1. India Stocks

  2. •

    Finance

  3. •

    Life/Health insurance
Bajaj Finserv Limited

Bajaj Finserv Limited

1,656.50
INR
-21.50
(-1.28%)
128.11EPS
27.98P/E
2.84TMarket Cap
Nov 03Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
54.97
67.49
128.19
152.54
182.44
236.96
310.93
349
386.56
464.04
627.07
756.52
858.24
843.61
Basic EPS, GAAP
9.7
10.62
11.71
14.21
16.65
20.23
21.17
28.09
28.63
40.33
51.15
55.61
61.33
63.61
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
-174.21
-152.37
25.62
-217.3
-255.75
-420.25
-398.71
-355.13
- -
Dividend per Share
- -
- -
- -
- -
- -
1.15
4.29
0.52
2.52
4.68
7.43
9.66
11.56
- -
Book Value per Share
59.67
69.69
85.45
101.17
128.71
149.18
196.69
225.15
253.18
291.73
378.44
453.89
487.35
- -
Tangible Book Value per Share
56.77
66.75
82.47
96.33
123.51
143.36
190.07
217.81
245.02
281.95
367.04
439.46
472.29
- -
Basic Weighted Avg Shares
1,591
1,591
1,591
1,591
1,591
1,591
1,591
1,591
1,591
1,591
1,593
1,595
1,598
1,595
Sales/Revenue/Turnover
87,471
107,399
203,986
242,737
290,318
377,082
494,807
555,382
615,160
738,459
998,801
1,207,015
1,371,476
1,345,256
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
309
382
577
726
1,599
2,261
4,568
4,985
5,627
6,778
9,001
11,703
12,914
13,537
Net Income, GAAP
15,441
16,898
18,633
22,619
26,503
32,190
33,691
44,705
45,568
64,173
81,478
88,723
98,010
101,443
Effective Tax Rate (%)
24.49
25.94
27.06
29.95
31.52
34.1
27.8
25.3
26.24
27.37
27.04
26.07
26.83
27.87
Profit Margin (%)
17.65
15.73
9.13
9.32
9.13
8.54
6.81
8.05
7.41
8.69
8.16
7.35
7.15
7.54
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
113,453
190,204
264,560
438,304
556,514
845,373
1,017,722
936,925
1,189,663
1,552,461
2,032,709
2,532,073
3,223,604
- -
Total Equity
130,366
153,146
194,752
232,752
312,573
365,477
508,614
582,940
663,199
775,981
1,037,758
1,284,342
1,409,658
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
6.52
6.37
5.95
5.5
5.35
5.06
5.35
5.29
4.37
4.29
4.89
4.87
4.5
- -
Return on Common Equity (%)
17.68
16.42
15.09
15.23
14.49
14.56
12.24
13.32
11.98
14.81
15.27
13.37
13.04
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
390,181
- -
LT Borrowings
- -
3,206,940
- -
LT Finance Leases
- -
16,664
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,596
1,599
1,597
Market Capitalization
3,256,588
2,608,813
2,842,772

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
954,036
- -
Accounts Receivable, Net
- -
93,321
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
390,181
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
22.25%
19.61%
9.76%
Free Cash Flow
- -
-176.37%
-10.79%
Net Income, GAAP
18.65%
17.82%
10.47%
Sales/Revenue/Turnover
21.25%
20.11%
13.63%
Total Cash Common Dividend
- -
116.06%
19.85%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
269,168
291,150
268,465
311,203
1,207,015
2026
302,309
315,643
326,195
334,826
1,371,476
2027
368,593
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
13.4
13.1
14
15.1
55.61
2026
17.5
14.1
14
15.9
61.33
2027
19.6
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
9.66
2026
- -
- -
- -
- -
11.56
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Sanjivnayan Rahul K. Bajaj
Full Time Employees
169
Sector
Finance
Industry
Life/Health insurance
Address
Bajaj Finserv Corporate Office Pune MA India 411014
IPO Date
May 26, 2008
Website
bajajfinserv.in
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Business
Bajaj Finserv Ltd. (BAJAJFINSV.NS) operates as a diversified non-banking financial company (NBFC) in India, providing a wide range of financial products and services including lending solutions such as personal loans, home loans, and consumer durable loans; deposits through fixed and recurring deposits; insurance products encompassing health insurance, life insurance, and general insurance via its subsidiaries Bajaj Allianz Life Insurance and Bajaj Allianz General Insurance; wealth management and investment services like mutual funds, fixed income products, and asset management; payment and digital solutions through Bajaj Pay and Bajaj Finserv Markets platform; and enterprise services including EMI card networks and wallet services. The company serves retail consumers, SMEs, and corporates across urban and rural markets in India, with primary operations concentrated in the country and headquarters in Pune, India, founded in 2007 as part of the Bajaj Group ecosystem. Recent major developments include the expansion of its digital lending platform with new AI-driven credit assessment tools launched in 2024, a strategic partnership with ONDC for embedded finance integration in e-commerce, and a significant funding infusion from promoter entities to bolster growth in health insurance and EV financing segments amid rising demand in 2025.