1. Germany Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
GRENKE AG

GRENKE AG

10.10
EUR
+0.06
(+0.60%)
1.77EPS
7.14P/E
519.53MMarket Cap
Nov 12Next Earn
GRENKE AG
HAN:GLJ
(Hannover Stock Exchange)

Recent

price

10.10

P/E

ratio

7.14

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
EUR
2.44
24.41
28.15
29.74
33.29
39.26
44.65
54.02
12.64
13.48
14.21
13.09
13.21
14.78
18.02
22.13
23.25
Revenue per Share
0.68
0.96
1.03
1.08
1.47
1.83
2.33
2.38
2.89
3.03
2.02
2.14
1.94
1.99
1.67
1.58
1.65
Basic EPS, GAAP
-0.43
0.93
1.33
-0.74
-0.34
2.45
-0.63
0.24
0.11
2.01
11.85
-1.7
-7.64
6.93
8.48
-5.42
-8.39
Free Cash Flow per Basic Share
0.2
0.23
0.25
0.27
0.24
0.37
0.44
0.58
0.68
0.8
0.61
0.26
0.51
0.45
0.48
0.4
- -
Dividend per Share
7.01
7.74
8.55
9.96
11.14
13.34
14.55
17.64
21.43
25.12
26.2
27.95
29.28
29.44
30.4
30.6
30.49
Book Value per Share
6.65
7.36
7.11
8.48
9.52
11.55
12.59
14.95
19.8
23.59
24.75
26.65
28.17
28.44
29.49
27.13
27.03
Tangible Book Value per Share
41
41
41
44
44
44
44
44
45
46
46
46
46
46
45
44
44
Basic Weighted Avg Shares
100
1,002
1,156
1,299
1,471
1,738
1,978
2,394
574
625
659
609
614
687
819
978
1,027
Sales/Revenue/Turnover
42.34
10.73
11
10.93
11.61
11.91
11.96
9.37
53.62
50.54
50.96
25.88
12.49
15.88
15.69
17.11
15.4
Operating Margin (%)
3
3
3
5
6
8
9
15
17
30
29
29
26
26
25
25
26
Depreciation Expense
28
39
42
47
65
81
103
105
131
141
94
100
90
92
76
70
73
Net Income, GAAP
23.79
22.17
28.87
26.84
25.16
26.14
23.27
20.15
16.03
18.08
23.21
22.93
24.18
21.46
21.53
23.18
24.91
Effective Tax Rate (%)
27.78
3.92
3.67
3.62
4.42
4.65
5.22
4.4
22.89
22.5
14.21
16.36
14.72
13.43
9.27
7.14
7.09
Profit Margin (%)
- -
236
263
223
329
228
252
466
715
1,035
1,334
908
404
1,138
514
720
214
Working Capital
- -
931
1,110
1,120
1,391
1,482
1,894
- -
33
3,563
3,257
2,502
2,247
2,626
2,629
3,729
3,580
LT Debt
288
318
351
439
493
591
645
782
980
1,143
1,193
1,269
1,332
1,355
1,323
1,418
1,416
Total Equity
10.25
3.99
2.31
2.24
2.74
2.95
3.11
4.73
14.51
3.89
1.66
1.94
1.48
1.73
1.3
1.24
1.27
Return on Invested Capital (%)
10.11
4.04
2.36
2.27
2.77
2.98
3.11
4.76
14.85
4.34
1.87
2.17
2.07
2.29
1.51
1.14
1.08
Return on Capital (%)
10.11
12.97
12.7
11.9
13.95
14.92
16.72
14.79
14.82
13.03
7.86
7.91
6.79
6.76
5.6
5.18
5.34
Return on Common Equity (%)

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,274
1,021
1,445
LT Borrowings
3,705
4,050
3,558
LT Finance Leases
25
23
22
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
44
44
44
Market Capitalization
685
552
520

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
3,695
3,913
3,612
Cash, Cash Equivalents & STI
693
975
613
Accounts Receivable, Net
11
12
12
Inventories
- -
- -
- -
Total Current Liabilities
2,975
3,009
3,398
Payables & Accruals
- -
- -
- -
ST Debt
1,274
1,021
1,445
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.47%
3.58%
7.19%
Free Cash Flow
189.34%
-19.84%
-162.14%
Net Income, GAAP
0.14%
-5.33%
-8.14%
Sales/Revenue/Turnover
1.68%
8.74%
19.35%
Total Cash Common Dividend
8.06%
2.45%
-18.3%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
177
193
199
250
819
2025
211
221
229
317
978
2026
237
244
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.45
0.58
0.3
0.34
1.67
2025
0.26
0.35
0.48
0.49
1.58
2026
0.32
0.36
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.48
2025
- -
- -
- -
- -
0.4
2026
- -
- -
- -
- -
- -
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Business
Grenke AG (GLJ.DE), headquartered in Baden-Baden, Germany, and founded in 1978, operates as a global financing partner specializing in small-ticket leasing for small and medium-sized enterprises (SMEs); the company provides manufacturer-independent leasing solutions for IT equipment including PCs, notebooks, servers, monitors and peripherals, software, telecommunications and photocopy equipment; it also offers leasing for medical technology, small machinery, security equipment, green economy objects such as photovoltaic systems, wall boxes and eBikes, alongside rentals, service, protection, maintenance options and remarketing of used equipment; through grenke Bank AG, it delivers development loans, microcredits under programs like Mikrokreditfonds Deutschland, and fixed-term deposits; its portfolio includes factoring services focused on small-ticket notification and non-notification options, as well as receivables management. Grenke AG maintains operations across more than 30 countries worldwide, with 132 locations spanning Europe, Australia, North and South America, and Asia including Dubai; primary markets encompass established core regions like Germany (DACH), France, Italy, Finland, Sweden, Switzerland, Spain and the United Kingdom, alongside growth markets such as Australia, Canada and the USA, and smaller contributors including Belgium, Brazil, Chile and Poland; the leasing segment drives over 96 percent of interest income, with small-ticket contracts up to EUR 50,000 comprising 97 percent of volume; sales channels feature a network of over 39,000 specialist reseller partners and direct sales to SMEs, supported by digital tools like eSignature used in 40.5 percent of 2024 contracts. Recent strategic shifts include the divestment of its factoring business, announced in 2024 with an agreement in April 2025 to transfer operations in Germany, the UK, Ireland, Poland and Hungary to Teylor AG, commencing in 2025 and completing by mid-2026 to sharpen focus on core leasing; in January 2025, Grenke AG formed an industrial partnership with Intesa Sanpaolo, contributing the Italian Rent Foryou stake to Grenke Locazione SRL in exchange for a 17 percent equity holding, aiming to bolster operational leasing for capital goods targeting SMEs in Italy; the company issued its first green bond in 2024, elevating its capital market status, while achieving record leasing new business of EUR 3.1 billion in 2024 and targeting EUR 3.2-3.4 billion for 2025 amid ongoing digitalization and sustainability initiatives.

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