Jiayin Group Inc.
NASDAQ Global MarketTotal Valuation
Jiayin Group Inc. carries a market capitalization of 121.84M, placing it among publicly traded companies globally. Its enterprise value stands at 2.15B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 121.84M |
| Enterprise Value | 2.15B |
Share Statistics
Jiayin Group Inc. currently has 209.32M shares outstanding.
| Shares Outstanding | 209.32M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Jiayin Group Inc. trades at a trailing price-to-earnings ratio of 1.61.
| PE Ratio | 1.61 |
| PS Ratio | 0.29 |
| PB Ratio | N/A |
| P/TBV Ratio | 0.34 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
On an enterprise value basis, Jiayin Group Inc. trades at an EV/EBITDA multiple of 1.92 and an EV/FCF ratio of 3,386.66. The EV/Sales ratio of 0.41 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 1.92 provides insight into valuation relative to core operating earnings.
| EV / Sales | 0.41 |
| EV / EBITDA | 1.92 |
| EV / EBIT | 1.92 |
| EV / FCF | 3,386.66 |
Financial Position
Jiayin Group Inc. maintains a current ratio of 1.89, meaning it holds 1.9x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 15.88, indicating elevated leverage, while an interest coverage ratio of 1,444.09 demonstrates limited ability to service its debt obligations.
| Current Ratio | 1.89 |
| Quick Ratio | 1.13 |
| Debt / Equity | 15.88 |
| Debt / EBITDA | 0.62 |
| Interest Coverage | 1,444.09 |
Financial Efficiency
| Return on Equity (ROE) | N/A |
| Return on Assets (ROA) | 12.51 |
| Return on Invested Capital (ROIC) | 17.29 |
| Return on Capital Employed (ROCE) | 252.42 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Jiayin Group Inc. has paid 206.17M in income taxes, reflecting an effective tax rate of 18.07.
| Income Tax | 206.17M |
| Effective Tax Rate | 18.07 |
Stock Price Statistics
Jiayin Group Inc.'s stock has declined approximately -85.47274% over the past 52 weeks. The 50-day moving average sits at 3.68, while the 200-day moving average is 6.07.
| Beta (5Y) | N/A |
| 52-Week Price Change | -85.47274% |
| 50-Day Moving Average | 3.68 |
| 200-Day Moving Average | 6.07 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Jiayin Group Inc. generated 5.20B in revenue and converted that into 934.60M in net income, yielding earnings per share of 17.98. EBITDA reached 1.12B, while operating income came in at 1.12B.
| Revenue | 5.20B |
| Gross Profit | 3.97B |
| Operating Income | 1.12B |
| Pretax Income | 1.14B |
| Net Income | 934.60M |
| EBITDA | 1.12B |
| EBIT | 1.12B |
| Earnings Per Share (EPS) | 17.98 |
Balance Sheet
Jiayin Group Inc. holds 43.38M in cash and equivalents against 693.90M in total debt, resulting in a net debt position of 627.66M.
| Cash & Cash Equivalents | 43.38M |
| Total Debt | 693.90M |
| Net Debt | 627.66M |
| Equity (Book Value) | N/A |
| Book Value Per Share | N/A |
| Working Capital | 3.14B |
Margins
Jiayin Group Inc. operates with a gross margin of 76.34, reflecting its pricing power and cost economics. The operating margin of 21.54 and net profit margin of 17.96 provide insight into operational efficiency.
| Gross Margin | 76.34 |
| Operating Margin | 21.54 |
| Pretax Margin | 21.92 |
| Profit Margin | 17.96 |
| EBITDA Margin | 21.54 |
Scores
Jiayin Group Inc. posts an Altman Z-Score of 1.70, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 1.70 |