1. United States Stocks

  2. •

    Finance

  3. •

    Regional banks
International Bancshares Corporation

International Bancshares Corporation

61.50
EUR
-0.50
(-0.81%)
6.03EPS
11.17P/E
4.20BMarket Cap
Nov 05Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
7.41
7.86
7.65
7.68
7.97
8.75
8.99
8.45
9.37
10.77
13.42
13.41
13.55
14.35
Basic EPS, GAAP
1.88
2.29
2.06
2.03
2.38
3.27
3.13
2.63
4.01
4.79
6.63
6.58
6.63
6.9
Free Cash Flow per Basic Share
2.37
2.13
2.77
2.49
2.76
3.15
4.31
4.68
4.44
5.88
7.2
7.39
7.61
7.56
Dividend per Share
0.43
0.52
0.58
0.6
0.66
0.75
1.05
1.1
1.15
1.2
1.26
1.32
1.4
1.49
Book Value per Share
21.19
23.78
25.13
26.14
27.83
29.56
32.49
34.42
36.43
32.9
39.43
44.96
52.3
54.28
Tangible Book Value per Share
16.94
19.52
20.86
21.86
23.55
25.26
28.15
29.95
31.97
28.36
34.88
40.41
47.76
49.73
Basic Weighted Avg Shares
67
67
66
66
66
66
65
64
63
63
62
62
62
60
Sales/Revenue/Turnover
498
525
508
506
527
578
589
538
594
675
833
834
842
859
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
31
26
26
25
25
26
28
28
25
22
22
23
23
25
Net Income, GAAP
126
153
137
134
157
216
205
167
254
300
412
409
412
413
Effective Tax Rate (%)
30.8
33.39
33.9
32.02
28.97
20.78
21.1
20.99
21.22
21.54
21.35
19.57
20.77
21.1
Profit Margin (%)
25.36
29.15
26.91
26.44
29.9
37.35
34.85
31.07
42.78
44.49
49.41
49.08
48.96
48.11
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,415
1,249
667
894
1,356
866
761
571
571
146
120
119
119
119
Total Equity
1,424
1,581
1,666
1,725
1,839
1,940
2,118
2,178
2,308
2,045
2,448
2,797
3,252
3,375
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.85
5.4
5.3
5.41
5.42
7.2
7.22
5.95
9.02
11.84
17.31
14.92
13.12
12.36
Return on Common Equity (%)
8.84
10.19
8.42
7.9
8.84
11.43
10.11
7.79
11.32
13.79
18.33
15.6
13.63
12.92

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
119
119
119
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
62
62
62
Market Capitalization
4,164
4,196
4,796

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5,370
3,955
4,067
Accounts Receivable, Net
72
75
78
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.25%
8.96%
16.27%
Free Cash Flow
10.81%
10.46%
2.86%
Net Income, GAAP
13.65%
21.46%
0.76%
Sales/Revenue/Turnover
5.52%
9.69%
1.02%
Total Cash Common Dividend
8.94%
4.48%
6.07%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
206
208
212
208
834
2025
198
208
218
218
842
2026
208
215
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.57
1.56
1.6
1.92
6.58
2025
1.56
1.61
1.74
2.02
6.63
2026
1.64
1.54
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.66
- -
0.66
- -
1.32
2025
0.7
- -
0.7
- -
1.4
2026
0.73
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Dennis E. Nixon
Full Time Employees
2,319
Sector
Finance
Industry
Regional banks
Address
Laredo United States
IPO Date
Sep 16, 1986
CIK
0000315709
Website
ibc.com
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Business
International Bancshares Corp. is a financial holding company, which provides banking services to commercial, consumer, and international customers in South, Central, and Southeast Texas and the State of Oklahoma. It engages in banking activities, including accepting checking and savings deposits and providing commercial, real estate, personal, home improvement, automobile, and other installment and term loans. It also offers other related services, such as credit cards, travelers' checks, safety deposit facilities, collection services, notary public services, escrow services, drive-up and walk-up facilities, and other customary banking services. The company was founded in 1966 and is headquartered in Laredo, TX.