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PT MNC Kapital Indonesia Tbk

PT MNC Kapital Indonesia Tbk

IIDX:BCAP
23.00
IDR
-1.00
(-4.17%)
7.12EPS
7.45P/E
2.13TMarket Cap
PT MNC Kapital Indonesia Tbk
IDX:BCAP
(Indonesia Stock Exchange)

Recent

price

23.00

P/E

ratio

7.45

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
IDR
32.83
38.52
73.3
74.65
58.78
66.68
65.92
62.4
67.26
68.82
58.71
60.01
63.24
68.13
75.88
87.51
91.31
Revenue per Share
10.19
5.7
17.17
0.59
1.59
-1.48
-1.32
-8.75
3.13
1.21
1.57
3.38
3.2
1.31
2.04
6.01
6.71
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
39.44
20.07
-23.45
37.36
- -
- -
Free Cash Flow per Basic Share
0.28
0.28
0.41
2.12
0.25
0.71
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
52.7
58.23
80.71
80.47
110.26
126.67
137.62
127.74
130.67
126.55
117.33
122.35
125.62
144.43
135.51
107.6
106.46
Book Value per Share
52.26
57.61
80.06
79.89
97.39
115.55
127.41
117.4
120.44
116.53
104.31
109.94
112.75
130.91
121.52
93.66
92.57
Tangible Book Value per Share
8,860
8,860
9,015
9,612
16,603
29,302
34,697
38,244
38,262
38,696
39,438
42,026
42,619
42,619
42,619
42,619
42,619
Basic Weighted Avg Shares
290,881
341,333
660,787
717,550
976,007
1,953,738
2,287,344
2,386,245
2,573,642
2,663,132
2,315,518
2,522,169
2,695,097
2,903,420
3,233,725
3,729,675
3,891,715
Sales/Revenue/Turnover
51.21
35.44
43.53
24.83
25.8
45.63
40.43
36.86
45.47
41.37
48.55
47.59
43.86
44.08
41.3
45.74
46.55
Operating Margin (%)
8,438
9,798
- -
- -
- -
- -
48,126
55,254
65,754
64,756
62,676
45,608
40,444
44,326
59,984
58,226
58,096
Depreciation Expense
90,284
50,465
154,748
5,641
26,328
-43,249
-45,713
-334,654
119,835
46,787
62,078
142,181
136,374
55,928
87,136
256,046
285,850
Net Income, GAAP
- -
0.52
4.62
77.62
47.75
- -
- -
- -
14.74
31.38
22.56
11.9
46.77
50.46
24.05
10.18
13.06
Effective Tax Rate (%)
31.04
14.78
23.42
0.79
2.7
-2.21
-2
-14.02
4.66
1.76
2.68
5.64
5.06
1.93
2.69
6.87
7.35
Profit Margin (%)
403,794
482,092
1,313,005
1,643,824
10,415,567
12,494,604
14,287,731
5,973,966
5,649,384
10,655,225
12,210,140
14,877,098
15,421,156
15,331,353
9,680,366
8,310,407
9,271,472
Working Capital
416,527
486,184
984,647
1,550,710
1,857,145
1,755,521
1,520,387
1,566,779
1,192,734
875,884
530,251
464,157
361,852
2,032,922
798,727
979,786
1,001,948
LT Debt
466,987
516,017
768,857
771,681
3,876,828
5,204,006
6,405,279
5,627,520
5,747,328
5,545,979
5,093,834
6,007,811
6,200,813
6,917,704
7,081,727
5,419,031
5,370,518
Total Equity
- -
9.82
18.93
1.59
3.17
- -
- -
- -
10.97
8.64
11.26
13.91
7.16
6.2
9.21
15.02
15.73
Return on Invested Capital (%)
- -
10.49
16.36
1.42
2.37
- -
- -
- -
9.34
8.33
10.27
11.46
6.34
5.32
8.8
14.25
14.61
Return on Capital (%)
21.33
10.27
24.09
0.73
1.35
-1.19
-0.97
-6.6
2.42
0.94
1.3
2.91
2.6
0.97
1.46
4.94
5.94
Return on Common Equity (%)

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
2,029,623
1,824,690
2,675,830
LT Borrowings
979,786
999,362
1,001,948
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
42,619
42,619
42,619
Market Capitalization
2,386,656
2,173,561
2,130,943

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
13,326,906
16,076,125
14,964,122
Cash, Cash Equivalents & STI
5,802,002
6,209,279
5,475,258
Accounts Receivable, Net
1,445,960
1,714,828
1,382,405
Inventories
- -
- -
- -
Total Current Liabilities
5,016,499
5,212,616
5,692,650
Payables & Accruals
- -
- -
- -
ST Debt
2,029,623
1,824,690
2,675,830
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.3%
2.32%
-23.48%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
78.93%
63.12%
193.85%
Sales/Revenue/Turnover
6.99%
10.05%
15.34%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
737,487
769,320
892,907
919,507
3,233,725
2025
897,707
955,607
1,047,296
829,065
3,729,675
2026
984,902
1,030,452
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.82
1.34
0.11
-0.1
2.04
2025
0.77
1.38
1.07
2.78
6.01
2026
1.1
1.76
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
PT MNC Kapital Indonesia Tbk (BCAP.JK) is an Indonesia-based holding company engaged in providing integrated digital financial services through its subsidiaries; it operates in banking, consumer and corporate financing, leasing, securities brokerage and underwriting, asset management, insurance, financial technology, and payment solutions. Founded in 1999 as PT Bhakti Capital Indonesia and renamed in 2012 following acquisitions of MNC Life and MNC Insurance, the company is headquartered at MNC Financial Center, 21st Floor, Jl. Kebon Sirih No. 21-27, Central Jakarta, Indonesia, and functions as a subsidiary of PT MNC Asia Holding Tbk, primarily serving retail, SME, corporate, and institutional customers across Indonesia. Core offerings encompass MNC Bank's full-service retail, SME, and wholesale banking via the MotionBank digital app featuring biometric onboarding, QRIS payments, virtual cards, and integrated services; MNC Finance's consumer financing for vehicles and mortgages through MotionCredit; MNC Leasing's productive asset financing including leasing and factoring for corporates; MNC Teknologi Nusantara's MotionPay e-wallet and digital remittance with QRIS interoperability, alongside Flash payment gateway supporting transfers, cards, and fraud-protected transactions; MNC Sekuritas' equity trading, fixed income, investment banking, and research via MotionTrade platform; MNC Asset Management's equity, fixed income, and money market products through MotionFunds; MNC Insurance's general coverage for property, automotive, travel, and liability; MNC Life's credit life, personal accident, and education policies via MotionSafe; and MNC Insurance Broker's advisory and claims services. Recent developments include a May 2025 acquisition of an additional 50.22 million shares in PT MNC Digital Entertainment Tbk (MSIN), increasing its stake to 5.39 percent, and an August 2025 purchase of a further 9.99 percent stake in PT Bank MNC Internasional Tbk, alongside a strategic partnership with MODENA Group announced in Q1 2025 to develop integrated digital financial solutions, reflecting ongoing expansion in digital ecosystems and cross-group investments.