Zip Co Ltd.

Zip Co Ltd.

1.27
EUR
+0.00
(+0.36%)
0.05EPS
35.95P/E
2.48BMarket Cap
Feb 24Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
Revenue per Share
- -
- -
0.03
0.07
0.14
0.26
0.42
0.77
1.02
0.96
0.89
0.83
1.05
Basic EPS, GAAP
-0.24
-0.08
-0.05
-0.09
-0.08
-0.04
-0.05
-1.28
-1.81
-0.52
- -
0.06
0.09
Free Cash Flow per Basic Share
-0.04
-0.02
-0.01
-0.05
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.13
0.04
0.06
0.05
0.11
0.22
0.53
2.08
0.63
0.28
0.35
0.55
0.54
Tangible Book Value per Share
0.13
0.04
0.05
- -
0.08
0.19
0.32
0.31
0.03
-0.14
0.08
0.34
0.34
Basic Weighted Avg Shares
10
23
145
235
287
316
376
514
610
720
973
1,290
1,271
Sales/Revenue/Turnover
- -
- -
4
16
39
83
157
397
620
693
868
1,072
1,336
Operating Margin (%)
- -
- -
-136.63
-59.47
-23.12
14.37
-11.73
-54.88
-45.04
0.52
26.01
25.06
26.86
Depreciation Expense
- -
- -
1
2
4
5
11
49
69
63
64
65
48
Net Income, GAAP
-2
-2
-7
-20
-23
-11
-20
-659
-1,105
-377
4
80
116
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
77.46
- -
19.89
Profit Margin (%)
- -
- -
-164.93
-122.87
-57.42
-13.43
-12.7
-165.91
-178.24
-54.39
0.42
7.46
8.71
Working Capital
- -
1
3
17
311
650
1,135
291
220
148
181
133
91
LT Debt
- -
- -
32
159
580
1,175
1,090
2,135
2,766
2,936
2,420
2,424
2,751
Total Equity
2
1
12
12
33
76
205
1,168
438
234
399
710
673
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.7
- -
8.73
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
2.16
- -
8.98
Return on Common Equity (%)
-96.87
-117.48
-109.25
-173.12
-100.21
-20.3
-14.16
-95.91
-137.7
-112.36
1.16
14.42
16.83

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
98.71%
6.8%
-5.09%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
545.98%
406.26%
45.67%
Sales/Revenue/Turnover
91.59%
28.26%
24.67%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
868
2025
- -
- -
1,072
2026
- -
- -
1,336

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
0.06
2026
- -
- -
0.09

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Cynthia Whelan
Full Time Employees
877
Sector
Finance
Industry
Finance/Rental/Leasing
Address
180 George Street Sydney NSW Australia 2000
IPO Date
Dec 9, 2009
Website
zip.co
Business
Zip Co Limited Zip Co Limited (ASX: ZIP) is a digital financial services company providing point-of-sale credit, buy now pay later (BNPL) solutions, and digital payment services to consumers and merchants. The company offers core products including Zip Money, a line of credit for larger purchases; Zip Pay, an installment product for everyday spending; Zip Plus, a premium consumer financing option with a Visa card; and merchant-focused services such as BNPL integrations, SME unsecured loans, and payment platforms enabling upfront funding with installment repayment options assumed by Zip. These solutions operate across retail, health, education, travel, and e-commerce sectors, connecting 6.3 million active customers with over 85,000 merchants. Zip Co Limited maintains primary operations in two core markets: Australia and New Zealand (ANZ), and the United States (US), with headquarters in Sydney, Australia, at Level 5, 126 Phillip Street. Founded in 2013 by Larry Diamond and Peter Gray as Zip Money, the company listed on the ASX in 2015, rebranded to Zip Co Limited in December 2017, and focuses on consumers underserved by traditional finance alongside small and medium-sized enterprises (SMEs). Geographic reach emphasizes scalable digital platforms in these regions, supported by additional offices in San Francisco, New York, and London for US and emerging expansion. Recent developments include an expanded partnership with Stripe announced in October 2025, integrating Zip's BNPL options into Stripe's checkout interfaces (Elements, Checkout, Payment Links) for US merchants to boost conversions and reach; a September 2025 alliance with Nift to deliver personalized post-purchase gift offers enhancing customer loyalty; and a July 2025 integration with Xero invoicing via Stripe for Australian SMEs to offer flexible invoice payments and improve cash flow. Further advancements encompass the first Australian card issuer launch of Google Wallet on iOS in August 2025 for Zip Pay and Zip Plus Visa cards, alongside Chrome Autofill expansion in the US, and a FY25 results update in August 2025 reporting total income of A$1,081.1 million (up 23.5%), transaction volume of A$13.1 billion (up 30.3%), and cash EBITDA of A$170.3 million (up 147.0%).

Company News

  • Zip US Extends Cashflow Flexibility Beyond Point of Purchase with Zip® Cash. Waitlist surpasses 100,000 customers for new cash loan product.

  • Zip US Unveils Its “Inside the Wallet” Insights Report for 2HFY26

  • Zip shares surge 17% as FY26 profit jumps and FY27 earnings outlook strengthens

  • Zip Co Limited (ZIZTF) Q4 2026 Earnings Call Transcript

  • Zip Taps Canva's Former Global Head of IT as GM of AI

  • Zip Appoints Former Ironclad and Salesforce Sales Leader Dallas Stonhaus as Chief Sales Officer to Accelerate Enterprise Expansion

  • ZIP (ASX:ZIP) Insider Purchases A$23,048.55 in Stock

  • Cynthia Scott Buys 53,342 Shares of ZIP (ASX:ZIP) Stock

  • BNPL Firm Zip Shares Hit 11-Year Low on Flat Earnings Forecast

  • Zip Co Limited (ZIZTF) Q2 2026 Earnings Call Transcript

  • ZIP (OTCMKTS:ZIZTF) Shares Up 1.1% – Here’s What Happened

  • All I Want for Christmas Is Four Easy Payments: 'Buy Now, Pay Later' Spend Is Projected To Hit $20 Billion During The 2025 Holiday Season

  • ZIP (OTCMKTS:ZIZTF) Trading 2.1% Higher – Here’s Why

  • Zip Co Limited (ZIZTF) Shareholder/Analyst Call Transcript

  • Zip Co Limited (ZIZTF) Q4 2025 Earnings Call Transcript

  • Zip shares hit three-year high on earnings beat as BNPL firm unveils US listing plan

  • Up 365% in 2024, what next for the Zip share price?

  • Zip Eyes Apple Partnership as BNPL Use Grows

  • Zip Co Limited (ZIZTF) Q4 2024 Earnings Call Transcript

  • 5 Money Mistakes Billionaire Elon Musk Made