Infinity Bancorp

Infinity Bancorp

INFT
Infinity BancorpUS flagOther OTC
18.00
USD
- -
- -
56.41MMarket Cap
Infinity Bancorp
INFT
(Other OTC)

Recent

price

18.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.28
1.09
1.83
2.79
3.83
5.01
5.73
6.22
6.29
Revenue per Share
-0.94
-0.58
-0.1
0.96
0.9
1.2
1.29
1.72
1.73
Basic EPS, GAAP
-0.99
-0.35
0.17
0.91
1.66
1.7
2.33
1.99
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
0.28
0.34
- -
Dividend per Share
8.27
7.81
7.78
8.81
9.78
9.68
13.15
14.06
14.36
Book Value per Share
8.3
7.8
7.8
8.63
8.49
8.62
12.26
13.56
13.86
Tangible Book Value per Share
3
3
3
3
3
3
3
3
3
Basic Weighted Avg Shares
1
4
6
9
13
16
17
19
20
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
-3
-2
- -
3
3
4
4
5
5
Net Income, GAAP
- -
- -
- -
- -
30.13
30.29
31.26
28.5
28.54
Effective Tax Rate (%)
-335.68
-53.79
-5.26
34.34
23.59
23.85
22.53
27.66
27.5
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
2
6
5
5
20
10
10
4
LT Debt
27
26
26
29
28
28
37
42
43
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
-7.28
-1.23
11.55
9.73
12.13
10.95
12.88
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Mar'26
ST Debt
- -
LT Borrowings
4
LT Finance Leases
- -
Preferred Equity and Hybrid Capital
- -
Shares Outstanding
3
Market Capitalization
43

Working Capital

FRC

in mil. unless spec.
Mar'26
Total Current Assets
- -
Cash, Cash Equivalents & STI
167
Accounts Receivable, Net
- -
Inventories
- -
Total Current Liabilities
- -
Payables & Accruals
- -
ST Debt
- -
Deferred Revenue
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
11.03%
14.99%
Free Cash Flow
- -
104.53%
-11.26%
Net Income, GAAP
- -
-207.15%
38.35%
Sales/Revenue/Turnover
- -
27.35%
12.69%
Total Cash Common Dividend
- -
- -
25.65%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
17
2025
5
5
5
- -
19
2026
5
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.29
2025
0.44
0.47
0.41
- -
1.72
2026
0.41
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.28
2025
- -
- -
- -
- -
0.34
2026
- -
- -
- -
- -
- -
Business
Infinity Bancorp operates as a community bank offering a wide range of financial products and services primarily in the United States. Its core offerings include commercial and consumer loans; deposit accounts such as demand, savings, and time deposits; cash management services; and payment processing solutions including ACH and wire transfers. The company also provides wealth management services targeting both individual and small business customers. Founded in 2006 and headquartered in Alamosa, Colorado, Infinity Bancorp operates through its subsidiary Infinity Bank. In recent developments, Infinity Bancorp has shown steady financial growth with an emphasis on increasing its loan portfolio and deposit base. As of the latest reports in 2025, the bank funded $40.6 million in new loans in Q1 and $27.8 million in Q3 of 2025 while managing a loan-to-deposit ratio of approximately 77.8%. The bank's net interest margin improved, alongside maintaining strong capital ratios. It continued to pay quarterly dividends, most recently declaring a $0.09 dividend per share, reflecting a 29% increase from prior levels. The company also completed a stock offering raising $4.75 million in 2024. Strategically, Infinity Bancorp remains focused on expanding its community banking presence, enhancing deposit growth, and maintaining a cautious credit risk approach amid economic uncertainties. Infinity Bancorp's operations concentrate on retail and small business banking in its geographic footprint, focusing on providing personalized banking solutions through physical branches and digital platforms. The bank targets customers in Colorado and surrounding states, serving community banking needs with tailored lending and deposit services. Separately, it is important to note that Infinity Fincorp Solutions, an unrelated Indian non-banking financial company (NBFC) serving micro, small, and medium enterprises, was acquired by Partners Group in 2025 but is distinct and separate from Infinity Bancorp. Overall, Infinity Bancorp presents itself as a community-focused financial institution with diverse banking products and emphasis on steady growth, capital strength, and shareholder returns through dividends, sustaining its position in its primary regional markets.

Company News

APIChatGPT
  • Infinity Bancorp Announces First Quarter 2026 Financial Results

  • Infinity Bancorp Announces Quarterly Cash Dividend

  • Infinity Bancorp Announces Fourth Quarter 2025 Financial Results

  • Infinity Bancorp Announces Quarterly Cash Dividend

  • Infinity Bancorp Announces Third Quarter 2025 Financial Results

  • Infinity Bancorp Announces Quarterly Cash Dividend

  • Infinity Bancorp Announces Second Quarter 2025 Financial Results

  • Infinity Bancorp Announces Quarterly Cash Dividend

  • Infinity Bancorp Announces First Quarter 2025 Financial Results

  • Infinity Bancorp Announces Quarterly Cash Dividend

  • Infinity Bancorp Announces Fourth Quarter 2024 Financial Results

  • Infinity Bancorp Announces Quarterly Cash Dividend

  • Infinity Bancorp Announces Third Quarter 2024 Financial Results

  • Infinity Bancorp Announces Quarterly Cash Dividend

  • Infinity Bancorp Announces Second Quarter 2024 Financials Results

  • Infinity Bancorp Announces Quarterly Cash Dividend

  • Infinity Bancorp Announces First Quarter 2024 Financial Results

  • Infinity Bancorp Announces Quarterly Cash Dividend

  • Infinity Bancorp Announces 2023 Year End Financial Results and First Cash Dividend

  • Infinity Bancorp Announces Third Quarter 2023 Financial Results