Hiscox Ltd

Hiscox Ltd

HCXLF
Hiscox LtdUS flagOther OTC
24.55
USD
- -
- -
7.87BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
7.93
7.71
8.21
9.01
9.47
10.12
11.21
10.14
9.58
8.28
10.37
10.74
- -
Basic EPS, GAAP
1.4
1.19
1.08
1.48
0.12
0.42
0.17
-0.92
0.55
0.74
2.06
1.83
- -
Free Cash Flow per Basic Share
0.6
1.67
0.11
0.13
0.17
0.85
-0.2
-0.59
-0.12
0.84
0.55
0.22
- -
Dividend per Share
1.29
1.09
1.08
0.49
0.35
0.37
0.39
- -
0.11
0.35
0.36
0.37
- -
Book Value per Share
7.58
7.15
6.85
6.61
8.5
8.26
7.96
6
6.27
6.79
8.58
10.2
- -
Tangible Book Value per Share
7.85
7.44
7.21
7.44
7.56
7.24
6.73
6.41
6.57
6.73
8.61
9.88
- -
Basic Weighted Avg Shares
281
282
288
281
282
284
284
321
343
344
345
342
- -
Sales/Revenue/Turnover
2,228
2,174
2,367
2,534
2,672
2,869
3,184
3,250
3,283
2,850
3,580
3,676
3,951
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
16
20
34
35
28
33
45
57
58
60
77
61
66
Net Income, GAAP
392
336
311
416
34
118
49
-294
190
254
712
627
604
Effective Tax Rate (%)
2.77
6.46
2.87
4.95
14.58
13.05
7.91
- -
0.68
7.87
- -
8.49
17.55
Profit Margin (%)
17.59
15.48
13.14
16.41
1.27
4.11
1.54
-9.04
5.77
8.91
19.89
17.06
15.29
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
406
338
370
697
797
1,003
790
709
747
736
894
Total Equity
2,324
2,263
2,265
2,244
2,317
2,259
2,190
2,354
2,563
2,635
3,297
3,690
3,948
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
21.05
16.67
14.76
19.18
2.29
5.09
2.71
- -
8.17
9.69
- -
17
14.49
Return on Common Equity (%)
20.45
16.22
15.58
21.7
1.59
4.98
2.13
-14.04
9.31
11.32
26.88
19.44
16.22

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6%
11.14%
6.99%
Free Cash Flow
-47.07%
-204.94%
-64.94%
Net Income, GAAP
-53.52%
6.86%
-3.68%
Sales/Revenue/Turnover
5.65%
4.72%
7.49%
Total Cash Common Dividend
- -
32.25%
14.57%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
3,580
2024
- -
- -
- -
- -
3,676
2025
- -
- -
- -
- -
3,951

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
2.06
2024
- -
- -
- -
- -
1.83
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.36
2024
- -
- -
- -
- -
0.37
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Hamayou Akbar Hussain
Full Time Employees
3,000
Sector
Financial Services
Industry
Insurance - Property & Casualty
Address
Chesney House Pembroke Bermuda HM 08
IPO Date
Feb 22, 2010
Business
Hiscox Ltd is a Bermuda-based international specialist insurer listed on the London Stock Exchange (LSE: HSX) that underwrites a diverse portfolio of property, casualty, and specialty insurance products for commercial and high-net-worth individual clients worldwide; core offerings include personal lines such as high-value home and contents, classic car, fine art, bloodstock, kidnap and ransom, and personal accident coverage, alongside commercial lines encompassing property, marine, aerospace, professional indemnity, errors and omissions, cyber and hacker insurance, product recall, political risk, management liability, crime, entertainment, terrorism, and reinsurance; the company operates through key segments including Hiscox Retail (UK, Europe, USA, Asia), Hiscox London Market, and Hiscox Re & ILS, with over 3,000 employees across 13 countries spanning North America, Europe (including UK offices in London, Birmingham, Colchester, Glasgow, Maidenhead, Manchester, York; Guernsey; continental Europe in Madrid, Munich, Paris), Bermuda, and Asia. Founded in 1901 in London with headquarters in Hamilton, Bermuda since the 2006 redomiciliation from the UK, Hiscox maintains underwriting platforms at Lloyd's of London and focuses on niche, high-quality risks with a strong emphasis on innovation in areas like cyber protection and digital distribution. Recent developments include the August 2025 agreement to acquire US-based insurtech entities Corix Insurance Services, LLC and Vouch Insurance Company from Vouch, Inc. to bolster Hiscox USA's small business offerings in technology start-ups, life sciences, and professional services while enhancing broker platform digitization; the July 2025 divestiture of DirectAsia, now reported outside Retail; new distribution deals such as with a major German broker consolidator and product launches like a cyber offering in France; strategic partnerships including a multi-year Google Cloud collaboration for AI-enhanced underwriting and a new IT services provider; an upsized $275 million share buyback (65% complete as of early November 2025); and a planned 20% increase in the final 2025 dividend per share, reflecting Retail growth acceleration to over 6% in constant currency for 2025 amid 5.9% group insurance contract written premium rise to $4.05 billion in the first nine months.

Company News

APIChat
  • Shares in Hiscox jump after media report on potential bid for insurer

  • Hiscox Ltd (HCXLY) Q1 2026 Sales/Trading Call Transcript

  • Hiscox tops FTSE 100 risers with 5% jump after premiums surge

  • British insurer Hiscox grows premiums by 10.2% on strong retail demand

  • Exclusive: Hiscox manager faces Greek perjury charge over extradition case

  • Hiscox Ltd (HCXLY) Q4 2025 Earnings Call Transcript

  • Hiscox hits six-year high after bigger buyback than expected

  • Hiscox Ltd (HCXLY) Q3 2025 Sales Call Transcript

  • Hiscox Ltd (HCXLF) Q2 2025 Earnings Call Transcript

  • Hiscox shares jump as buyback increased by $100m

  • Hiscox Ltd (HCXLF) Q1 2025 Sales/Trading Statement Call Transcript

  • Sapiens Cloud Adopted by Hiscox UK: Should You Watch the Stock?

  • Hiscox UK Goes Live with Sapiens Insurance Platform on Sapiens Cloud

  • Hiscox Ltd (HCXLF) Q4 2024 Earnings Call Transcript

  • Hiscox Ltd (HCXLF) Q3 Trading Update Call Transcript

  • HIscox re-entry into FTSE100 would underline good momentum, says broker

  • Hiscox Ltd: Attractive In Ongoing Insurance Hard Market

  • Hiscox pays tribute to chair after Bayesian tragedy

  • Hiscox Ltd (HCXLF) Q2 2024 Earnings Call Transcript

  • Hiscox interims raise more questions, suggests Canadian bank