Permanent TSB Group Holdings plc

Permanent TSB Group Holdings plc

ILPMF
Permanent TSB Group Holdings plcUS flagOther OTC
3.32
USD
- -
- -
1.81BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Revenue per Share
0.74
0.96
0.97
0.97
0.97
0.97
0.91
0.82
0.79
0.88
1.22
1.23
1.2
Basic EPS, GAAP
-0.71
-0.28
-1
-0.61
0.06
-0.02
0.04
-0.38
-0.09
0.45
0.05
0.22
0.13
Free Cash Flow per Basic Share
5.44
7.04
2.46
-1
-0.6
0.72
-0.41
5.05
1.53
7.04
3.14
2.28
1.09
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
4.27
3.99
6.05
5.3
5.33
5.1
5.14
4.76
4.66
4.31
3.77
3.98
4.13
Tangible Book Value per Share
6.27
6.06
5.56
4.54
4.56
4.26
4.25
4.07
3.67
4.78
4.09
4.25
4.07
Basic Weighted Avg Shares
365
365
424
455
455
455
455
455
455
468
546
545
545
Sales/Revenue/Turnover
271
351
413
443
443
442
413
375
361
413
666
670
655
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
48
50
51
30
22
24
33
36
47
52
67
91
84
Net Income, GAAP
-261
-102
-425
-266
40
3
30
-162
-20
223
68
162
114
Effective Tax Rate (%)
- -
- -
- -
- -
23.08
- -
28.57
- -
- -
16.48
13.92
- -
10.94
Profit Margin (%)
-96.31
-29.08
-102.91
-60.05
9.03
0.68
7.26
-43.2
-5.54
54
10.21
24.18
17.4
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
4,505
3,812
2,025
1,346
1,656
1,095
965
843
807
948
1,804
2,023
2,102
Total Equity
2,384
2,280
2,396
2,100
2,111
1,980
1,997
1,951
1,789
2,398
2,419
2,532
2,481
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
-15.3
-6.77
-21.12
-11.09
1.2
-0.34
0.82
-7.69
-1.91
10.3
1.23
5.63
3.21

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.98%
5.86%
-2.01%
Free Cash Flow
-171.36%
35.37%
-52.22%
Net Income, GAAP
-124.85%
-252.71%
-29.63%
Sales/Revenue/Turnover
- -
14.06%
-2.24%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
666
2024
- -
- -
- -
- -
670
2025
- -
- -
- -
- -
655

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.05
2024
- -
- -
- -
- -
0.22
2025
- -
- -
- -
- -
0.13

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Eamonn Crowley
Full Time Employees
3,359
Sector
Financial Services
Industry
Banks - Regional
Address
56-59 St. Stephen’s Green Dublin Ireland 2
IPO Date
Oct 15, 2010
Business
Permanent TSB Group Holdings plc is an Irish banking group that operates in the retail and small and medium-sized enterprise (SME) banking sectors through its wholly owned subsidiary Permanent TSB plc. The group offers a comprehensive range of financial products and services including current and deposit accounts, savings products, residential mortgages such as First Time Buyer, Green and Buy to Let mortgages, personal and business loans, overdrafts, credit cards including the ICE Visa Credit Card, asset finance via Permanent TSB Asset Finance, investments, pensions, general and life insurance, and transactional banking solutions; it serves individual consumers, SMEs and micro-enterprises through a nationwide network of approximately 98 branches, ATMs, brokers, direct channels, digital platforms and SME-focused distribution. Founded in 1816 and headquartered at 56-59 St. Stephen's Green in Dublin, Ireland, the group manages approximately EUR 25.4 billion in customer deposits and EUR 22.4 billion in gross loans as of September 2025, with primary operations confined to the Republic of Ireland. In recent developments, the group completed its multi-year acquisition of approximately EUR 6.75 billion in Ulster Bank assets in July 2023, incorporating a EUR 4.8 billion residential mortgage portfolio, EUR 915 million in additional mortgages, a EUR 165 million micro-SME loan book, 25 branches and the Lombard asset finance business, thereby expanding its mortgage book by 40%, enhancing business banking diversification and achieving over 20% market share in new mortgage lending. More recently, it sold two tranches of non-performing loans to Mars Capital and funds managed by Apollo, the first in July 2024 and the second in November 2025; commenced a Formal Sale Process in October 2025 with support from its largest shareholder the Minister for Finance to identify a new long-term owner amid strong investor interest and European banking consolidation trends; and reported robust Q3 2025 performance with 7% deposit book growth, 4% mortgage book expansion, 11% business banking growth year-over-year, new mortgage lending up 64% to EUR 2.1 billion, operating expenses on track for a EUR 525 million full-year target, and a CET1 ratio of 15.5%.

Company News

APIChat
  • Permanent TSB Group Holdings plc (OTCMKTS:ILPMF) Sees Significant Decrease in Short Interest

  • Permanent TSB Group Holdings plc (OTCMKTS:ILPMF) Short Interest Down 67.9% in December