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Jiayin Group Inc.

Jiayin Group Inc.

JFIN
Jiayin Group Inc.US flagNASDAQ Global Market
1.32
USD
+0.07
- -
69.08MMarket Cap

Total Valuation

Jiayin Group Inc. carries a market capitalization of 69.08M, placing it among publicly traded companies globally. Its enterprise value stands at 4.20B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap69.08M
Enterprise Value4.20B

Share Statistics

Jiayin Group Inc. currently has 209.32M shares outstanding.

Shares Outstanding209.32M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Jiayin Group Inc. trades at a trailing price-to-earnings ratio of 4.35. The price-to-sales ratio is 0.25, and the price-to-book ratio stands at 0.97.

PE Ratio4.35
PS Ratio0.25
PB Ratio0.97
P/TBV Ratio0.97
P/FCF RatioN/A
P/OCF RatioN/A

Enterprise Valuation

On an enterprise value basis, Jiayin Group Inc. trades at an EV/EBITDA multiple of 17.88 and an EV/FCF ratio of 4,283.07. The EV/Sales ratio of 1.04 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 17.88 provides insight into valuation relative to core operating earnings.

EV / Sales1.04
EV / EBITDA17.88
EV / EBIT17.88
EV / FCF4,283.07

Financial Position

Jiayin Group Inc. maintains a current ratio of 1.79, meaning it holds 1.8x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 15.13, indicating elevated leverage, while an interest coverage ratio of 199.20 demonstrates strong ability to service its debt obligations.

Current Ratio1.79
Quick Ratio1.11
Debt / Equity15.13
Debt / EBITDA2.71
Interest Coverage199.20

Financial Efficiency

Jiayin Group Inc. posts a return on equity of 5.73 and a return on invested capital of 3.68.

Return on Equity (ROE)5.73
Return on Assets (ROA)2.93
Return on Invested Capital (ROIC)3.68
Return on Capital Employed (ROCE)5.30
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Jiayin Group Inc. has paid 46.89M in income taxes, reflecting an effective tax rate of 16.82.

Income Tax46.89M
Effective Tax Rate16.82

Stock Price Statistics

Jiayin Group Inc.'s stock has declined approximately -86.65319% over the past 52 weeks. The 50-day moving average sits at 1.68, while the 200-day moving average is 3.96.

Beta (5Y)N/A
52-Week Price Change-86.65319%
50-Day Moving Average1.68
200-Day Moving Average3.96
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Jiayin Group Inc. generated 4.05B in revenue and converted that into 231.92M in net income, yielding earnings per share of 4.47. EBITDA reached 234.86M, while operating income came in at 234.86M.

Revenue4.05B
Gross Profit2.56B
Operating Income234.86M
Pretax Income278.79M
Net Income231.92M
EBITDA234.86M
EBIT234.86M
Earnings Per Share (EPS)4.47

Balance Sheet

Jiayin Group Inc. holds 503.99M in cash and equivalents against 636.90M in total debt, resulting in a net debt position of 124.95M. Total book value stands at 4.21B, with working capital of 2.92B providing operational flexibility.

Cash & Cash Equivalents503.99M
Total Debt636.90M
Net Debt124.95M
Equity (Book Value)4.21B
Book Value Per Share20.11
Working Capital2.92B

Margins

Jiayin Group Inc. operates with a gross margin of 63.11, reflecting its pricing power and cost economics. The operating margin of 5.79 and net profit margin of 5.72 provide insight into operational efficiency.

Gross Margin63.11
Operating Margin5.79
Pretax Margin6.88
Profit Margin5.72
EBITDA Margin5.79

Scores

Jiayin Group Inc. posts an Altman Z-Score of 1.53, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score1.53