FON SE is a financial services company based in Tallinn, Estonia, primarily engaged in providing medium-term loans to retail customers and small businesses. The company offers a range of credit products including consumer loans and small business financing, alongside conducting capital investment activities. FON SE operates mainly in Estonia and Poland, targeting the retail and small business segments within these geographic markets. Founded in 2019, the company focuses on diversified financial services within the consumer finance industry. Recent major changes include the issuance of bonus shares aimed at capital strengthening, while continuing to expand its loan portfolio and investment initiatives. The company trades on the Warsaw Stock Exchange under the ticker FON and maintains a strategic focus on growing its financial services footprint through operational enhancements and market penetration in Central and Eastern Europe. FON SE’s headquarters are located in Tallinn, Estonia, and it actively manages its capital investments alongside lending activities to fuel growth and shareholder value.