Toivo Group Oyj operates as a Finnish real estate company focused on the development, construction, ownership, management, leasing and sale of residential and social infrastructure properties; its core activities encompass plot development, project management, design control, building construction, property maintenance and sales of apartments and family homes to consumer and corporate customers; the company provides modern, affordable, energy-efficient housing and care facilities with an emphasis on sustainability, user experience and full lifecycle management from land acquisition to lease negotiations. Toivo Group Oyj, founded in 2015 and headquartered in Espoo, Finland, primarily serves growth centers including Helsinki, Tampere, Turku and surrounding regions, with operations extending to Sweden; its portfolio includes rental homes, commercial properties and lots, targeting private individuals, families and institutional tenants in the residential and community sectors. Recent developments include the finalization in December 2025 of an approximately EUR 8 million sale of a social infrastructure property in Helsinki's Vartiokylä area to a fund managed by Urban Partners, in partnership with Attendo for senior care services; the company initiated construction of a EUR 3.8 million regional residential project in Kilo, Espoo in November 2025; additionally, Toivo Group sold its shares in E-Heat Oy for EUR 1.97 million and operates as a subsidiary of Raatihuone Oy.