1. Indonesia Stocks

  2. •

    Finance

  3. •

    Regional banks
PT MNC Kapital Indonesia Tbk

PT MNC Kapital Indonesia Tbk

IIDX:BCAP
23.00
IDR
-1.00
(-4.17%)
7.12EPS
7.45P/E
2.13TMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
74.65
58.78
66.68
65.92
62.4
67.26
68.82
58.71
60.01
63.24
68.13
75.88
87.51
91.31
Basic EPS, GAAP
0.59
1.59
-1.48
-1.32
-8.75
3.13
1.21
1.57
3.38
3.2
1.31
2.04
6.01
6.71
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
39.44
20.07
-23.45
37.36
- -
- -
Dividend per Share
2.12
0.25
0.71
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
80.47
110.26
126.67
137.62
127.74
130.67
126.55
117.33
122.35
125.62
144.43
135.51
107.6
106.46
Tangible Book Value per Share
79.89
97.39
115.55
127.41
117.4
120.44
116.53
104.31
109.94
112.75
130.91
121.52
93.66
92.57
Basic Weighted Avg Shares
9,612
16,603
29,302
34,697
38,244
38,262
38,696
39,438
42,026
42,619
42,619
42,619
42,619
42,619
Sales/Revenue/Turnover
717,550
976,007
1,953,738
2,287,344
2,386,245
2,573,642
2,663,132
2,315,518
2,522,169
2,695,097
2,903,420
3,233,725
3,729,675
3,891,715
Operating Margin (%)
24.83
25.8
45.63
40.43
36.86
45.47
41.37
48.55
47.59
43.86
44.08
41.3
45.74
46.55
Depreciation Expense
- -
- -
- -
48,126
55,254
65,754
64,756
62,676
45,608
40,444
44,326
59,984
58,226
58,096
Net Income, GAAP
5,641
26,328
-43,249
-45,713
-334,654
119,835
46,787
62,078
142,181
136,374
55,928
87,136
256,046
285,850
Effective Tax Rate (%)
77.62
47.75
- -
- -
- -
14.74
31.38
22.56
11.9
46.77
50.46
24.05
10.18
13.06
Profit Margin (%)
0.79
2.7
-2.21
-2
-14.02
4.66
1.76
2.68
5.64
5.06
1.93
2.69
6.87
7.35
Working Capital
1,643,824
10,415,567
12,494,604
14,287,731
5,973,966
5,649,384
10,655,225
12,210,140
14,877,098
15,421,156
15,331,353
9,680,366
8,310,407
9,271,472
LT Debt
1,550,710
1,857,145
1,755,521
1,520,387
1,566,779
1,192,734
875,884
530,251
464,157
361,852
2,032,922
798,727
979,786
1,001,948
Total Equity
771,681
3,876,828
5,204,006
6,405,279
5,627,520
5,747,328
5,545,979
5,093,834
6,007,811
6,200,813
6,917,704
7,081,727
5,419,031
5,370,518
Return on Invested Capital (%)
1.59
3.17
- -
- -
- -
10.97
8.64
11.26
13.91
7.16
6.2
9.21
15.02
15.73
Return on Capital (%)
1.42
2.37
- -
- -
- -
9.34
8.33
10.27
11.46
6.34
5.32
8.8
14.25
14.61
Return on Common Equity (%)
0.73
1.35
-1.19
-0.97
-6.6
2.42
0.94
1.3
2.91
2.6
0.97
1.46
4.94
5.94

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
2,029,623
1,824,690
2,675,830
LT Borrowings
979,786
999,362
1,001,948
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
42,619
42,619
42,619
Market Capitalization
2,386,656
2,173,561
2,130,943

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
13,326,906
16,076,125
14,964,122
Cash, Cash Equivalents & STI
5,802,002
6,209,279
5,475,258
Accounts Receivable, Net
1,445,960
1,714,828
1,382,405
Inventories
- -
- -
- -
Total Current Liabilities
5,016,499
5,212,616
5,692,650
Payables & Accruals
- -
- -
- -
ST Debt
2,029,623
1,824,690
2,675,830
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.3%
2.32%
-23.48%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
78.93%
63.12%
193.85%
Sales/Revenue/Turnover
6.99%
10.05%
15.34%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
737,487
769,320
892,907
919,507
3,233,725
2025
897,707
955,607
1,047,296
829,065
3,729,675
2026
984,902
1,030,452
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.82
1.34
0.11
-0.1
2.04
2025
0.77
1.38
1.07
2.78
6.01
2026
1.1
1.76
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Mashudi Hamka
Full Time Employees
2,155
Sector
Finance
Industry
Regional banks
Address
MNC Financial Center Jakarta JK Indonesia 10340
IPO Date
Jun 8, 2001
Website
mncfinancialservices.com
Similar Companies
ICICI Bank Limited (NSE:ICICIBANK)
State Bank of India (NSE:SBIN)
Nu Holdings Ltd. (NYSE:NU)
Sberbank (MOEX:SBER)
Akbank T.A.S. (BIST:AKBNK)
PT Bank Rakyat Indonesia (Persero) Tbk Class B (IDX:BBRI)
Business
PT MNC Kapital Indonesia Tbk (BCAP.JK) is an Indonesia-based holding company engaged in providing integrated digital financial services through its subsidiaries; it operates in banking, consumer and corporate financing, leasing, securities brokerage and underwriting, asset management, insurance, financial technology, and payment solutions. Founded in 1999 as PT Bhakti Capital Indonesia and renamed in 2012 following acquisitions of MNC Life and MNC Insurance, the company is headquartered at MNC Financial Center, 21st Floor, Jl. Kebon Sirih No. 21-27, Central Jakarta, Indonesia, and functions as a subsidiary of PT MNC Asia Holding Tbk, primarily serving retail, SME, corporate, and institutional customers across Indonesia. Core offerings encompass MNC Bank's full-service retail, SME, and wholesale banking via the MotionBank digital app featuring biometric onboarding, QRIS payments, virtual cards, and integrated services; MNC Finance's consumer financing for vehicles and mortgages through MotionCredit; MNC Leasing's productive asset financing including leasing and factoring for corporates; MNC Teknologi Nusantara's MotionPay e-wallet and digital remittance with QRIS interoperability, alongside Flash payment gateway supporting transfers, cards, and fraud-protected transactions; MNC Sekuritas' equity trading, fixed income, investment banking, and research via MotionTrade platform; MNC Asset Management's equity, fixed income, and money market products through MotionFunds; MNC Insurance's general coverage for property, automotive, travel, and liability; MNC Life's credit life, personal accident, and education policies via MotionSafe; and MNC Insurance Broker's advisory and claims services. Recent developments include a May 2025 acquisition of an additional 50.22 million shares in PT MNC Digital Entertainment Tbk (MSIN), increasing its stake to 5.39 percent, and an August 2025 purchase of a further 9.99 percent stake in PT Bank MNC Internasional Tbk, alongside a strategic partnership with MODENA Group announced in Q1 2025 to develop integrated digital financial solutions, reflecting ongoing expansion in digital ecosystems and cross-group investments.