Guild Holdings Company

Guild Holdings Company

GHLD
Guild Holdings CompanyUS flagNew York Stock Exchange
20.01
USD
+0.14
- -
1.25BMarket Cap
Guild Holdings Company
GHLD
(New York Stock Exchange)

Recent

price

20.01

P/E

ratio

- -

div

yld

- -

ROIC.AI

2018
2019
2020
2021
2022
2023
2024
TTM
FRC
8.47
12.05
27.15
26.22
19.21
10.89
17.34
19.12
Revenue per Share
1.22
0.09
6.18
4.69
5.39
-0.64
1.58
2.03
Basic EPS, GAAP
-0.64
-7.14
-7.94
11.17
20.6
-1.59
-10.9
0.4
Free Cash Flow per Basic Share
0.67
0.54
0.62
2
- -
0.5
0.5
0.75
Dividend per Share
6.98
6.4
11.97
14.51
19.78
18.63
19.57
19.06
Book Value per Share
-2.19
-1.25
3.77
0.47
-1.64
-3.1
-5.14
-5.11
Tangible Book Value per Share
60
60
60
61
61
61
61
62
Basic Weighted Avg Shares
508
723
1,629
1,586
1,172
664
1,065
1,186
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
7
7
26
33
31
36
38
36
Depreciation Expense
73
6
371
284
329
-39
97
126
Net Income, GAAP
24.86
4.34
25
26.66
21.76
- -
18.58
23.08
Effective Tax Rate (%)
14.43
0.77
22.75
17.89
28.04
-5.88
9.12
10.63
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
160
225
245
351
213
527
803
941
LT Debt
441
406
736
920
1,249
1,183
1,254
1,238
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
1.39
67.26
35.57
31.53
-3.33
8.31
11.03
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
801
813
874
LT Finance Leases
73
69
67
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
62
62
62
Market Capitalization
942
1,222
1,237

Working Capital

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
112
107
106
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
89
104
117
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
28.55%
5.96%
Free Cash Flow
- -
67.08%
588.04%
Net Income, GAAP
- -
1,215.25%
-349%
Sales/Revenue/Turnover
- -
22.72%
60.41%
Total Cash Common Dividend
- -
- -
0.73%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
106
237
257
58
664
2024
232
286
159
377
1,065
2025
204
290
315
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
-0.61
0.61
0.89
-1.52
-0.64
2024
0.47
0.61
-1.09
1.59
1.58
2025
-0.39
0.3
0.54
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
0.5
- -
0.5
2024
- -
0.5
- -
- -
0.5
2025
0.5
- -
0.25
- -
- -
Business
Guild Holdings Company originates, sells, and services residential mortgage loans across the United States, operating primarily through its subsidiary, Guild Mortgage Company. It offers a broad range of mortgage products including fixed and adjustable-rate loans, government-backed loans such as FHA, VA, and USDA loans, and jumbo loans for higher-value properties. The company also provides loan servicing, retained mortgage servicing rights, and ancillary services such as title and insurance services. Founded in 1960 and headquartered in San Diego, California, Guild Holdings focuses on distributed retail origination through a national network of loan officers and partners. In a significant development in 2025, Guild Holdings was acquired by Bayview Asset Management’s MSR Opportunity Fund for approximately $1.3 billion, transitioning Guild into a privately held independent entity under Bayview’s umbrella. This strategic acquisition aims to strengthen Guild’s national brand and enhance its mortgage origination and servicing ecosystem by leveraging Bayview’s investment management capabilities alongside Guild’s expertise. The integration supports Guild’s mission to deliver homeownership solutions nationwide while fostering innovation and sustained growth. Financially, Guild reported strong performance prior to acquisition, with total mortgage originations reaching $24 billion in 2024, robust gain-on-sale margins, and improved servicing portfolio metrics. Guild continues to operate nationwide, servicing diverse customer segments including first-time homebuyers, military veterans, and purchase-oriented borrowers, with particular strength in relationship-based loan sourcing and long-term customer servicing. The company's strategic focus includes expanding market share through innovation in loan products and customer service platforms, supported by its partnership with Bayview, which enhances its capabilities in mortgage servicing rights and loan servicing management. This acquisition and ongoing operational improvements mark a notable shift in Guild’s scale and market positioning within the U.S. residential mortgage industry.

Company News

APIChat
  • Donald Smith & Co's Strategic Moves: Equinox Gold Corp Sees a -2.9% Impact

  • Is the Goldman Sachs S&P 500 Premium Income ETF a Buy After Guild Investment Scooped Up Shares Worth $2.9 Million?

  • Guild Holdings Company (NYSE:GHLD) Receives Consensus Rating of “Hold” from Analysts

  • Robinhood's Stephanie Guild on if the bull market still has room to run into 2026

  • Head-To-Head Analysis: Guild (NYSE:GHLD) & Sentage (NASDAQ:SNTG)

  • Worried about S&P 500, will go up in 2026 but not by much, says Robinhood's Stephanie Guild

  • Guild Holdings Company (NYSE:GHLD) Receives Consensus Rating of “Hold” from Analysts

  • Bayview Completes Acquisition of Guild Holdings Company

  • Bitcoin has been a net buy over the last couple of days, says Robinhood's Stephanie Guild

  • Guild Holdings Company (GHLD) Q3 Earnings and Revenues Surpass Estimates

  • Guild Holdings Company Reports Third Quarter 2025 Results

  • Guild Investment Management Inc. Trims Stake in Apple Inc. $AAPL

  • Guild Holdings Company Announces Third Quarter 2025 Earnings Details

  • Guild Holdings Company (GHLD) to Report Q3 Results: What to Expect

  • Guild Investment Management Inc. Sells 5,895 Shares of NVIDIA Corporation $NVDA

  • $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of Guild Holdings Company (NYSE: GHLD)

  • S&P will have a hard time rallying much higher, says Robinhood's Stephanie Guild

  • Guild (GHLD) Q2 EPS Jumps 57%

  • Guild Holdings Company (GHLD) Q2 Earnings Top Estimates

  • Guild Holdings Company Announces Second Quarter 2025 Earnings Details