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International Bancshares Corporation

International Bancshares Corporation

61.50
EUR
-0.50
(-0.81%)
6.03EPS
11.17P/E
4.20BMarket Cap
Nov 05Next Earn
International Bancshares Corporation
GETTEX:IB4
(Gettex)

Recent

price

61.50

P/E

ratio

11.17

div

yld

2.11%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
USD
8.3
7.78
7.46
7.41
7.86
7.65
7.68
7.97
8.75
8.99
8.45
9.37
10.77
13.42
13.41
13.55
14.35
Revenue per Share
1.72
1.69
1.39
1.88
2.29
2.06
2.03
2.38
3.27
3.13
2.63
4.01
4.79
6.63
6.58
6.63
6.9
Basic EPS, GAAP
2.38
2.37
1.45
2.37
2.13
2.77
2.49
2.76
3.15
4.31
4.68
4.44
5.88
7.2
7.39
7.61
7.56
Free Cash Flow per Basic Share
0.52
0.54
0.55
0.43
0.52
0.58
0.6
0.66
0.75
1.05
1.1
1.15
1.2
1.26
1.32
1.4
1.49
Dividend per Share
18.48
20.65
21.37
21.19
23.78
25.13
26.14
27.83
29.56
32.49
34.42
36.43
32.9
39.43
44.96
52.3
54.28
Book Value per Share
14.05
16.27
17.05
16.94
19.52
20.86
21.86
23.55
25.26
28.15
29.95
31.97
28.36
34.88
40.41
47.76
49.73
Tangible Book Value per Share
68
68
67
67
67
66
66
66
66
65
64
63
63
62
62
62
60
Basic Weighted Avg Shares
564
525
502
498
525
508
506
527
578
589
538
594
675
833
834
842
859
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
41
40
31
31
26
26
25
25
26
28
28
25
22
22
23
23
25
Depreciation Expense
130
127
108
126
153
137
134
157
216
205
167
254
300
412
409
412
413
Net Income, GAAP
35.31
33.51
31.92
30.8
33.39
33.9
32.02
28.97
20.78
21.1
20.99
21.22
21.54
21.35
19.57
20.77
21.1
Effective Tax Rate (%)
23.07
24.2
21.49
25.36
29.15
26.91
26.44
29.9
37.35
34.85
31.07
42.78
44.49
49.41
49.08
48.96
48.11
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,228
685
940
1,415
1,249
667
894
1,356
866
761
571
571
146
120
119
119
119
LT Debt
1,459
1,600
1,436
1,424
1,581
1,666
1,725
1,839
1,940
2,118
2,178
2,308
2,045
2,448
2,797
3,252
3,375
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
4.61
5.11
4.63
4.85
5.4
5.3
5.41
5.42
7.2
7.22
5.95
9.02
11.84
17.31
14.92
13.12
12.36
Return on Capital (%)
9.53
8.62
6.62
8.84
10.19
8.42
7.9
8.84
11.43
10.11
7.79
11.32
13.79
18.33
15.6
13.63
12.92
Return on Common Equity (%)

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
119
119
119
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
62
62
62
Market Capitalization
4,164
4,196
4,796

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5,370
3,955
4,067
Accounts Receivable, Net
72
75
78
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.25%
8.96%
16.27%
Free Cash Flow
10.81%
10.46%
2.86%
Net Income, GAAP
13.65%
21.46%
0.76%
Sales/Revenue/Turnover
5.52%
9.69%
1.02%
Total Cash Common Dividend
8.94%
4.48%
6.07%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
206
208
212
208
834
2025
198
208
218
218
842
2026
208
215
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.57
1.56
1.6
1.92
6.58
2025
1.56
1.61
1.74
2.02
6.63
2026
1.64
1.54
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.66
- -
0.66
- -
1.32
2025
0.7
- -
0.7
- -
1.4
2026
0.73
- -
- -
- -
- -
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Business
International Bancshares Corp. is a financial holding company, which provides banking services to commercial, consumer, and international customers in South, Central, and Southeast Texas and the State of Oklahoma. It engages in banking activities, including accepting checking and savings deposits and providing commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also offers other related services, such as credit cards, travelers' checks, safety deposit facilities, collection services, notary public services, escrow services, drive-up and walk-up facilities, and other customary banking services. The company was founded in 1966 and is headquartered in Laredo, TX.