Oregon Bancorp, Inc.

Oregon Bancorp, Inc.

ORBN
Oregon Bancorp, Inc.US flagOther OTC
27.00
USD
- -
- -
66.80MMarket Cap
2003 Y
2004 Y
2005 Y
2006 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.26
1.79
2.51
3.45
17.81
19.87
24.89
44.43
38.58
19.46
13.14
11.37
10.35
7.25
Basic EPS, GAAP
0.16
0.25
0.41
0.58
2.35
3.48
5.15
12.4
9.56
2.86
1.46
1.38
1.29
0.79
Free Cash Flow per Basic Share
0.42
0.56
- -
- -
0.38
5.11
-6.27
-15.82
36.67
19.21
5.57
1.46
1.35
- -
Dividend per Share
- -
- -
- -
- -
0.84
1.04
1.49
2
4.93
4.15
1.58
0.93
0.8
- -
Book Value per Share
4.08
4.34
6.57
8.61
11.07
13.52
17.2
27.49
32.31
30.87
30.44
30.88
31.06
- -
Tangible Book Value per Share
4.1
4.34
6.56
8.61
11.07
13.52
17.2
27.49
32.26
30.32
29.96
29.96
30.76
30.35
Basic Weighted Avg Shares
1
1
1
1
2
2
2
2
2
2
2
2
2
3
Sales/Revenue/Turnover
2
2
3
4
38
43
56
101
90
47
32
28
26
18
Operating Margin (%)
19.52
22.71
26.33
27.52
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
- -
- -
- -
- -
Net Income, GAAP
- -
- -
1
1
5
8
12
28
22
7
4
3
3
2
Effective Tax Rate (%)
33.93
38.49
37.99
38.63
43.44
23.88
25.11
25.47
24.18
22.26
24.28
21.91
21.17
20.8
Profit Margin (%)
12.89
13.97
16.33
16.89
13.17
17.49
20.7
27.9
24.78
14.7
11.09
12.12
12.47
10.87
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
1
1
3
51
2
2
2
57
39
27
Total Equity
5
5
8
11
23
29
38
63
76
73
73
73
77
76
Return on Invested Capital (%)
- -
5.94
7.51
6.64
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
5.95
7.51
7.68
29.05
28.61
33.96
55.95
32.36
9.19
4.78
4.51
4.2
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
48
65
65

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
32
31
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
29.06%
4.37%
4.12%
Free Cash Flow
- -
-106.86%
-6.03%
Net Income, GAAP
72.62%
-29.69%
-5%
Sales/Revenue/Turnover
82.63%
-22.26%
-7.68%
Total Cash Common Dividend
- -
5.01%
-12.5%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7
7
7
7
28
2025
6
7
- -
6
26
2026
5
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.26
0.32
0.41
0.35
1.38
2025
0.21
0.29
- -
0.33
1.29
2026
0.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.93
2025
- -
- -
- -
- -
0.8
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Ryan Dempster
Full Time Employees
30
Sector
Financial Services
Industry
Banks - Regional
Address
101 High St NE Salem OR United States of America 97301
IPO Date
Jun 16, 2004
Business
Oregon Bancorp, Inc. Oregon Bancorp, Inc. (ORBN) serves as the bank holding company for Willamette Valley Bank, a community bank that provides commercial and retail banking services to businesses and individuals in Oregon. Willamette Valley Bank offers a range of deposit products including personal checking and savings accounts, business checking and savings accounts; loan products such as personal loans, business loans, and home mortgages including financing for single-wide manufactured homes meeting specific criteria like 1976 or newer construction, minimum credit score of 620, and debt-to-income ratios up to 50 percent for qualifying FHA and VA loans; and digital banking services encompassing online banking, mobile app for account management and transfers, eStatements, eBill Pay, Notifi alerts, Credit Sense for credit monitoring, and WVBK Live for remote teller assistance. The bank operates four full-service branches in Salem, Albany, Silverton, and Keizer, with headquarters in Salem, Oregon, where local decision-making supports community-focused lending and deposit activities targeting small businesses, families, and local farmers in the Willamette Valley region. Founded as a community institution, Oregon Bancorp recently expanded its mortgage offerings to include new financing options for manufactured homes and continues to emphasize digital enhancements like the WVBK Mobile App alongside traditional branch services to meet evolving customer needs in Northwest Oregon.

Company News

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