Jiayin Group Inc.

Jiayin Group Inc.

JFIN
Jiayin Group Inc.US flagNASDAQ Global Market
2.34
USD
-0.09
- -
121.84MMarket Cap
Jiayin Group Inc.
JFIN
(NASDAQ Global Market)

Recent

price

2.34

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
11.05
42.07
53.87
42.4
24.07
32.96
60.79
102.19
109.23
119.14
100.12
Revenue per Share
-7.29
10.08
11.43
10.03
4.68
8.74
21.92
24.25
19.89
29.41
17.98
Basic EPS, GAAP
4.69
1.55
-4.58
-0.03
-0.67
3.36
2.16
6.69
12.92
11.92
- -
Free Cash Flow per Basic Share
- -
- -
7.48
- -
- -
-0.05
- -
2.93
5.67
2.07
- -
Dividend per Share
-52.31
-42.23
-38.27
-28.89
-23.45
-14.71
7.15
28.52
42.2
66.65
- -
Book Value per Share
-47.86
-36.1
-30.88
-14.1
-8.58
0.48
23.07
44.5
58.89
84.85
84.1
Tangible Book Value per Share
54
54
54
53
54
54
54
53
53
52
52
Basic Weighted Avg Shares
591
2,251
2,882
2,230
1,300
1,780
3,271
5,467
5,801
6,222
5,203
Sales/Revenue/Turnover
-86.75
30.51
23.78
23.97
23.24
24.26
36.13
24.37
21.51
28.89
21.54
Operating Margin (%)
1
4
11
18
23
16
10
9
18
71
- -
Depreciation Expense
-390
540
612
528
253
472
1,180
1,298
1,056
1,536
935
Net Income, GAAP
- -
23.05
13.31
6.56
29.7
21.46
11.7
16
18.44
18.02
18.07
Effective Tax Rate (%)
-65.94
23.97
21.23
23.66
19.45
26.51
36.06
23.74
18.21
24.68
17.96
Profit Margin (%)
-2,688
-1,995
-1,737
-858
-617
-141
1,034
3,107
2,149
3,238
3,144
Working Capital
- -
- -
- -
32
2
18
2
48
28
520
517
LT Debt
-2,560
-1,932
-1,652
-742
-464
26
1,242
2,380
3,128
4,431
4,371
Total Equity
- -
- -
- -
- -
- -
233.27
88.1
45.33
29.27
29.24
17.29
Return on Invested Capital (%)
- -
-21.33
-28.41
-29.92
-18.61
-47.04
-672.12
129.87
54.47
47.46
252.42
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
135.82
56.09
53.68
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
180
177
LT Borrowings
- -
516
516
LT Finance Leases
36
4
1
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
209
209
209
Market Capitalization
3,868
2,119
1,503

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
6,098
6,923
6,661
Cash, Cash Equivalents & STI
124
62
43
Accounts Receivable, Net
4,168
3,733
3,070
Inventories
- -
- -
- -
Total Current Liabilities
2,978
3,684
3,517
Payables & Accruals
2,529
2,369
2,366
ST Debt
- -
180
177
Deferred Revenue
449
459
425

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
956.17%
41.69%
Free Cash Flow
- -
-69.09%
-9.34%
Net Income, GAAP
- -
54.67%
45.36%
Sales/Revenue/Turnover
- -
40.23%
7.26%
Total Cash Common Dividend
- -
- -
-64.09%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,475
1,476
1,445
1,404
5,801
2025
1,776
1,886
1,470
1,090
6,222
2026
757
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5.15
4.49
5.07
5.18
19.89
2025
10.11
9.85
7.34
1.95
29.41
2026
-1.18
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
5.67
2025
- -
- -
- -
- -
2.07
2026
- -
- -
- -
- -
- -
Business
Jiayin Group Inc. (JFIN) operates as an online fintech platform in China, primarily providing technology services that connect financial institutions with individual borrowers through a data-driven credit assessment system and related facilitation solutions. The company offers core products and services including credit facilitation matching individual borrowers with financial institutions such as banks, consumer finance companies, and other regulated lenders; AI-powered credit scoring models and risk assessment tools leveraging big data analytics; deposit and wealth management products distributed via its platform; and insurance products alongside other value-added services like payment processing and customer referral programs. Headquartered in Shanghai, China, and founded in 2011, Jiayin Group primarily serves the consumer credit market targeting underserved individual borrowers in China, with operations focused domestically across major provinces. In recent developments within the last two years, the company has emphasized strategic expansions in its deposit services segment, reporting significant growth in user base and transaction volumes amid China's evolving regulatory environment for online lending; it also launched enhancements to its AI-driven risk management technologies to comply with tightened financial regulations and improve operational efficiency. Jiayin Group maintains a NASDAQ listing under ticker JFIN and continues to prioritize sustainable growth through technological innovation without notable acquisitions, partnerships, or name changes reported in the period.

Company News

APIChatGPT
  • Jiayin Group Inc. Announces Change of Director

  • Jiayin Group Inc. (JFIN) Q1 2026 Earnings Call Transcript

  • Jiayin Group Inc. Reports First Quarter 2026 Unaudited Financial Results

  • Jiayin Group Inc. to Release First Quarter 2026 Unaudited Financial Results on Tuesday, June 23, 2026

  • Jiayin Group Inc. Announces Leadership Change

  • Jiayin Group Inc. Filed Annual Report on Form 20-F for Fiscal Year 2025

  • Jiayin Group Inc. Sponsored ADR (NASDAQ:JFIN) Sees Large Drop in Short Interest

  • Jiayin Group Inc. (JFIN) Q4 2025 Earnings Call Transcript

  • Jiayin Group Inc. Reports Fourth Quarter and Fiscal Year 2025 Unaudited Financial Results

  • Jiayin Group Inc. to Release Fourth Quarter and Full Year 2025 Unaudited Financial Results on Tuesday, March 31, 2026

  • Jiayin Group Inc. (JFIN) Q3 2025 Earnings Call Transcript

  • Jiayin Group Inc. Reports Third Quarter 2025 Unaudited Financial Results

  • Jiayin Group Inc. to Release Third Quarter 2025 Unaudited Financial Results on Tuesday, November 25, 2025

  • Jiayin Group: Strong Quarterly Results Are Outweighed By The Outlook For Slowing Growth

  • Jiayin Group Inc. (JFIN) Q2 2025 Earnings Call Transcript

  • Jiayin Group Inc. Reports Second Quarter 2025 Unaudited Financial Results

  • Jiayin Group Inc. to Release Second Quarter 2025 Unaudited Financial Results on Wednesday, August 20, 2025

  • Jiayin Group Inc. Releases 2024 Environmental, Social and Governance (ESG) Report

  • Jiayin Group Inc. Announces Record and Payment dates of Cash Dividends

  • Jiayin Group: Sustainability Of Recent Earnings Growth Is Not Assured