Hartford Insurance Group, Inc.

Hartford Insurance Group, Inc.

HFF.DE
Hartford Insurance Group, Inc.DE flagDeutsche Börse
120.02
EUR
- -
- -
33.20BMarket Cap
Hartford Insurance Group, Inc.
HFF.DE
(Deutsche Börse)

Recent

price

120.02

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
51.1
48.84
50.46
46.18
42.13
38.5
42.02
47.19
52.32
56.82
56.71
62.01
67.28
79.23
89.77
99.4
99.41
Revenue per Share
2.6
1.51
-0.18
0.37
1.81
4.05
2.31
-8.61
5.03
5.72
4.79
6.73
5.54
8.09
10.51
13.51
13.51
Basic EPS, GAAP
7.67
5.11
6.13
2.76
4.27
6.63
5.33
6.01
7.59
9.38
10.49
11.34
11.8
13.04
19.61
20.37
20.37
Free Cash Flow per Basic Share
0.39
0.44
0.5
0.5
0.64
0.76
0.86
0.94
1.06
1.26
1.33
1.45
1.62
1.79
1.96
2.17
2.17
Dividend per Share
28
24.73
24.56
23.87
25.34
30.22
33.84
26.52
30.86
35.16
38.86
45.17
52.53
61.9
73.27
87.61
87.62
Book Value per Share
43.35
44.65
48.52
41.11
41.24
41.26
42.02
31.74
30.19
35.89
42.87
42.22
32.8
40.3
46.16
57.25
57.26
Tangible Book Value per Share
432
445
438
448
442
416
388
364
358
361
358
349
325
307
294
282
282
Basic Weighted Avg Shares
22,049
21,733
22,086
20,673
18,614
15,997
16,291
17,162
18,750
20,508
20,320
21,649
21,854
24,330
26,384
28,071
28,071
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
596
668
467
189
276
373
398
399
467
451
562
680
625
510
356
396
396
Depreciation Expense
1,636
712
-38
176
798
1,682
896
-3,131
1,807
2,085
1,737
2,371
1,819
2,504
3,111
3,836
3,836
Net Income, GAAP
25.18
- -
- -
16.72
20.6
19.55
- -
136.24
15.29
18.55
18.07
18.38
19.58
18.91
19.17
19.41
19.41
Effective Tax Rate (%)
7.42
3.28
-0.17
0.85
4.29
10.51
5.5
-18.24
9.64
10.17
8.55
10.95
8.32
10.29
11.79
13.67
13.67
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
6,589
6,530
6,967
6,106
5,653
5,084
4,494
4,678
4,265
4,348
4,352
4,944
4,357
4,362
4,366
4,371
4,371
LT Debt
20,311
21,486
22,447
18,905
18,720
17,642
16,903
13,494
13,101
16,270
18,556
17,843
13,676
15,327
16,447
18,979
18,979
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
9.89
- -
- -
2.83
6.35
11.13
- -
-19.87
13.41
13.53
10.58
12.92
9.3
11.73
13.1
14.35
14.35
Return on Capital (%)
9.64
5.8
-0.74
1.55
7.29
14.16
6.98
-27.51
17.4
17.38
12.9
15.83
10.95
13.77
15.24
16.49
16.49
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
4,369
4,370
4,371
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
334
334
334
Shares Outstanding
282
280
277
Market Capitalization
36,668
37,805
38,813

Working Capital

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
21,155
21,868
22,150
Accounts Receivable, Net
13,798
13,646
13,507
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.85%
1.52%
15.39%
Free Cash Flow
9.1%
10.08%
-0.19%
Net Income, GAAP
-55.68%
19.68%
23.3%
Sales/Revenue/Turnover
5.85%
6.73%
6.39%
Total Cash Common Dividend
6.54%
5.32%
6.47%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
5,884
6,022
6,101
6,323
24,330
2024
6,400
6,470
6,714
6,800
26,384
2025
6,771
6,974
7,147
7,179
28,071

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
1.69
1.75
2.12
2.55
8.09
2024
2.51
2.48
2.6
2.93
10.51
2025
2.18
3.49
3.82
4.05
13.51

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.44
0.45
0.45
0.45
1.79
2024
0.49
0.49
0.49
0.49
1.96
2025
0.54
0.54
0.54
0.54
2.17
Business
The Hartford Financial Services Group, Inc. (NYSE: HIG; FSE: HFF.DE) provides property and casualty insurance, group benefits, and mutual funds to individual and business customers worldwide. Founded in 1810 and headquartered in Hartford, Connecticut, the company operates through key segments including Commercial Lines, which offers workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance coverages; Personal Lines, providing automobile, homeowners, and personal umbrella insurance through direct-to-consumer channels and independent agents; Group Benefits, delivering group life, disability, and other coverages to employer groups, associations, and affinity groups via brokers, consultants, and third-party administrators; and Hartford Funds, offering managed mutual funds and exchange-traded funds across various asset classes through broker-dealers, financial advisers, and investment platforms. The company conducts business primarily in the United States, with additional operations in the United Kingdom, Japan, Canada, Brazil, Ireland, and a new service company launched in Singapore to expand in Asia. In recent developments, The Hartford issued its $270 million Foundation Re IV Series 2026-1 catastrophe bond in late 2025, marking its seventh such deal since 2004 to secure multi-peril collateralized reinsurance protection. The company reported strong second quarter 2025 financial results, with written premiums reaching $3.8 billion, up 8% from the prior year, driven by growth across segments including 9% in business insurance. Hartford Funds appointed Greg Frost as president effective January 1, 2025, succeeding Jim Davey, amid ongoing expansion of investment capabilities through prior acquisitions like Lattice Strategies and strategic sub-advisory ties with Schroders.