Harleysville Financial Corporation

Harleysville Financial Corporation

HARL
Harleysville Financial CorporationUS flagOther OTC
29.60
USD
+0.10
- -
106.11MMarket Cap
Harleysville Financial Corporation
HARL
(Other OTC)

Recent

price

29.60

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
5.54
5.78
5.77
5.58
5.77
6.03
6.22
6.34
7.03
7.36
6.77
6.85
7.3
8.95
7.67
8.23
9.34
Revenue per Share
1.37
1.45
1.35
1.28
1.3
1.33
1.48
1.51
1.89
2.17
1.89
1.95
2.36
3.31
2.43
2.64
3.31
Basic EPS, GAAP
0.81
1.94
1.28
3.24
1.94
1.52
1.31
2.04
1.64
2.09
2.22
2.42
2.94
3.1
2.12
2.62
- -
Free Cash Flow per Basic Share
0.6
0.59
0.6
0.83
0.84
0.84
0.84
0.87
0.91
0.98
1.06
1.11
1.15
2.36
2.44
1.3
- -
Dividend per Share
13.29
13.73
14.22
14.57
14.96
15.76
16.46
16.97
17.81
19.01
19.83
20.74
22.1
23.19
23.62
25.15
- -
Book Value per Share
14.58
15.32
15.94
16.32
16.67
17.2
17.75
18.47
19.11
20.29
20.91
21.55
22.82
23.6
23.82
25.09
26.36
Tangible Book Value per Share
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
Basic Weighted Avg Shares
20
22
22
21
22
22
23
24
26
28
25
26
27
33
28
30
34
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
1
1
1
1
1
1
1
- -
1
1
- -
Depreciation Expense
5
5
5
5
5
5
5
6
7
8
7
7
9
12
9
10
12
Net Income, GAAP
28
25.59
29.72
32.89
33.17
33.07
34.3
32.66
28.82
27.33
24.1
26.05
23.55
25.34
22.07
23.12
23.12
Effective Tax Rate (%)
24.72
25.06
23.38
22.87
22.48
22.01
23.81
23.87
26.9
29.47
27.92
28.38
32.37
36.97
31.75
32.1
35.42
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
272
250
192
175
168
152
143
123
91
102
88
59
47
46
57
84
- -
LT Debt
53
57
60
62
63
64
66
69
72
76
79
81
85
87
87
91
95
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.55
10.81
9.67
8.89
8.8
8.55
9.18
9.1
10.92
11.77
9.74
9.57
11
14.56
10.32
10.79
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'26
Mar'26
ST Debt
71
- -
- -
LT Borrowings
84
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
88
92
96

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
9
- -
- -
Accounts Receivable, Net
3
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
- -
- -
ST Debt
71
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.57%
2.89%
4.49%
Free Cash Flow
8.13%
4.82%
22.59%
Net Income, GAAP
8.43%
8.45%
7.61%
Sales/Revenue/Turnover
3.33%
3.84%
6.42%
Total Cash Common Dividend
9.11%
13.08%
-46.95%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7
7
7
7
28
2025
7
7
8
8
30
2026
8
10
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.69
0.58
0.6
0.56
2.43
2025
0.55
0.59
0.7
0.8
2.64
2026
0.74
1.06
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.44
2025
- -
- -
- -
- -
1.3
2026
- -
- -
- -
- -
- -
Business
Harleysville Financial Corporation operates as the bank holding company for Harleysville Bank, delivering a comprehensive suite of financial products and services primarily in Pennsylvania. The company offers deposit products including savings accounts, money market accounts, checking accounts, and certificates of deposit. It provides a variety of loan products such as mortgage loans, home equity loans, savings account loans, business term loans, commercial real estate loans, and lines of credit. Harleysville Financial also offers business banking services comprising business checking and savings accounts, priority online banking, fraud prevention services, business bill payment, mobile banking, telephone banking, business debit Mastercard, remote deposit capture, automated clearing house processing, sweep accounts, zero balance accounts, and employee services. Its investment services include financial consultation, cash and wealth management, education planning, investment strategy, insurance, retirement and estate planning, and various investment products like annuities, mutual funds, life insurance, stocks, bonds, tax-advantaged investments, long-term care insurance, disability insurance, and individual retirement accounts. The company serves its customers through an integrated network of full-service branches, internet banking, mobile banking, and telephone banking. Founded in 1915 and headquartered in Harleysville, Pennsylvania, Harleysville Financial Corporation recently reported steady financial performance with total assets reaching $928 million as of September 30, 2024. It maintains strategic focus on competitive loan and deposit offerings while emphasizing prudent risk management amid economic uncertainty. The company continues to sustain dividend payments, reflecting its stable earnings profile. Harleysville Financial Corporation underwent a significant name change in May 2017, shifting from Harleysville Savings Financial Corporation to its current name to better reflect its diversified banking operations. It operates primarily in Montgomery and Bucks counties in Pennsylvania through a network of branch offices.

Company News

APIChatGPT
  • Harel Insurance Investments and Financial Services reports first quarter 2026 results with strong momentum continues

  • Harel Insurance Investments and Financial Services reports first quarter 2026 results with strong momentum continues

  • CORRECTING AND REPLACING Harleysville Financial Corporation Announces Regular Cash Dividend and Second Quarter Earnings for Fiscal Year 2026

  • Harleysville Financial Corporation Announces Regular Cash Dividend and Second Quarter Earnings for Fiscal Year 2026

  • Critical Review: Byline Bancorp (NYSE:BY) and Harleysville Savings Financial (OTCMKTS:HARL)

  • Harleysville Financial Corporation Reports First Fiscal Quarter 2026 Results, Highlights 33% Net Income Increase Year-Over-Year and a 6.1% Increase of the Regular Cash Dividend

  • Contrasting TrustCo Bank Corp NY (NASDAQ:TRST) and Harleysville Savings Financial (OTCMKTS:HARL)

  • Harleysville Financial Corporation and Harleysville Bank Announce Change to Executive Management Team

  • Harleysville Financial Corporation Announces Earnings for the Fiscal Year Ended September 30, 2025, and the Declaration of Regular Cash Dividend

  • Harleysville Financial Corporation Announces Regular Cash Dividend and Third Quarter Earnings for Fiscal Year 2025

  • Harleysville Financial Corporation Announces Regular Cash Dividend and Second Quarter Earnings for Fiscal Year 2025

  • Harleysville Financial Corporation Announces Quarterly Earnings and a 6.5% Increase of the Regular Cash Dividend for the First Fiscal Quarter 2025

  • Harleysville Financial Corporation Announces Earnings for the Fiscal Year Ended September 30, 2024, and the Declaration of Regular Cash Dividend.

  • Harleysville Financial Corporation Announces Regular Cash Dividend and Third Quarter Earnings for Fiscal Year 2024

  • Harleysville Financial Corporation Announces Regular Cash Dividend and Second Quarter Earnings for Fiscal Year 2024

  • Harleysville Financial Corporation Announces Quarterly Earnings and a 3.3% Increase of the Regular Cash Dividend for the First Fiscal Quarter 2024

  • Harleysville Financial Corporation Announces the Declaration of Special Cash Dividend

  • Harleysville Financial Corporation Announces Record Earnings for the Fiscal Year Ended September 30, 2023, and the Declaration of Regular Cash Dividend

  • Harleysville Financial Corporation Announces the Approval of a 5% Stock Repurchase Program

  • Harleysville Financial Corporation Announces Regular Cash Dividend and Third Quarter Earnings for Fiscal Year 2023