KBC Group N.V.

KBC Group N.V.

KBCSF
KBC Group N.V.US flagOther OTC
127.05
USD
- -
- -
50.40BMarket Cap
KBC Group N.V.
KBCSF
(Other OTC)

Recent

price

127.05

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
36.71
30.92
19.82
17.81
16.31
16.7
16.72
18.48
17.84
18.27
17.18
17.94
24.13
25.96
29.18
31.96
30.99
Revenue per Share
5.47
0.04
1.75
2.43
4.23
6.31
5.81
6.16
6.16
5.98
3.46
6.27
6.76
8.2
8.54
8.99
8.81
Basic EPS, GAAP
48.16
-6.11
15.78
30.24
9.49
23.66
41.01
28.38
-21.32
-8.76
60.98
31.45
23.67
-51.93
21.16
7.12
-22.7
Free Cash Flow per Basic Share
- -
2.5
1.71
2.3
0.09
2.53
1.12
2.8
3
3.5
- -
3.44
8.6
4.01
4.86
4.15
0.98
Dividend per Share
26.47
23.77
18.98
14.63
18.35
19.7
24.41
27.65
29.64
31.71
35.11
37.73
33.78
38.06
42.96
47.99
48.18
Book Value per Share
48.33
43.77
41.64
31.74
36.6
35.53
39.13
42.1
43.89
45.11
48.03
51.15
46.73
52.79
54.6
63.7
62.17
Tangible Book Value per Share
340
340
349
417
417
418
418
418
417
416
416
417
417
415
400
397
406
Basic Weighted Avg Shares
12,472
10,505
6,925
7,426
6,802
6,979
6,989
7,725
7,440
7,601
7,148
7,481
10,062
10,772
11,674
12,690
12,598
Sales/Revenue/Turnover
18.76
- -
14.08
23.08
35.59
36.31
44.2
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
603
1,274
1,774
508
213
698
341
340
414
418
586
477
532
650
461
494
506
Depreciation Expense
1,860
13
612
1,015
1,762
2,639
2,427
2,575
2,570
2,489
1,440
2,614
2,818
3,402
3,415
3,568
3,580
Net Income, GAAP
3.69
40.71
37.09
39.7
27.15
- -
21.42
29.81
22.36
20.12
22.04
23.52
19.21
18.62
13.37
22.05
22.58
Effective Tax Rate (%)
14.91
0.12
8.84
13.67
25.9
37.81
34.73
33.33
34.54
32.75
20.15
34.94
28.01
31.58
29.25
28.12
28.42
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
18,307
24,923
24,231
25,107
18,562
17,644
17,018
16,705
17,189
18,430
18,921
20,090
18,981
26,206
27,963
27,338
26,648
LT Debt
18,674
16,771
15,879
14,513
16,521
15,811
17,357
18,803
19,632
20,222
21,531
23,078
21,819
24,261
24,313
27,986
28,285
Total Equity
5.38
- -
1.49
2.58
4.71
- -
7.13
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
23.06
0.15
8.32
15.94
25.63
33.23
26.33
23.67
21.49
19.48
10.36
17.23
18.9
22.77
20.71
19.69
19.2
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
397
397
397
Market Capitalization
40,401
41,327
43,173

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
28,444
34,005
22,712
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.02%
5.65%
15.11%
Free Cash Flow
-158.43%
-119.45%
-66.63%
Net Income, GAAP
6.75%
22.98%
4.48%
Sales/Revenue/Turnover
6.65%
12.66%
8.7%
Total Cash Common Dividend
- -
19.29%
-15.24%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,693
2,800
2,781
2,878
11,674
2025
3,030
3,024
3,031
3,200
12,690
2026
3,343
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.25
2.25
2.14
2.75
8.54
2025
1.38
2.5
2.44
2.44
8.99
2026
1.4
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
0.98
4.86
2025
- -
- -
- -
0.97
4.15
2026
- -
- -
- -
- -
- -
Business
KBC Group N.V. is a Belgian integrated bank-insurance group primarily serving retail, private banking, small and medium-sized enterprises (SMEs), and mid-cap clients. It offers a comprehensive range of financial products and services including demand deposits, time deposits, savings and current accounts; home and mortgage loans; consumer finance and SME funding; life, health, commercial, automobile, liability, industrial accident and occupational insurance; investment funds; asset management; cash management; payments; trade finance; lease financing; money market and capital market products; corporate finance; factoring; stockbroking; digital and mobile banking services; and software solutions. The group operates mainly in Belgium, the Czech Republic, Slovakia, Hungary, and Bulgaria, with a more limited presence in Ireland and other countries. Founded in 1935 and headquartered in Brussels, Belgium, KBC Group also provides driving school and roadside assistance businesses through some subsidiaries. Recent major developments include the strategic acquisition of a 98.45% stake in Slovakia-based 365.bank from J&T Finance Group, valued at 761 million euros, which is expected to significantly enhance KBC’s retail banking presence and market share in Slovakia, particularly through the merger of 365.bank with ČSOB to create a strong banking group in the country. This acquisition aligns with KBC’s strategy of expanding its presence and innovative services in Central and Eastern Europe. Additionally, in 2024, KBC completed the acquisition of Raiffeisenbank Bulgaria and its subsidiaries, further consolidating its leading position in the Bulgarian financial market. The group continues to focus on integrated bank-insurance solutions with a strong emphasis on digital innovation and customer-centric banking solutions across its core markets. KBC Group is organized around three main business units serving its geographic markets: Belgium, the Czech Republic, and International Markets (Ireland, Hungary, Slovakia, Bulgaria). It maintains a robust balance sheet, with assets under management reaching approximately €300 billion as of 2022, and reported strong financial performance, with a net income of over €3 billion in recent years. The group’s approach emphasizes sustainable growth, operational efficiency, and cross-selling opportunities across its banking and insurance divisions to serve retail, corporate, and institutional clients effectively. Johan Thijs is the CEO of KBC Group N.V. This comprehensive suite of banking, insurance, and asset management products, alongside recent strategic acquisitions and a strong regional presence in Central and Eastern Europe, define KBC Group’s market position and growth trajectory as a leading universal bank-insurance group headquartered in Brussels.

Company News

APIChatGPT
  • KBC Group NV (KBCSY) Q1 2026 Earnings Call Transcript

  • KBC Group: DIVIDEND ANNOUNCEMENT

  • KBC Group NV (KBCSY) Q4 2025 Earnings Call Transcript

  • KBC slightly beats consensus with 1 billion euros quarterly profit

  • KBC Group grants extraordinary bonus to all employees after strong 2025 performance

  • KBC Group: KBC completes the acquisition of 365.bank, strengthening its position in Slovakia

  • KBC Group: Results of the capital increase of KBC Group NV for the employees and effects on the transparency obligations

  • KBC Group NV (KBCSY) Q3 2025 Earnings Call Transcript

  • KBC Group: KBC's capital remains well above the new minimum capital requirements

  • KBC Group: Outperformance Vs. European Peers Likely To Continue

  • KBC Group: KBC's reaction to the Bloomberg article “Belgium's KBC is exploring a potential deal for ABN Amro”

  • KBC Group NV (KBCSY) Q2 2025 Earnings Call Transcript

  • KBC Group: KBC remains well-capitalised under 2025 EU-wide EBA stress test

  • KBC Group: Decent Synergies On A Small Acquisition

  • KBC Group NV (KBCSY) Q1 2025 Earnings Call Transcript