1. Japan Stocks

  2. •

    Financial Services

  3. •

    Insurance - Life
Japan Post Insurance Co., Ltd.

Japan Post Insurance Co., Ltd.

JPPIF
Japan Post Insurance Co., Ltd.US flagOther OTC
10.15
USD
- -
- -
11.00BMarket Cap
Japan Post Insurance Co., Ltd.
JPPIF
(Other OTC)

Recent

price

10.15

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
4,116.62
3,753.62
3,468.07
3,001.26
2,780.41
2,508.01
2,226.7
2,756.15
2,641.84
2,365.15
3,083.26
2,605.71
998.38
Revenue per Share
45.18
47.16
49.24
58.07
66.95
89.13
98.44
125.04
83.16
75.82
107.52
152.55
31.89
Basic EPS, GAAP
-1,652.01
-1,676.57
-1,191.23
-1,351.54
-1,530.51
-1,559.73
-1,682.36
-2,203.52
-2,564.59
-2,743.06
-1,467.82
-1,743
- -
Free Cash Flow per Basic Share
9.34
13.63
18.65
20
22.67
38.17
12.67
48
30.57
31.02
33.03
38.83
- -
Dividend per Share
506.66
540.2
570.94
609.01
653.28
743.33
830.56
901.73
1,023.62
1,060.72
1,135.09
1,260.08
1,099.79
Book Value per Share
1,011.48
943.16
926.79
1,022.5
1,101.39
1,060.79
1,616.83
1,841.28
1,944.99
2,872.16
2,723.74
3,645.81
2,782.16
Tangible Book Value per Share
1,800
1,800
1,799
1,799
1,799
1,691
1,687
1,264
1,174
1,148
1,148
1,107
1,148
Basic Weighted Avg Shares
7,409,916
6,756,515
6,240,486
5,400,413
5,003,129
4,240,042
3,757,082
3,483,891
3,101,016
2,715,763
3,540,691
2,883,318
1,146,390
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
35,224
36,700
46,819
61,321
58,076
57,496
59,387
54,562
39,490
41,217
39,113
38,474
- -
Depreciation Expense
81,323
84,897
88,596
104,487
120,480
150,687
166,103
158,062
97,614
87,056
123,472
168,798
36,619
Net Income, GAAP
57.76
47.59
26.28
28.98
29.38
30.43
28.88
28.34
29.18
28.2
- -
28.53
25.77
Effective Tax Rate (%)
1.1
1.26
1.42
1.93
2.41
3.55
4.42
4.54
3.15
3.21
3.49
5.85
3.19
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
100,000
100,000
300,000
300,000
300,000
400,000
500,000
500,000
500,000
LT Debt
1,975,727
1,882,981
1,853,202
2,003,125
2,135,137
1,928,381
2,841,475
2,421,062
2,375,377
3,395,745
3,241,426
4,153,628
3,303,111
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
9.25
9.02
9.94
10.22
11.56
10.97
10.17
6.86
5.81
- -
10.33
2.3
Return on Capital (%)
- -
9.01
8.86
9.84
10.61
12.39
12.5
12.44
8.34
7.2
9.79
12.51
2.97
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
400,000
- -
500,000
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,148
- -
1,148
Market Capitalization
1,072,834
1,140,492
1,029,914

Working Capital

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,157,322
- -
1,651,361
Accounts Receivable, Net
18,942
- -
20,580
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.06%
9.97%
28.14%
Free Cash Flow
-2.01%
-4.25%
14.42%
Net Income, GAAP
9.75%
4.93%
36.71%
Sales/Revenue/Turnover
-7.4%
-3.77%
-18.57%
Total Cash Common Dividend
21.06%
32.37%
13.26%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
781,176
788,197
696,047
450,343
2,715,763
2025
- -
- -
- -
- -
3,540,691
2026
- -
- -
- -
- -
2,883,318

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
18.32
- -
- -
- -
75.82
2025
- -
- -
- -
- -
107.52
2026
- -
- -
- -
- -
152.55

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
31.02
2025
- -
- -
- -
- -
33.03
2026
- -
- -
- -
- -
38.83
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Business
Japan Post Insurance Co., Ltd. is a leading Japanese life insurance company primarily engaged in the manufacture and sale of a comprehensive range of life insurance products including endowment insurance, whole life insurance, term insurance, medical insurance, private pension plans, and annuity products. The company offers products that provide death benefits, maturity benefits, survival benefits, and medical care protection through riders for injuries and illnesses, focusing on simple and easy-to-understand policies with smaller coverage amounts, primarily distributed through an extensive nationwide post office network. Founded in 2007 following the privatization of Japan Post Life Insurance, the company operates across Japan and leverages its historical postal service roots for wide geographic reach and customer access. Recent major developments include a strategic investment of $2 billion in a reinsurance vehicle sponsored by Global Atlantic and KKR, marking a significant expansion into global annuity and reinsurance markets and reinforcing its international alliance formed in June 2023 with these firms. The collaboration facilitates access to asset management and reinsurance platforms outside Japan, supporting revenue diversification and growth in overseas markets. Additionally, Japan Post Insurance announced the repurchase of treasury stock and revised upward its financial forecasts for fiscal year 2025, reflecting improved investment income and operational efficiencies. The company also engages in block reinsurance transactions, such as the agreement with Talcott Life Re to reinsure a substantial block of payout annuities, further enhancing risk management and capital deployment strategies. Japan Post Insurance is headquartered in Tokyo and continues to evolve its product offerings to meet demographic challenges in Japan, including an aging population and changing consumer needs, while maintaining a high claim settlement ratio indicative of strong customer trust. Its business segments span retail life insurance products, medical and nursing care policies, and investment-related insurance services, targeting both individual and institutional clients. The company is a subsidiary of the Japan Post Holdings group, aligning with its broader mission to support stable livelihoods and local communities through insurance and financial services. This strategic expansion, reinsurance collaboration, and product portfolio diversification position Japan Post Insurance as a financially robust and innovative player in the Japanese and international insurance markets.