The Hartford Financial Services Group, Inc.

The Hartford Financial Services Group, Inc.

HIG
The Hartford Financial Services Group, Inc.US flagNew York Stock Exchange
127.17
USD
+0.60
- -
34.86BMarket Cap
The Hartford Financial Services Group, Inc.
HIG
(New York Stock Exchange)

Recent

price

125.94

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
51.1
50.37
50.46
46.18
42.13
38.5
42.02
47.19
52.32
56.82
56.71
64.64
69.35
79.23
89.77
99.4
101.7
Revenue per Share
2.6
1.55
-0.18
0.37
1.81
4.05
2.31
-8.61
5.03
5.72
4.79
7.02
5.71
8.09
10.51
13.51
14.45
Basic EPS, GAAP
7.67
5.27
6.13
2.76
4.27
6.63
5.33
6.01
7.59
9.38
10.49
11.82
12.16
13.04
19.61
20.37
20.8
Free Cash Flow per Basic Share
0.39
0.45
0.5
0.5
0.64
0.76
0.86
0.94
1.06
1.26
1.33
1.51
1.67
1.79
1.96
2.17
2.25
Dividend per Share
28
25.51
24.56
23.87
25.34
30.22
33.84
26.52
30.86
35.16
38.86
47.08
54.14
61.9
73.27
87.61
90.89
Book Value per Share
43.35
46.05
48.52
41.11
41.24
41.26
42.02
31.74
30.19
35.89
42.87
44.01
33.81
40.3
46.16
57.25
57.53
Tangible Book Value per Share
432
432
438
448
442
416
388
364
358
361
358
335
315
307
294
282
280
Basic Weighted Avg Shares
22,049
21,733
22,086
20,673
18,614
15,997
16,291
17,162
18,750
20,508
20,320
21,649
21,854
24,330
26,384
28,071
28,451
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
596
668
467
189
276
373
398
399
467
451
562
680
625
510
356
396
412
Depreciation Expense
1,636
712
-38
176
798
1,682
896
-3,131
1,807
2,085
1,737
2,371
1,819
2,504
3,111
3,836
4,062
Net Income, GAAP
25.18
- -
- -
16.72
20.6
19.55
- -
136.24
15.29
18.55
18.07
18.38
19.58
18.91
19.17
19.41
19.31
Effective Tax Rate (%)
7.42
3.28
-0.17
0.85
4.29
10.51
5.5
-18.24
9.64
10.17
8.55
10.95
8.32
10.29
11.79
13.67
14.28
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
6,589
6,530
6,967
6,106
5,653
5,084
4,494
4,678
4,265
4,348
4,352
4,944
4,357
4,362
4,366
4,371
4,372
LT Debt
20,311
21,486
22,447
18,905
18,720
17,642
16,903
13,494
13,101
16,270
18,556
17,843
13,676
15,327
16,447
18,979
18,889
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
9.89
- -
- -
2.83
6.35
11.13
- -
-19.87
13.41
13.53
10.58
12.92
9.3
11.73
13.1
14.35
14.86
Return on Capital (%)
9.64
5.8
-0.74
1.55
7.29
14.16
6.98
-27.51
17.4
17.38
12.9
15.83
10.95
13.77
15.24
16.49
17.04
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
4,370
4,371
4,372
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
334
334
334
Shares Outstanding
280
277
275
Market Capitalization
38,033
38,911
37,831

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
21,868
22,150
21,751
Accounts Receivable, Net
13,646
13,507
13,805
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.85%
1.52%
15.39%
Free Cash Flow
9.1%
10.08%
-0.19%
Net Income, GAAP
-55.68%
19.68%
23.3%
Sales/Revenue/Turnover
5.85%
6.73%
6.39%
Total Cash Common Dividend
6.54%
5.32%
6.47%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,400
6,470
6,714
6,800
26,384
2025
6,771
6,974
7,147
7,179
28,071
2026
7,151
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.51
2.48
2.6
2.93
10.51
2025
2.18
3.49
3.82
4.05
13.51
2026
3.08
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.49
0.49
0.49
0.49
1.96
2025
0.54
0.54
0.54
0.54
2.17
2026
0.62
- -
- -
- -
- -
Business
The Hartford Financial Services Group, Inc. (HIG) provides property and casualty insurance, group benefits, and mutual funds to individual and business customers across the United States and select international markets. Founded in 1810 and headquartered in Hartford, Connecticut, the company operates through key segments including Business Insurance, which offers workers' compensation, property, automobile, general liability, and professional liability coverages tailored for small commercial, middle market, and multinational clients; Personal Insurance, providing standard and preferred homeowners, personal automobile, and personal umbrella policies through direct-to-consumer channels and independent agents; Employee Benefits, delivering group life, disability, accident, and stop loss insurance alongside voluntary benefits to employers via brokers, consultants, and third-party administrators; Hartford Funds, managing mutual funds and exchange-traded funds across equity, fixed income, and multi-asset classes for retail, retirement, and institutional investors; and Property & Casualty Other Operations, handling reinsurance and run-off businesses. The company distributes its offerings primarily through independent agents, brokers, and strategic partnerships, with a workforce exceeding 18,000 employees supporting operations in North America and limited global placements. In recent developments, The Hartford entered a strategic long-term capacity partnership with Coalition in October 2024 to expand Active Cyber Insurance offerings in the UK market, addressing rising cyber risk demands. The company reported record third quarter 2025 net income of $1.1 billion, up from prior periods, driven by reduced catastrophe losses and strong core earnings growth, alongside second quarter 2025 net income of $990 million reflecting 35% year-over-year improvement. Additionally, in its 2024 annual report and 2025 proxy, The Hartford adjusted its long-term incentive compensation mix to emphasize performance shares (75%) over stock options (25%) and shifted performance metrics weighting toward core return on equity.

Company News

APIChat
  • Wellington Management to Acquire Hartford Funds from The Hartford

  • Wellington Management to Acquire Hartford Funds from The Hartford

  • Should You Buy, Sell, or Hold HIG Stock at 9.97X Forward Earnings?

  • The Hartford Declares Quarterly Dividends Of $0.60 Per Share Of Common Stock And $375 Per Share Of Series G Preferred Stock

  • The Hartford: Strong Cash Flows, But Not A Clean Growth Story

  • The Hartford To Host Virtual Annual Meeting Of Shareholders On May 20

  • Comerica Bank Raises Stake in The Hartford Insurance Group, Inc. $HIG

  • The Hartford Insurance Group, Inc. $HIG Shares Sold by Arizona State Retirement System

  • The Hartford Insurance Group Inc (HIG) Q1 2026 Earnings Call Highlights: Strong Core Earnings and Strategic Growth Amidst Market Challenges

  • HIG Q1 Earnings Miss on Higher Costs Despite Personal Insurance Gains

  • The Hartford Insurance Group, Inc. (HIG) Q1 2026 Earnings Call Transcript

  • Evergreen Capital Management LLC Raises Holdings in The Hartford Insurance Group, Inc. $HIG

  • The Hartford Insurance Group (HIG) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • The Hartford Reports First Quarter 2026 Financial Results

  • CPC Advisors LLC Has $7.49 Million Stock Position in The Hartford Insurance Group, Inc. $HIG

  • Earned Wealth Advisors LLC Acquires Shares of 4,836 The Hartford Insurance Group, Inc. $HIG

  • Can Hartford Beat Q1 Earnings on Personal Insurance Strength?

  • What Analyst Projections for Key Metrics Reveal About The Hartford Insurance Group (HIG) Q1 Earnings

  • Mirae Asset Global Investments Co. Ltd. Boosts Stock Position in The Hartford Insurance Group, Inc. $HIG

  • The Hartford Names Natalie Burns Head Of Enterprise Sales And Distribution