JAPAN POST BANK Co., Ltd.
JPPTY
Other OTC19.60
USD
+0.24
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JAPAN POST BANK Co., Ltd.
JPPTY
(Other OTC)
Recent
price
19.60
P/E
ratio
- -
div
yld
- -
ROIC.AI
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in mil. unless spec.- Similar Companies
- Business
- JAPAN POST BANK Co., Ltd. (JPPTY) operates as a major retail bank in Japan, offering deposit products including regular savings, fixed-term deposits, and wealth-building accounts; lending services such as personal loans, mortgages including Flat 35, syndicated loans, account overdrafts, and loans to individuals and small-to-medium enterprises; securities investment products, Japanese government bonds, investment trusts, and insurance sales; domestic and foreign exchange, remittances, and settlement services; credit card services via JP BANK CARD; and intermediary services for mortgages, variable annuities, non-life insurance, and discretionary investment contracts. The bank serves approximately 120 million customer accounts through a nationwide network of nearly 24,000 post office branches, primarily targeting retail customers from children to the elderly across Japan, with supplementary international services. Founded on September 1, 2006 as a subsidiary of Japan Post Holdings Co., Ltd. and headquartered at 2-3-1 Otemachi, Chiyoda-ku, Tokyo, it manages over ¥200 trillion in assets and maintains a CET1 ratio around 10-12% for financial soundness. In May 2024, JAPAN POST BANK established Japan Post Bank Capital Partners Co., Ltd. (also referred to as Yucho Capital Partners) as a wholly owned subsidiary to lead its Σ Business, focusing on private equity investments, regional revitalization funds, and general partner (GP) operations in collaboration with regional financial institutions and partners, with initial commitments reaching ¥119 billion by March 2025 and targets of ¥400 billion. In March 2025, parent Japan Post Holdings sold shares in a secondary offering raising ¥592 billion ($4 billion), reducing its stake below 50% and partially deregulating new business approvals under the Postal Service Privatization Act to enhance operational flexibility and growth investments. The bank continues advancing its revised Medium-term Management Plan (2021-2025), achieving record FY2024 net income of ¥414 billion and ROE of 4.28%, with FY2025 targets including net income of ¥470 billion, ROE above 4.7%, and expanded risk assets to ¥114 trillion, alongside digital enhancements like the Yucho Bankbook App surpassing 13 million users.
JAPAN POST BANK (OTCMKTS:JPPTY) Trading 0.2% Higher – Time to Buy?
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