Jefferson Capital, Inc. Common Stock

Jefferson Capital, Inc. Common Stock

JCAP
Jefferson Capital, Inc. Common StockUS flagNASDAQ Global Select
19.30
USD
-0.01
- -
1.19BMarket Cap
Jefferson Capital, Inc. Common Stock
JCAP
(NASDAQ Global Select)

Recent

price

19.30

P/E

ratio

- -

div

yld

- -

ROIC.AI

2023
2024
2025
TTM
FRC
5.54
7.44
20.43
14.53
Revenue per Share
1.91
2.21
6.26
3.69
Basic EPS, GAAP
2.04
2.69
8.92
5.86
Free Cash Flow per Basic Share
0.52
0.62
2.11
1.09
Dividend per Share
4.74
6.83
17.41
11.14
Book Value per Share
4.12
5.4
13.71
8.68
Tangible Book Value per Share
58
58
30
44
Basic Weighted Avg Shares
323
433
613
635
Sales/Revenue/Turnover
36.79
33.98
35.37
31.71
Operating Margin (%)
2
3
5
5
Depreciation Expense
112
129
188
161
Net Income, GAAP
7.5
6.3
13.95
20.34
Effective Tax Rate (%)
34.52
29.74
30.65
25.42
Profit Margin (%)
984
992
1,677
1,660
Working Capital
771
687
1,177
1,183
LT Debt
304
383
476
443
Total Equity
- -
10.42
10.79
9.27
Return on Invested Capital (%)
- -
- -
- -
- -
Return on Capital (%)
- -
38.22
40.83
39.21
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
232
254
LT Borrowings
1,183
1,177
1,179
LT Finance Leases
5
- -
4
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
58
58
55
Market Capitalization
685
991
840

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
1,720
2,005
2,005
Cash, Cash Equivalents & STI
42
23
26
Accounts Receivable, Net
33
29
30
Inventories
- -
- -
- -
Total Current Liabilities
80
328
345
Payables & Accruals
80
96
91
ST Debt
- -
232
254
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
24.47%
Free Cash Flow
- -
- -
70.83%
Net Income, GAAP
- -
- -
45.83%
Sales/Revenue/Turnover
- -
- -
41.53%
Total Cash Common Dividend
- -
- -
76.26%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
100
104
111
119
433
2025
155
153
151
155
613
2026
176
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.56
0.55
0.63
- -
2.21
2025
1.1
18.61
0.66
0.65
6.26
2026
0.68
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.34
- -
0.62
2025
0.27
6.41
0.27
0.27
2.11
2026
- -
- -
- -
- -
- -
Business
Jefferson Capital, Inc. (JCAP) is a specialty finance company that purchases and services portfolios of charged-off and bankruptcy consumer receivables at significant discounts to face value, while providing debt recovery solutions and related portfolio management services to creditors. The company offers consumer receivables encompassing credit card accounts; secured and unsecured automotive finance deficiencies, skips, and loans; telecommunications and utilities receivables; installment loans; and other nonperforming assets, serving clients such as Fortune 500 corporations, banks, fintech platforms, credit card issuers, and auto finance companies. It also delivers third-party debt servicing, proprietary data analytics for asset valuation and customized collections, and compliance-focused programs like Payment Rewards. Jefferson Capital, Inc. operates across the United States, Canada, the United Kingdom, and Latin America, with offices in Sartell and Minneapolis, Minnesota; Denver, Colorado; Basingstoke, Woking, and Glasgow in the UK; London and Toronto in Canada; and Bogota, Colombia. Founded in 2002 and headquartered in Sartell, Minnesota, the company went public via an initial public offering on Nasdaq in June 2025 following a March 2025 corporate reorganization, with majority backing from J.C. Flowers & Co. Recent developments include the October 2025 announcement of a $302.8 million Bluestem credit card portfolio acquisition with $488.2 million face value, expected to close in Q4 2025; an amendment and upsize of its senior secured revolving credit facility to $1 billion in October 2025; record Q3 2025 deployments of $151 million and collections growth of 63% to $236.8 million; and a quarterly dividend declaration of $0.24 per share.

Company News

APIChatGPT
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  • Jefferson Capital, Inc. (JCAP) Q3 2025 Earnings Call Transcript

  • Jefferson Capital, Inc. (JCAP) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Jefferson Capital to Announce Third Quarter 2025 Results

  • Jefferson Capital to Ring Opening Bell at Nasdaq to Commemorate Listing as a Public Company

  • Jefferson Capital: Strong Buy In A Growing NPL Market

  • Jefferson Capital to Announce Second Quarter 2025 Results

  • IPO Stock Of The Week: Debt Collector Jefferson Capital Awaits First Buy Point

  • U.S. IPO Weekly Recap: Consumer Collections Firm Leads 4 IPO Week, As Two Billion Dollar Listings Join The Pipeline

  • Debt collector Jefferson Capital valued at $1.2 billion in strong Nasdaq debut

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