1. Estonia Stocks

  2. •

    Finance

  3. •

    Real estate development
FON SE

FON SE

GGPW:FON
1.70
PLN
0.00
(0.00%)
0.28EPS
6.69P/E
11.98MMarket Cap
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.08
0.01
0.23
0.05
0.09
0.1
0.11
0.06
0.02
0.05
0.06
0.07
0.09
0.08
Basic EPS, GAAP
3.07
-1.36
1.32
-0.31
-3.49
-0.14
-0.28
-0.29
0.02
0.04
0.08
0.07
0.07
0.06
Free Cash Flow per Basic Share
2.39
1.45
-3.98
0.77
-0.03
-0.04
-0.01
- -
0.13
0.21
0.42
-0.27
0.05
0.05
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
7.36
5.09
10.76
10.13
3.83
3.09
2.18
1.31
0.85
0.86
0.97
0.87
0.96
0.66
Tangible Book Value per Share
7.36
5.09
10.76
10.13
3.83
3.09
2.03
1.24
0.85
0.86
0.97
0.87
0.96
0.66
Basic Weighted Avg Shares
1
2
5
21
5
5
5
7
7
7
7
6
6
6
Sales/Revenue/Turnover
- -
- -
1
1
- -
- -
1
- -
- -
- -
- -
- -
1
- -
Operating Margin (%)
1,255.56
717.5
-88.26
64.6
-4,484.19
59.01
5.05
-324.38
89.82
93.01
94.58
92
93.5
91.04
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
3
-3
6
-6
-17
-1
-1
-2
- -
- -
1
- -
- -
- -
Effective Tax Rate (%)
- -
- -
25.69
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
4,079.1
-9,885
574.06
-637.59
-3,956.86
-134.9
-248.43
-518.91
69.46
67.2
122.57
90.74
76.27
84.01
Working Capital
8
9
69
38
7
6
6
1
- -
- -
1
-4
-1
-1
LT Debt
- -
- -
1
- -
- -
- -
- -
- -
4
3
- -
- -
- -
- -
Total Equity
18
14
62
49
19
15
16
9
6
6
7
6
6
4
Return on Invested Capital (%)
- -
- -
-1.83
- -
- -
- -
- -
- -
1.55
3.61
5.31
6.2
7.22
6.58
Return on Capital (%)
- -
- -
21.59
- -
- -
- -
- -
- -
1.53
3.61
7.38
6.2
7.22
6.65
Return on Common Equity (%)
34.76
-21.88
17.02
-11.41
-49.98
-4.01
-9.36
-16.77
1.51
4.11
8.32
6.88
7.34
7.52

Capital Structure

EUR

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
1
1
1
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6
6
6
Market Capitalization
5
3
3

Working Capital

EUR

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
3
- -
3
Cash, Cash Equivalents & STI
3
- -
2
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
1
1
3
Payables & Accruals
- -
- -
- -
ST Debt
1
1
1
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-16.76%
-5.81%
10.57%
Free Cash Flow
-440.09%
-803.71%
-118.5%
Net Income, GAAP
13.44%
21.45%
0.7%
Sales/Revenue/Turnover
4.72%
22.08%
19.79%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
1
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.02
0.02
0.78
0.02
0.07
2025
0.02
0.02
0.02
0.02
0.07
2026
0.02
0.01
0.02
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Damian Patrowicz
Full Time Employees
2
Sector
Finance
Industry
Real estate development
Address
Tornimäe tn 5 Tallinn HA Estonia 10145
IPO Date
Nov 17, 2000
Website
fon-sa.pl
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Business
FON SE is a financial services company based in Tallinn, Estonia, primarily engaged in providing medium-term loans to retail customers and small businesses. The company offers a range of credit products including consumer loans and small business financing, alongside conducting capital investment activities. FON SE operates mainly in Estonia and Poland, targeting the retail and small business segments within these geographic markets. Founded in 2019, the company focuses on diversified financial services within the consumer finance industry. Recent major changes include the issuance of bonus shares aimed at capital strengthening, while continuing to expand its loan portfolio and investment initiatives. The company trades on the Warsaw Stock Exchange under the ticker FON and maintains a strategic focus on growing its financial services footprint through operational enhancements and market penetration in Central and Eastern Europe. FON SE’s headquarters are located in Tallinn, Estonia, and it actively manages its capital investments alongside lending activities to fuel growth and shareholder value.