Jiayin Group Inc.

Jiayin Group Inc.

JFIN
Jiayin Group Inc.US flagNASDAQ Global Market
4.03
USD
-0.14
- -
210.47MMarket Cap
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
11.05
42.07
53.87
42.4
24.07
32.96
60.79
102.19
109.23
- -
119.12
Basic EPS, GAAP
-7.29
10.08
11.43
10.03
4.68
8.74
21.92
24.25
19.89
- -
29.4
Free Cash Flow per Basic Share
4.69
1.55
-4.58
-0.03
-0.67
3.36
2.16
6.69
12.92
- -
- -
Dividend per Share
- -
- -
7.48
- -
- -
-0.05
- -
2.93
5.67
- -
- -
Book Value per Share
-52.31
-42.23
-38.27
-28.89
-23.45
-14.71
7.15
28.52
42.2
- -
66.64
Tangible Book Value per Share
-47.86
-36.1
-30.88
-14.1
-8.58
0.48
23.07
44.5
58.89
- -
84.84
Basic Weighted Avg Shares
54
54
54
53
54
54
54
53
53
- -
52
Sales/Revenue/Turnover
591
2,251
2,882
2,230
1,300
1,780
3,271
5,467
5,801
6,222
6,222
Operating Margin (%)
-86.75
30.51
23.78
23.97
23.24
24.26
36.13
24.37
21.51
28.89
28.89
Depreciation Expense
1
4
11
18
23
16
10
9
18
71
- -
Net Income, GAAP
-390
540
612
528
253
472
1,180
1,298
1,056
1,536
1,536
Effective Tax Rate (%)
- -
23.05
13.31
6.56
29.7
21.46
11.7
16
18.44
18.02
18.02
Profit Margin (%)
-65.94
23.97
21.23
23.66
19.45
26.51
36.06
23.74
18.21
24.68
24.68
Working Capital
-2,688
-1,995
-1,737
-858
-617
-141
1,034
3,107
2,149
3,238
3,238
LT Debt
- -
- -
- -
32
2
18
2
48
28
520
520
Total Equity
-2,560
-1,932
-1,652
-742
-464
26
1,242
2,380
3,128
4,431
4,431
Return on Invested Capital (%)
- -
- -
- -
- -
- -
233.27
88.1
45.33
29.27
29.24
29.24
Return on Capital (%)
- -
-21.33
-28.41
-29.92
-18.61
-47.04
-672.12
129.87
54.47
47.46
47.46
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
135.82
56.09
53.68
53.68

Capital Structure

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
180
LT Borrowings
- -
- -
516
LT Finance Leases
43
36
4
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
213
209
209
Market Capitalization
6,095
3,868
2,119

Working Capital

FRC

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
5,492
6,098
6,923
Cash, Cash Equivalents & STI
316
124
62
Accounts Receivable, Net
4,109
4,168
3,733
Inventories
- -
- -
- -
Total Current Liabilities
3,022
2,978
3,684
Payables & Accruals
2,791
2,529
2,369
ST Debt
- -
- -
180
Deferred Revenue
231
449
459

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
956.17%
41.69%
Free Cash Flow
- -
-69.09%
-9.34%
Net Income, GAAP
- -
54.67%
45.36%
Sales/Revenue/Turnover
- -
40.23%
7.26%
Total Cash Common Dividend
- -
- -
-64.09%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
1,122
1,278
1,466
1,601
5,467
2024
1,475
1,476
1,445
1,404
5,801
2025
1,776
1,886
1,470
1,090
6,222

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
5.23
6.1
6.03
6.89
24.25
2024
5.15
4.49
5.07
5.18
19.89
2025
10.11
9.85
7.34
1.95
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
2.93
2024
- -
- -
- -
- -
5.67
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Dinggui Yan
Full Time Employees
1,028
Sector
Communication Services
Industry
Internet Content & Information
Address
Building No. 1 Shanghai People's Republic of China 200122
IPO Date
May 10, 2019
Business
Jiayin Group Inc. (JFIN) operates as an online fintech platform in China, primarily providing technology services that connect financial institutions with individual borrowers through a data-driven credit assessment system and related facilitation solutions. The company offers core products and services including credit facilitation matching individual borrowers with financial institutions such as banks, consumer finance companies, and other regulated lenders; AI-powered credit scoring models and risk assessment tools leveraging big data analytics; deposit and wealth management products distributed via its platform; and insurance products alongside other value-added services like payment processing and customer referral programs. Headquartered in Shanghai, China, and founded in 2011, Jiayin Group primarily serves the consumer credit market targeting underserved individual borrowers in China, with operations focused domestically across major provinces. In recent developments within the last two years, the company has emphasized strategic expansions in its deposit services segment, reporting significant growth in user base and transaction volumes amid China's evolving regulatory environment for online lending; it also launched enhancements to its AI-driven risk management technologies to comply with tightened financial regulations and improve operational efficiency. Jiayin Group maintains a NASDAQ listing under ticker JFIN and continues to prioritize sustainable growth through technological innovation without notable acquisitions, partnerships, or name changes reported in the period.

Company News

APIChat
  • Jiayin Group Inc. Announces Leadership Change

  • Jiayin Group Inc. Filed Annual Report on Form 20-F for Fiscal Year 2025

  • Jiayin Group Inc. Sponsored ADR (NASDAQ:JFIN) Sees Large Drop in Short Interest

  • Jiayin Group Inc. (JFIN) Q4 2025 Earnings Call Transcript

  • Jiayin Group Inc. Reports Fourth Quarter and Fiscal Year 2025 Unaudited Financial Results

  • Jiayin Group Inc. to Release Fourth Quarter and Full Year 2025 Unaudited Financial Results on Tuesday, March 31, 2026

  • Jiayin Group Inc. (JFIN) Q3 2025 Earnings Call Transcript

  • Jiayin Group Inc. Reports Third Quarter 2025 Unaudited Financial Results

  • Jiayin Group Inc. to Release Third Quarter 2025 Unaudited Financial Results on Tuesday, November 25, 2025

  • Jiayin Group: Strong Quarterly Results Are Outweighed By The Outlook For Slowing Growth

  • Jiayin Group Inc. (JFIN) Q2 2025 Earnings Call Transcript

  • Jiayin Group Inc. Reports Second Quarter 2025 Unaudited Financial Results

  • Jiayin Group Inc. to Release Second Quarter 2025 Unaudited Financial Results on Wednesday, August 20, 2025

  • Jiayin Group Inc. Releases 2024 Environmental, Social and Governance (ESG) Report

  • Jiayin Group Inc. Announces Record and Payment dates of Cash Dividends

  • Jiayin Group: Sustainability Of Recent Earnings Growth Is Not Assured

  • Jiayin Group Inc. (JFIN) Q1 2025 Earnings Call Transcript

  • Jiayin Group Inc. Reports First Quarter 2025 Unaudited Financial Results

  • Jiayin Group Inc. to Release First Quarter 2025 Unaudited Financial Results on Wednesday, June 4, 2025

  • Jiayin Group Inc. Filed Annual Report on Form 20-F for Fiscal Year 2024