1. Hong Kong Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Global International Credit Group Ltd.

Global International Credit Group Ltd.

HHKEX:1669
1.41
HKD
+0.01
(+0.71%)
360.00MMarket Cap
Global International Credit Group Ltd.
HKEX:1669
(Hong Kong Exchange)

Recent

price

1.41

P/E

ratio

- -

div

yld

- -

ROIC.AI

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
HKD
0.28
0.29
0.26
0.3
0.24
0.28
0.27
0.25
0.21
0.22
0.22
0.23
0.21
- -
Revenue per Share
0.11
0.12
0.12
0.19
0.16
0.17
0.16
0.16
0.13
0.13
0.13
0.11
0.13
- -
Basic EPS, GAAP
-0.14
0.42
-0.52
0.22
0.46
-0.45
0.39
0.62
0.04
-0.08
0.17
0.38
0.7
- -
Free Cash Flow per Basic Share
- -
0.26
0.03
0.06
0.07
0.05
0.05
0.02
0.1
0.05
0.05
0.05
0.12
- -
Dividend per Share
0.26
1.44
1.53
1.66
1.75
1.86
1.97
2.1
2.14
2.21
2.29
2.35
2.36
2.36
Book Value per Share
0.26
1.44
1.53
1.66
1.75
1.86
1.97
2.1
2.14
2.21
2.25
2.32
2.34
2.34
Tangible Book Value per Share
400
305
400
400
400
400
400
400
400
400
400
400
400
400
Basic Weighted Avg Shares
112
88
103
122
96
112
107
100
86
90
89
92
84
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
2
1
- -
- -
1
3
4
4
4
4
4
3
- -
Depreciation Expense
45
36
47
77
63
68
63
64
53
51
50
46
52
- -
Net Income, GAAP
17.45
18.5
17.96
13.17
14.85
21.93
16.35
16.22
16.51
16.56
16.38
16.87
14.68
- -
Effective Tax Rate (%)
39.91
40.57
45.75
62.92
65.32
61.18
58.53
64.48
61.33
56.76
56.4
49.81
61.9
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
317
309
697
625
95
347
182
50
44
48
7
4
2
2
LT Debt
104
575
612
663
698
745
786
841
855
885
915
941
945
945
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
5.45
4.3
5.9
6.05
7.25
6.06
6.9
5.87
5.56
5.42
4.9
5.52
- -
Return on Capital (%)
- -
10.47
7.95
12.02
9.26
9.48
8.16
7.88
6.19
5.86
5.59
4.93
5.54
- -
Return on Common Equity (%)

Capital Structure

HKD

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
400
400
400
Market Capitalization
232
292
360

Working Capital

HKD

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
183
259
402
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

HKD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.48%
2.36%
0.45%
Free Cash Flow
-85.08%
-98.36%
84.81%
Net Income, GAAP
2.99%
-3.46%
14.15%
Sales/Revenue/Turnover
-1.3%
-2.98%
-8.16%
Total Cash Common Dividend
47.36%
81.37%
140%

Semi-annual Revenue

HKD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
89
2024
- -
- -
92
2025
- -
- -
84

Semi-annual Earnings Per Share

HKD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.13
2024
- -
- -
0.11
2025
- -
- -
0.13

Semi-annual Dividends Per Share

HKD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.05
2024
- -
- -
0.05
2025
- -
- -
0.12
Similar Companies
SoFi Technologies, Inc. (NASDAQ:SOFI)
Visa Inc. (NYSE:V)
Bajaj Finance Limited (NSE:BAJFINANCE)
Mastercard Incorporated (NYSE:MA)
American Express Company (NYSE:AXP)
One 97 Communications Ltd. (NSE:PAYTM)
Business
Global International Credit Group Limited (1669.HK), an investment holding company, engages in the money lending business in Hong Kong. The company provides short-term and long-term property mortgage loans, first mortgage loans, second mortgage loans, carpark mortgage loans, Home Ownership Scheme loans, and personal loans with principal amounts up to HK$500,000 for certain professionals at preferential interest rates ranging from 18% to 36% annualized; it offers flexible repayment terms from 6 to 72 months, property refinancing to reduce payments or unlock additional funds, and personalized solutions without handling fees or early repayment penalties. Global International Credit Group Limited operates exclusively in Hong Kong, targeting private individuals and corporations with mortgageable real estate assets including residential, commercial, industrial properties, apartments, village houses, retail units, office spaces, and car parking spaces; it serves as one of the top three licensed money lenders, emphasizing quick approvals within 24 hours and online encrypted applications. Founded in 2008 and headquartered at Unit 1201, 12th Floor, World-Wide House, 19 Des Voeux Road Central, Hong Kong, the company is a subsidiary of Blossom Spring Global Limited and listed on the Stock Exchange of Hong Kong since December 2014. In recent developments, Global International Credit Group Limited continues active lending with multiple discloseable transactions for financial assistance in 2025, including provisions in August, June, and January; it declared a special interim dividend and interim dividend for the six months ended 30 June 2025 in August 2025 alongside interim results announcement, and a final dividend for the year ended 31 December 2024 in March 2025; the company changed its principal place of business in Hong Kong in March 2024, adopted updated terms of reference for audit, nomination, and remuneration committees in July 2025, and saw resignation and appointment of an independent non-executive director in December 2023.