks Under $75

  • GDOT Alert: Monsey Firm of Wohl & Fruchter Renews Investigation of the Proposed Sale of Green Dot Corporation

  • Are CNTA, WSR, GDOT Obtaining Fair Deals for their Shareholders?

  • Green Dot Ignites Earnings Growth Ahead of Sale

  • Green Dot Reports First Quarter 2026 Results