goeasy Ltd.

goeasy Ltd.

28.04
EUR
+0.04
(+0.14%)
431.00MMarket Cap
Nov 05Next Earn
goeasy Ltd.
GETTEX:1ES
(Gettex)

Recent

price

28.04

P/E

ratio

- -

div

yld

7.47%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
CAD
16.6
15.89
16.64
17.87
19.27
22.44
25.63
29.66
36.04
41.64
44.07
51.03
62.63
74.11
89.79
102.59
- -
Revenue per Share
0.58
0.81
0.92
1.16
1.47
1.75
2.29
2.67
3.78
4.4
9.21
15.12
8.61
14.7
15.46
-10.78
- -
Basic EPS, GAAP
0.28
-1.23
-0.74
-3.42
-5.08
-5.47
7.7
-7.49
-16.26
-11.8
3.09
-6.56
-32.8
-29.09
-28.81
-53.01
- -
Free Cash Flow per Basic Share
0.34
0.33
0.34
0.33
0.34
0.38
0.47
0.66
0.83
1.14
1.61
2.31
3.17
3.61
4.26
5.28
3.4
Dividend per Share
7.73
8.23
8.8
10.21
11.55
13.13
14.71
16.94
20.93
23.17
29.97
48.76
52.88
63.4
71.02
53.06
49.65
Book Value per Share
6
6.42
6.6
7.99
9.23
10.49
12.04
14.23
18.44
20.45
26.82
27.74
33.44
45.01
53.48
45.24
41.94
Tangible Book Value per Share
10
12
12
12
13
14
14
14
14
15
15
16
16
17
17
17
13
Basic Weighted Avg Shares
174
188
200
219
259
304
348
402
506
609
653
827
1,019
1,250
1,535
1,697
- -
Sales/Revenue/Turnover
8.04
10.66
12.34
15.87
19.41
25.03
27.68
30.21
38.71
44.6
45.99
47.59
51.26
52.33
55.16
55.25
- -
Operating Margin (%)
53
51
53
54
56
56
54
52
52
64
65
79
81
86
84
82
- -
Depreciation Expense
6
10
11
14
20
24
31
36
53
64
137
245
140
248
264
-178
- -
Net Income, GAAP
28.33
29.97
26.61
26.62
23.44
27.48
25.13
28.53
28.13
28.11
25.48
22.7
28.41
26.43
26.93
- -
- -
Effective Tax Rate (%)
3.49
5.1
5.54
6.48
7.62
7.8
8.93
8.99
10.49
10.56
20.91
29.63
13.75
19.83
17.21
-10.51
- -
Profit Margin (%)
-20
-17
-16
12
68
121
152
573
827
916
975
1,899
2,588
3,429
4,293
5,116
4,833
Working Capital
3
33
18
38
120
212
263
449
691
795
743
1,618
2,304
2,890
3,692
4,625
4,448
LT Debt
92
98
105
136
154
176
196
228
302
332
444
790
870
1,054
1,182
850
796
Total Equity
6.1
7.74
8.31
10.47
11.05
10.45
11.01
10.87
10.2
10.81
12.2
10.52
7.87
9.62
9.65
- -
- -
Return on Invested Capital (%)
6.11
7.74
8.43
10.44
10.83
10.18
10.69
9.58
10.38
9.16
13.06
14.49
6.89
6.82
5.99
- -
- -
Return on Capital (%)
6.85
10.17
10.92
11.79
13.64
14.38
16.69
17.03
20.06
20.3
35.18
39.72
16.89
25.77
23.63
-17.55
- -
Return on Common Equity (%)

Capital Structure

CAD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
4,566
4,743
4,389
LT Finance Leases
59
58
59
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
16
16
16
Market Capitalization
2,112
615
699

Working Capital

CAD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
5,347
5,403
5,058
Cash, Cash Equivalents & STI
99
218
149
Accounts Receivable, Net
169
160
146
Inventories
- -
- -
- -
Total Current Liabilities
231
195
225
Payables & Accruals
200
165
195
ST Debt
- -
- -
- -
Deferred Revenue
31
30
30

Growth Rates

CAD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
19.7%
18.7%
-28.06%
Free Cash Flow
-32.37%
27.98%
78.05%
Net Income, GAAP
18.01%
-9.48%
-167.51%
Sales/Revenue/Turnover
18.92%
21.18%
10.55%
Total Cash Common Dividend
33.24%
30.42%
20.02%

Quarterly Revenue

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
357
378
383
405
1,535
2025
405
431
- -
446
1,697
2026
413
390
- -
- -
- -

Quarterly Earnings Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.46
3.82
4.95
6.65
15.46
2025
2.3
5.55
- -
-33.09
-10.78
2026
-3.22
0.96
- -
- -
- -

Quarterly Dividends Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.91
1.11
1.11
1.72
4.26
2025
1.13
1.4
- -
2.22
5.28
2026
1.37
- -
- -
- -
- -
Business
goeasy Ltd. is a Canadian alternative financial services company that provides non-prime leasing and lending services to consumers through its easyfinancial, easyhome, and LendCare brands; easyfinancial offers unsecured and secured installment loans including personal loans, home equity loans, and real estate-secured products; easyhome provides lease-to-own options for household furniture, appliances, electronics, and other durable goods; and LendCare delivers point-of-sale financing for consumer purchases in retail, powersports, automotive, home improvement, healthcare, and related verticals. The company operates an omnichannel model enabling transactions via online and mobile platforms, over 400 branches and kiosks across Canada, and partnerships with more than 11,000 merchants nationwide. Founded in 1990 and headquartered in Mississauga, Ontario, goeasy Ltd. serves non-prime borrowers seeking credit rebuilding opportunities, with its loan portfolio surpassing $5 billion in recent periods and total historical originations exceeding C$17.5 billion. In recent developments, the company closed an upsized offering of US$450 million senior unsecured notes due 2031 and C$175 million notes due 2030 in August 2025 to bolster its C$2.3 billion funding capacity; renewed its C$1.4 billion securitization warehouse facility through October 2026 and amended its revolving credit facility to $550 million maturing in July 2027; approved a normal course issuer bid in December 2024 to repurchase up to 1.3 million shares through December 2025; reported third-quarter 2025 loan originations of $946 million, up 13% year-over-year, with nine-month totals reaching $2.53 billion; and announced on December 2, 2025, that CEO Dan Rees will step down effective December 31, 2025, due to health reasons, with Patrick Ens, current president of easyfinancial, succeeding as CEO on January 1, 2026.

Company News

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  • goeasy Ltd. (GSY:CA) Q2 2026 Earnings Call Transcript

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  • goeasy Q1 Earnings Call Highlights

  • goeasy Ltd. (GSY:CA) Q1 2026 Earnings Call Transcript

  • goeasy: Catching A Falling Knife, Carefully

  • goeasy Ltd. (GSY:CA) Q4 2025 Earnings Call Transcript

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  • ANLEGERHINWEIS: Goeasy Ltd. Aktionärssammelklage

  • ALERTE AUX INVESTISSEURS : Recours collectif d'actionnaires de Goeasy Ltd.

  • Berger Montague PC Investigating Potential Claims on Behalf of goeasy Ltd. Investors (OTC: EHMEF)

  • Berger Montague PC Investigating Potential Claims on Behalf of goeasy Ltd. Investors (EHMEF)

  • goeasy's Investment Thesis Got Crushed Overnight, Don't Buy The Dip

  • Goeasy Investor Alert: SMK Law Investigates Possible Class Action Against Goeasy Ltd.

  • Berger Montague PC Investigating Potential Claims on Behalf of goeasy Ltd. Investors (OTC: EHMEF)

  • What the Goeasy Stock Crash Means for Canadian ETFs

  • goeasy Ltd. (OTCMKTS:EHMEF) Given Average Rating of “Moderate Buy” by Brokerages

  • goeasy (OTCMKTS:EHMEF) Trading 0.2% Higher – Here’s What Happened

  • goeasy: The Business Is Good, The Timing Not So Much

  • goeasy Ltd. (GSY:CA) Q3 2025 Earnings Call Transcript