1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
InsCorp, Inc.

InsCorp, Inc.

IBTN
InsCorp, Inc.US flagOther OTC
26.67
USD
- -
- -
77.48MMarket Cap
InsCorp, Inc.
IBTN
(Other OTC)

Recent

price

26.67

P/E

ratio

- -

div

yld

- -

ROIC.AI

2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.15
2.5
3.12
- -
6.03
5.43
5.97
5.65
5.36
7.42
9.59
8.86
8.83
10.27
10.66
Revenue per Share
0.57
0.56
0.68
- -
1.17
0.97
1.49
1.55
0.83
2.07
3.59
2.92
2.55
1.52
1.61
Basic EPS, GAAP
- -
0.4
0.23
- -
-2.62
3.55
2.66
1.91
1.26
2.42
4.1
4.37
2.54
0.18
- -
Free Cash Flow per Basic Share
- -
0.07
0.1
- -
0.14
0.18
0.2
0.2
- -
0.24
0.43
0.35
0.42
0.45
- -
Dividend per Share
5.95
6.45
7.04
- -
15.86
14.22
15.36
16.74
17.4
18.71
22.34
24.69
26.76
27.7
28.33
Book Value per Share
5.52
5.98
6.64
- -
15.28
13.72
14.86
16.39
17.1
18.54
21.81
23.93
25.53
26.71
27.11
Tangible Book Value per Share
3
3
3
- -
2
3
3
3
3
3
3
3
3
3
3
Basic Weighted Avg Shares
6
7
9
12
14
16
17
17
16
22
28
25
26
30
31
Sales/Revenue/Turnover
- -
- -
- -
30.56
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
1
1
1
1
1
1
1
1
- -
Depreciation Expense
2
2
2
2
3
3
4
5
2
6
10
8
7
4
5
Net Income, GAAP
18.08
35.58
34.46
36.05
31.9
42.15
22.3
21.06
21.69
20.6
22.35
21.29
19.86
- -
49.52
Effective Tax Rate (%)
26.34
22.4
21.88
19.6
19.94
17.78
24.94
27.42
15.51
27.83
37.46
33
28.89
14.82
15.07
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
34
34
38
35
45
49
60
64
65
52
92
71
21
37
66
LT Debt
21
22
24
26
38
41
44
49
51
55
64
70
75
78
79
Total Equity
- -
- -
- -
3.98
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
9.03
10.1
11.32
9.24
7.06
10.15
9.67
4.87
11.43
17.39
12.43
9.94
5.58
5.78
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
29
- -
LT Borrowings
41
37
66
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
82
80
74

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
31
123
28
Accounts Receivable, Net
4
4
5
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
5
- -
ST Debt
- -
29
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.32%
8.9%
4.28%
Free Cash Flow
- -
6.09%
-92.88%
Net Income, GAAP
17.64%
29.55%
-40.52%
Sales/Revenue/Turnover
9.92%
14.78%
15.94%
Total Cash Common Dividend
- -
20.99%
8.62%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6
6
7
7
26
2025
7
8
8
7
30
2026
8
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.61
0.63
0.64
0.67
2.55
2025
0.57
0.73
0.79
-0.57
1.52
2026
0.65
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.42
2025
- -
- -
- -
- -
0.45
2026
- -
- -
- -
- -
- -
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Business
InsCorp, Inc. operates primarily as a regional banking institution headquartered in Murfreesboro, Tennessee, focusing on a broad spectrum of banking and financial services. The company offers core products including commercial and industrial loans, residential and multifamily mortgages, construction and development loans, and home equity lines of credit (HELOCs). InsCorp extends its financial services through its banking subsidiary, INSBANK, which serves the middle Tennessee market with lending and deposit products. Founded in 2011, the company primarily targets local businesses, healthcare entities, and individual consumers within its geographic footprint. Recent strategic developments include expansion into the economically vibrant Murfreesboro market through the addition of experienced bankers, fostering loan growth across commercial real estate and other lending segments. The firm reports improving financial metrics such as return on assets and efficiency ratios, alongside increased quarterly dividends reflecting stable profitability. InsCorp enhances its market position by continuously onboarding personnel and leveraging a robust commercial real estate risk management framework. Its healthcare-focused lending business, Medquity, provides national diversification and growth resilience. Recently, InsCorp has increased its quarterly dividend payout by 10%, underscoring its strong earnings performance and operational leverage gains within the past two years.

Company News

APIChat

  • prnewswire.com

    InsCorp, Inc. Reports Results for 1Q26

  • prnewswire.com

    InsCorp, Inc. Reports Results for 4Q25 and 2025

  • prnewswire.com

    InsCorp, Inc. Reports Apparent Loan Fraud in Advance of Quarter End

  • prnewswire.com

    InsCorp, Inc. Reports EPS Growth of 23% Y/Y in 3Q25

  • prnewswire.com

    InsCorp, Inc. Reports Improved Operating Leverage and EPS Growth in 2Q25

  • prnewswire.com

    INSBANK Reports Solid Growth in 1Q24 and InsCorp, Inc. Declares Quarterly Cash Dividend

  • prnewswire.com

    INSBANK Reports Record Loan Growth in 4Q24 and InsCorp, Inc. Increases Quarterly Cash Dividend

  • prnewswire.com

    INSBANK Parent InsCorp Reports Third Quarter Results and Declares Quarterly Cash Dividend

  • prnewswire.com

    INSBANK Parent InsCorp Reports Second Quarter Results, Declares Quarterly Cash Dividend, and Authorizes Share Repurchase

  • prnewswire.com

    INSBANK Parent InsCorp Reports First Quarter Results and Declares Quarterly Cash Dividend

  • prnewswire.com

    INSBANK Hires Peyton Green to Succeed Retiring CFO

  • prnewswire.com

    INSBANK Parent InsCorp Reports Annual Profits

  • prnewswire.com

    INSBANK Parent InsCorp Reports Quarterly Profit Increase

  • prnewswire.com

    INSBANK Parent InsCorp Reports Second Quarter Profits