JAPAN POST BANK Co., Ltd.

JAPAN POST BANK Co., Ltd.

JPPTY
JAPAN POST BANK Co., Ltd.US flagOther OTC
19.60
USD
+0.24
- -
69.81BMarket Cap
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
408.64
413.15
400.46
448.01
391.11
379.12
447.11
459.26
421.73
531.98
464.77
- -
273.13
Basic EPS, GAAP
89.59
86.7
83.29
94.1
71.01
72.94
74.73
94.72
86.85
98.43
114.6
- -
48.1
Free Cash Flow per Basic Share
682.14
907.9
182.35
-50.43
-315.81
776.36
2,505.91
2,032.58
-1,213.78
5
1,256.77
- -
- -
Dividend per Share
22.79
49.26
49.96
49.99
50
50.03
25.02
50.01
50.09
50.63
51.03
- -
- -
Book Value per Share
1,326.14
1,495.93
1,529.33
1,573.55
1,594.62
1,617.56
1,667.29
1,577.68
1,598.14
1,678.94
1,738.25
- -
1,690.33
Tangible Book Value per Share
2,808.69
3,057.3
3,129.7
3,059.33
3,017.33
2,389.04
3,026.77
2,733.85
2,557.85
2,658.94
2,486.43
- -
2,615.23
Basic Weighted Avg Shares
4,124
3,749
3,749
3,749
3,749
3,749
3,749
3,749
3,743
3,618
3,615
3,573
3,616
Sales/Revenue/Turnover
1,685,094
1,549,103
1,501,405
1,679,563
1,466,171
1,421,235
1,676,079
1,721,644
1,578,557
1,924,753
1,680,312
- -
987,770
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
34,601
36,666
35,306
37,447
33,693
36,263
35,033
37,716
34,234
42,684
45,744
- -
- -
Net Income, GAAP
369,434
325,069
312,264
352,775
266,189
273,435
280,130
355,070
325,070
356,133
414,324
- -
173,946
Effective Tax Rate (%)
35.3
32.4
29.13
29.3
28.14
27.91
28.81
28.67
27
28.12
27.89
- -
27.69
Profit Margin (%)
21.92
20.98
20.8
21
18.16
19.24
16.71
20.62
20.59
18.5
24.66
- -
17.61
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
22,536
85,760
193,881
31,929
10,100
3,917,500
5,603,600
1,632,600
1,984,900
2,510,100
- -
2,307,200
Total Equity
11,630,210
11,508,149
11,780,036
11,521,678
11,362,365
9,003,254
11,394,826
10,302,260
9,651,873
9,707,922
9,090,989
- -
9,545,557
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
5.87
5.51
6.07
4.48
4.54
4.55
5.84
5.47
5.91
6.7
- -
2.9

Capital Structure

FRC

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,616
- -
3,616
Market Capitalization
5,499,761
5,321,008
4,896,751

Working Capital

FRC

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
57,724,492
- -
65,090,503
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
463,201
473,782
465,324
522,446
1,924,753
2025
- -
- -
- -
- -
1,680,312
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
23.96
- -
- -
- -
98.43
2025
- -
- -
- -
- -
114.6
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
50.63
2025
- -
- -
- -
- -
51.03
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Takayuki Kasama
Full Time Employees
11,419
Sector
Financial Services
Industry
Banks - Regional
Address
2-3-1 Otemachi Tokyo Japan 100-8793
IPO Date
Feb 18, 2022
Business
JAPAN POST BANK Co., Ltd. (JPPTY) operates as a major retail bank in Japan, offering deposit products including regular savings, fixed-term deposits, and wealth-building accounts; lending services such as personal loans, mortgages including Flat 35, syndicated loans, account overdrafts, and loans to individuals and small-to-medium enterprises; securities investment products, Japanese government bonds, investment trusts, and insurance sales; domestic and foreign exchange, remittances, and settlement services; credit card services via JP BANK CARD; and intermediary services for mortgages, variable annuities, non-life insurance, and discretionary investment contracts. The bank serves approximately 120 million customer accounts through a nationwide network of nearly 24,000 post office branches, primarily targeting retail customers from children to the elderly across Japan, with supplementary international services. Founded on September 1, 2006 as a subsidiary of Japan Post Holdings Co., Ltd. and headquartered at 2-3-1 Otemachi, Chiyoda-ku, Tokyo, it manages over ¥200 trillion in assets and maintains a CET1 ratio around 10-12% for financial soundness. In May 2024, JAPAN POST BANK established Japan Post Bank Capital Partners Co., Ltd. (also referred to as Yucho Capital Partners) as a wholly owned subsidiary to lead its Σ Business, focusing on private equity investments, regional revitalization funds, and general partner (GP) operations in collaboration with regional financial institutions and partners, with initial commitments reaching ¥119 billion by March 2025 and targets of ¥400 billion. In March 2025, parent Japan Post Holdings sold shares in a secondary offering raising ¥592 billion ($4 billion), reducing its stake below 50% and partially deregulating new business approvals under the Postal Service Privatization Act to enhance operational flexibility and growth investments. The bank continues advancing its revised Medium-term Management Plan (2021-2025), achieving record FY2024 net income of ¥414 billion and ROE of 4.28%, with FY2025 targets including net income of ¥470 billion, ROE above 4.7%, and expanded risk assets to ¥114 trillion, alongside digital enhancements like the Yucho Bankbook App surpassing 13 million users.

Company News

APIChat
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