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    Banks - Regional
IDBI Bank Limited

IDBI Bank Limited

IDBI.BO
IDBI Bank LimitedIN flagBombay Stock Exchange
83.41
INR
-0.55
- -
896.75BMarket Cap
IDBI Bank Limited
IDBI.BO
(Bombay Stock Exchange)

Recent

price

83.41

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
71.21
66.66
65.82
64.23
61.46
56.25
47.73
50.91
18.3
12.16
12.2
12.05
13.95
16.01
16.73
17.53
17.24
Revenue per Share
17.4
20.29
14.75
8.22
5.87
-21.33
-24.36
-34
-30.22
-14.42
1.44
2.36
3.45
5.38
7.1
8.57
7.36
Basic EPS, GAAP
36.6
-32.88
-2.33
-14.26
-12.41
-3.37
38.86
-52.33
-68.99
0.23
9.74
4.71
-2.51
-1.46
23.67
15.28
- -
Free Cash Flow per Basic Share
2.83
6.41
1.77
4.93
0.38
0.89
0.06
0.09
- -
0.02
0.01
0.01
0.01
1
1.5
2.1
- -
Dividend per Share
14.37
16.25
14.69
15.48
14
-5.78
-31.58
-58.81
-49.68
-39.36
-32.81
-30.36
14.26
17.15
20.89
23.36
10
Book Value per Share
162.17
196.78
165.86
168.98
152.29
167.05
113.33
91.97
77.52
39.26
35.99
39.71
43.21
47.64
57.46
63.93
59.39
Tangible Book Value per Share
898
987
1,280
1,401
1,604
1,683
2,059
2,392
4,959
8,899
10,486
10,752
10,752
10,752
10,752
10,752
10,753
Basic Weighted Avg Shares
63,979
65,789
84,278
89,999
98,583
94,691
98,267
121,742
90,772
108,202
127,881
129,618
149,981
172,191
179,937
188,451
185,421
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,305
1,204
1,283
1,166
1,408
2,178
3,622
3,768
3,699
3,944
3,968
4,903
4,992
5,433
5,381
6,169
- -
Depreciation Expense
15,635
20,025
18,889
11,517
9,418
-35,908
-50,159
-81,324
-149,868
-128,352
15,140
25,337
37,061
57,881
76,307
92,100
79,155
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
71.5
47.77
43.9
45.18
40.6
- -
36.94
Effective Tax Rate (%)
24.44
30.44
22.41
12.8
9.55
-37.92
-51.04
-66.8
-165.1
-118.62
11.84
19.55
24.71
33.61
42.41
48.87
42.69
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
515,697
534,776
658,089
601,463
618,325
695,739
563,640
516,245
362,917
258,369
159,081
119,450
102,378
146,827
199,320
231,037
224,625
LT Debt
145,700
194,210
212,384
236,758
244,261
281,199
233,329
219,939
384,437
349,393
377,410
426,999
464,577
512,259
617,849
687,420
638,662
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
52.99
138.35
108.42
56.89
42.67
- -
- -
- -
- -
- -
- -
- -
- -
34.28
37.32
38.72
73.62
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10,752
10,752
10,752
Market Capitalization
823,422
836,123
1,112,190

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
200,957
487,722
330,710
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.5%
12.81%
11.26%
Free Cash Flow
109.63%
-401.53%
-35.41%
Net Income, GAAP
28.23%
44.47%
20.7%
Sales/Revenue/Turnover
8.07%
8.22%
4.73%
Total Cash Common Dividend
1,012.84%
1,865.59%
40.01%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
49,104
40,976
44,781
37,330
172,191
2025
40,989
52,507
50,460
35,982
179,937
2026
46,472
44,891
42,615
- -
188,451

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.14
1.29
1.4
- -
5.38
2025
1.61
1.73
1.81
- -
7.1
2026
1.88
1.82
- -
- -
8.57

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1
2025
- -
- -
- -
- -
1.5
2026
- -
- -
- -
- -
2.1
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Business
IDBI Bank Limited (IDBI.BO) operates as a scheduled commercial bank providing a comprehensive range of retail, corporate, SME, and agricultural banking products and services; these include savings accounts, current accounts, fixed deposits, home loans, personal loans, auto loans, education loans, loans against property and securities, credit and debit cards, mutual funds, insurance, cash management, trade finance, project and infrastructure financing, treasury operations, and digital banking platforms such as internet and mobile banking. Headquartered in Mumbai, India, and founded in 1964 as the Industrial Development Bank of India, the bank maintains a nationwide network of over 2,100 branches, more than 3,700 ATMs, and 58 e-lounges, with operations spanning India and one overseas branch in Dubai. Majority-owned by Life Insurance Corporation of India (LIC) with 49.24% stake and the Government of India holding 45.48%, IDBI Bank underwent significant strategic shifts including LIC's acquisition of a controlling 51% stake in January 2019, re-categorization as a private sector bank by the Reserve Bank of India, exit from Prompt Corrective Action framework in March 2021, and the merger of its mutual fund business with LIC Mutual Fund completed by early 2023 to streamline focus on core banking. Recent developments encompass ongoing government-led strategic disinvestment of nearly 61% stake (government and LIC combined), with financial bids anticipated by March 2026 following due diligence by bidders like Kotak Mahindra Bank, alongside robust financial performance featuring 17% year-over-year net profit growth in Q1 FY26 and reaffirmation of IND AA/Stable long-term rating by India Ratings in September 2025.