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Vala Inc.

Vala Inc.

HHKEX:2051
0.29
HKD
+0.00
(-1.69%)
717.19MMarket Cap
Vala Inc.
HKEX:2051
(Hong Kong Exchange)

Recent

price

0.29

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
CNY
-0.43
-0.25
-0.33
6.7
1.08
-0.06
0.13
0.03
-0.01
- -
-0.01
- -
Revenue per Share
-0.58
-1.88
-1.16
3.84
-1.13
-1.56
-0.19
-0.07
0.01
-0.05
-0.1
- -
Basic EPS, GAAP
-0.13
-0.06
-0.23
0.01
0.19
-1.04
-0.02
0.08
0.01
-0.06
-0.06
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-0.7
-2.61
-3.86
2.95
2.12
0.71
0.56
0.52
0.53
0.49
0.4
0.37
Book Value per Share
-0.7
-2.65
-4.73
2.09
1.4
0.34
0.31
0.49
0.51
0.47
0.4
0.37
Tangible Book Value per Share
1,187
1,187
1,187
564
1,000
1,089
1,212
1,220
1,221
1,271
1,500
1,565
Basic Weighted Avg Shares
-512
-292
-390
3,778
1,084
-64
153
38
-9
4
-17
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
10
30
66
94
74
27
22
19
35
38
- -
Depreciation Expense
-693
-2,231
-1,371
2,162
-1,129
-1,699
-234
-83
11
-60
-151
- -
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
135.52
763.21
351.56
57.22
-104.16
2,660.87
-152.68
-219.09
-127.24
-1,670.07
881.85
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
20
33
693
603
216
204
197
193
192
69
16
11
LT Debt
-832
-3,094
-4,582
3,546
2,554
982
759
711
710
780
649
602
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
-37.31
-97.32
-26.94
-11.19
1.53
-7.87
-20.7
- -
Return on Common Equity (%)

Capital Structure

CNY

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,630
1,630
1,630
Market Capitalization
602
762
621

Working Capital

CNY

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
214
235
200
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.68%
-7.21%
-16.71%
Free Cash Flow
87.26%
-332.3%
27.35%
Net Income, GAAP
-93.48%
-151.75%
150.51%
Sales/Revenue/Turnover
-250.93%
-250.8%
-574.43%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
4
2025
- -
- -
-17
2026
- -
- -
- -

Semi-annual Earnings Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
-0.05
2025
- -
- -
-0.1
2026
- -
- -
- -

Semi-annual Dividends Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -
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Business
Vala Inc. (2051.HK) operates as an investment holding company primarily focused on financial technology services and lifestyle businesses in the People's Republic of China. The company manages the 51 Credit Card Manager platform, an online credit card management application; it operates through four main segments including credit card facilitation and technology services, software-as-a-service (SaaS) comprising Little Blue Book for intelligent sales growth and bank operations management, Valalife service fees encompassing automotive and camping operations, and children's entertainment via unmanned intelligent areas. Its core offerings encompass credit management, credit card technology, and credit facilitation; development and operation of applications; micro-loan provision, technology support, and financing guarantees; post-loan management; employee incentives; technical and operational solutions for financial institutions; camping services; and automobile processing and sales, notably through Vala Cars which transforms vehicles into mobile living spaces. Vala Inc. primarily serves individual consumers and financial institutions in China, with geographic operations centered in the mainland and headquarters located in Building B3, Hangzhou, Zhejiang Province; founded in 2012 and incorporated in the Cayman Islands, it employs approximately 373 to 430 people under CEO Haitao Sun. In June 2025, the company underwent a significant rebranding from 51 Credit Card Inc. to Vala Inc., reflecting its strategic pivot toward lifestyle and automotive segments; recent developments include the launch of Vala Home, China's first six-seat new-energy camping vehicle (a mass-produced inclined-roof motorhome by partner Beijing Automobile Factory (Qingdao) Co.), which garnered 395 pre-orders and 117 Q3 2025 deliveries, alongside recruitment of nearly 400 co-creators for mobile store expansion and establishment of 30 nationwide experience centers; in November 2024, it completed a fund-raising exercise to support growth.