1. South Africa Stocks

  2. •

    Finance

  3. •

    Property/Casualty insurance
Sanlam Limited

Sanlam Limited

8,575.00
ZAC
+1.00
(+0.01%)
20.58TMarket Cap
Mar 11Next Earn
Sanlam Limited
JSE:SLM
(Johannesburg Stock Exchange)

Recent

price

8,575.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
ZAR
34.15
28.15
46.43
52.69
46.11
42.64
43.4
56.87
37.86
71.43
63.72
96.63
53.08
96.45
110.3
133.72
- -
Revenue per Share
3.31
2.67
2.93
4.2
4.37
4.69
4.81
5.44
5.65
3.46
0.35
4.59
5.98
7.03
10.68
7.63
- -
Basic EPS, GAAP
0.46
9.78
4.57
5.35
17.98
16.27
7.21
3.17
5.23
3.54
-3.31
-0.99
3.43
-7.6
2.12
0.79
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
15.13
15.93
18.76
21.21
22.97
26.77
26.69
28.55
33.57
32.53
31.39
40.08
41.4
42.96
48.36
48.65
48.65
Book Value per Share
13.59
13.62
16.13
18.37
19.75
23.61
23.8
25.27
18.59
18.68
19.93
30.1
38.49
38
43.06
44.3
44.3
Tangible Book Value per Share
1,970
1,935
1,928
1,937
1,999
2,003
2,000
2,007
2,056
2,068
2,062
2,062
2,049
2,061
2,083
2,089
2,089
Basic Weighted Avg Shares
67,285
54,481
89,522
102,069
92,165
85,394
86,801
114,110
77,849
147,700
131,397
199,265
108,766
198,745
229,761
279,287
- -
Sales/Revenue/Turnover
13.75
- -
10.96
11.67
13.28
16.44
13.79
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
260
315
400
468
450
662
606
646
1,016
2,429
2,462
2,280
1,423
1,274
1,358
1,484
- -
Depreciation Expense
6,515
5,166
5,655
8,131
8,729
9,391
9,623
10,923
11,627
7,150
718
9,473
12,257
14,478
22,240
15,941
- -
Net Income, GAAP
29.73
29.27
36.32
27.61
26.51
26.13
22.24
26.59
24.54
39.53
41.37
8.46
20.64
21.26
21.04
19.13
- -
Effective Tax Rate (%)
9.68
9.48
6.32
7.97
9.47
11
11.09
9.57
14.94
4.84
0.55
4.75
11.27
7.28
9.68
5.71
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
6,295
5,268
5,778
5,428
5,277
6,265
6,426
7,413
9,234
11,658
16,905
16,025
14,239
13,815
14,533
14,533
LT Debt
34,386
36,505
39,526
44,616
51,235
60,192
59,086
63,437
81,617
79,360
77,224
96,534
98,958
96,905
110,155
111,522
111,522
Total Equity
13.95
- -
12.33
16.68
15.37
15.65
13
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
17.73
10.3
11.25
15.86
15.16
13.69
13.89
15.44
14.02
7.23
0.72
8.26
10.02
11.56
17.14
11.26
- -
Return on Capital (%)
21.21
15.84
16.15
20.98
20.07
18.85
17.99
19.71
18.32
10.45
1.09
12.9
14.7
16.73
23.47
15.73
- -
Return on Common Equity (%)

Capital Structure

ZAR

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
7,643
- -
5,566
LT Borrowings
12,646
17,806
13,445
LT Finance Leases
1,169
1,537
1,088
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,088
2,088
2,090
Market Capitalization
181,367
185,112
205,820

Working Capital

ZAR

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
42,066
41,896
45,360
Accounts Receivable, Net
13,448
24,709
18,629
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
7,643
- -
5,566
Deferred Revenue
- -
- -
- -

Growth Rates

ZAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.91%
8.07%
1.24%
Free Cash Flow
-129.69%
-205.88%
-62.87%
Net Income, GAAP
118.61%
258.43%
-28.32%
Sales/Revenue/Turnover
20.62%
25.23%
21.56%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

ZAR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
198,745
2024
- -
- -
229,761
2025
- -
- -
279,287

Semi-annual Earnings Per Share

ZAR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
7.03
2024
- -
- -
10.68
2025
- -
- -
7.63

Semi-annual Dividends Per Share

ZAR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
- -
2024
- -
- -
- -
2025
- -
- -
- -
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Business
Sanlam Limited (JSE: SLM) is a leading South African financial services group that provides life and general insurance, savings and investment products, retirement annuities, asset and wealth management, financial planning, healthcare solutions, credit products, estate planning, trusts, wills, short-term insurance, risk management, and capital market activities to individual, corporate, and institutional clients. Founded in 1918 and headquartered in Bellville, Western Cape, South Africa, the company operates across Africa in 33 countries, as well as in India, Malaysia, the United Kingdom, the United States, Australia, and the Philippines, with over ZAR 900 billion in assets under management and a focus on segments including entry-level (Sanlam Sky), middle market (Sanlam Topaz), business owners and professionals (Sanlam Cobalt), and affluent clients (Glacier by Sanlam). Recent developments include the R6.6 billion acquisition of Assupol in September 2024 with ongoing integration into its retail mass segment expected to complete in 2025; a deepened strategic partnership with Ubuntu-Botho through a share swap in 2024 for a 25% stake in ARC Financial Services Holdings to leverage Tyme Bank capabilities; progress in the Sanlam-Allianz joint venture formed in 2023, with transfer of Namibian operations and Allianz increasing its stake to 49%; a February 2025 partnership with Fedhealth as its exclusive open medical scheme provider following the 2023 Afrocentric investment; and a May 2025 strategic alliance with Shriram AMC, acquiring a 23% stake to expand in India's asset management market.

Company News

Company News APIChatGPT

  • seekingalpha.com

    Sanlam Limited (SLLDY) Shareholder/Analyst Call Transcript

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    Sanlam Limited (OTCMKTS:SLLDY) Sees Significant Drop in Short Interest

  • seekingalpha.com

    Sanlam Limited (SLLDY) Q2 2026 Earnings Call Transcript

  • seekingalpha.com

    Sanlam Limited (SLLDY) Q4 2025 Earnings Call Transcript

  • defenseworld.net

    Sanlam (OTCMKTS:SLLDY) Shares Down 6.2% – Time to Sell?

  • seekingalpha.com

    Sanlam Limited (SLLDY) Shareholder/Analyst Call Transcript

  • defenseworld.net

    Sanlam Limited (OTCMKTS:SLLDY) Short Interest Up 222.4% in December

  • defenseworld.net

    Sanlam (OTCMKTS:SLLDY) Stock Price Up 2.2% – Here’s Why

  • seekingalpha.com

    Sanlam Limited (SLLDY) Analyst/Investor Day Transcript

  • seekingalpha.com

    Sanlam Limited (SLLDY) Q2 2025 Earnings Call Transcript