1. Hong Kong Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Global International Credit Group Ltd.

Global International Credit Group Ltd.

HHKEX:1669
1.40
HKD
-0.01
(-0.71%)
360.00MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.28
0.29
0.26
0.3
0.24
0.28
0.27
0.25
0.21
0.22
0.22
0.23
0.21
- -
Basic EPS, GAAP
0.11
0.12
0.12
0.19
0.16
0.17
0.16
0.16
0.13
0.13
0.13
0.11
0.13
- -
Free Cash Flow per Basic Share
-0.14
0.42
-0.52
0.22
0.46
-0.45
0.39
0.62
0.04
-0.08
0.17
0.38
0.7
- -
Dividend per Share
- -
0.26
0.03
0.06
0.07
0.05
0.05
0.02
0.1
0.05
0.05
0.05
0.12
- -
Book Value per Share
0.26
1.44
1.53
1.66
1.75
1.86
1.97
2.1
2.14
2.21
2.29
2.35
2.36
2.36
Tangible Book Value per Share
0.26
1.44
1.53
1.66
1.75
1.86
1.97
2.1
2.14
2.21
2.25
2.32
2.34
2.34
Basic Weighted Avg Shares
400
305
400
400
400
400
400
400
400
400
400
400
400
400
Sales/Revenue/Turnover
112
88
103
122
96
112
107
100
86
90
89
92
84
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
2
1
- -
- -
1
3
4
4
4
4
4
3
- -
Net Income, GAAP
45
36
47
77
63
68
63
64
53
51
50
46
52
- -
Effective Tax Rate (%)
17.45
18.5
17.96
13.17
14.85
21.93
16.35
16.22
16.51
16.56
16.38
16.87
14.68
- -
Profit Margin (%)
39.91
40.57
45.75
62.92
65.32
61.18
58.53
64.48
61.33
56.76
56.4
49.81
61.9
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
317
309
697
625
95
347
182
50
44
48
7
4
2
2
Total Equity
104
575
612
663
698
745
786
841
855
885
915
941
945
945
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
5.45
4.3
5.9
6.05
7.25
6.06
6.9
5.87
5.56
5.42
4.9
5.52
- -
Return on Common Equity (%)
- -
10.47
7.95
12.02
9.26
9.48
8.16
7.88
6.19
5.86
5.59
4.93
5.54
- -

Capital Structure

HKD

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
400
400
400
Market Capitalization
232
292
360

Working Capital

HKD

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
183
259
402
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

HKD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.48%
2.36%
0.45%
Free Cash Flow
-85.08%
-98.36%
84.81%
Net Income, GAAP
2.99%
-3.46%
14.15%
Sales/Revenue/Turnover
-1.3%
-2.98%
-8.16%
Total Cash Common Dividend
47.36%
81.37%
140%

Semi-annual Revenue

HKD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
89
2024
- -
- -
92
2025
- -
- -
84

Semi-annual Earnings Per Share

HKD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.13
2024
- -
- -
0.11
2025
- -
- -
0.13

Semi-annual Dividends Per Share

HKD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.05
2024
- -
- -
0.05
2025
- -
- -
0.12

Company Description

Company Profile APIChatGPT
CEO
Yao Wang
Full Time Employees
21
Sector
Finance
Industry
Finance/Rental/Leasing
Address
World-Wide House Hong Kong Hong Kong
IPO Date
Dec 12, 2014
Website
gicl.com.hk
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Business
Global International Credit Group Limited (1669.HK), an investment holding company, engages in the money lending business in Hong Kong. The company provides short-term and long-term property mortgage loans, first mortgage loans, second mortgage loans, carpark mortgage loans, Home Ownership Scheme loans, and personal loans with principal amounts up to HK$500,000 for certain professionals at preferential interest rates ranging from 18% to 36% annualized; it offers flexible repayment terms from 6 to 72 months, property refinancing to reduce payments or unlock additional funds, and personalized solutions without handling fees or early repayment penalties. Global International Credit Group Limited operates exclusively in Hong Kong, targeting private individuals and corporations with mortgageable real estate assets including residential, commercial, industrial properties, apartments, village houses, retail units, office spaces, and car parking spaces; it serves as one of the top three licensed money lenders, emphasizing quick approvals within 24 hours and online encrypted applications. Founded in 2008 and headquartered at Unit 1201, 12th Floor, World-Wide House, 19 Des Voeux Road Central, Hong Kong, the company is a subsidiary of Blossom Spring Global Limited and listed on the Stock Exchange of Hong Kong since December 2014. In recent developments, Global International Credit Group Limited continues active lending with multiple discloseable transactions for financial assistance in 2025, including provisions in August, June, and January; it declared a special interim dividend and interim dividend for the six months ended 30 June 2025 in August 2025 alongside interim results announcement, and a final dividend for the year ended 31 December 2024 in March 2025; the company changed its principal place of business in Hong Kong in March 2024, adopted updated terms of reference for audit, nomination, and remuneration committees in July 2025, and saw resignation and appointment of an independent non-executive director in December 2023.