Klarna Group plc

Klarna Group plc

KLAR
Klarna Group plcUS flagNew York Stock Exchange
14.41
USD
+0.01
- -
5.44BMarket Cap
Klarna Group plc
KLAR
(New York Stock Exchange)

Recent

price

14.41

P/E

ratio

- -

div

yld

- -

ROIC.AI

2022
2023
2024
2025
TTM
FRC
5.05
6.03
7.45
9.47
10.17
Revenue per Share
-2.74
-0.65
0.02
-0.79
-0.53
Basic EPS, GAAP
0.61
1.92
1.44
-2.87
-6.98
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
Dividend per Share
- -
5.81
5.53
6.64
6.5
Book Value per Share
- -
2.63
2.91
3.81
3.78
Tangible Book Value per Share
377
377
377
371
376
Basic Weighted Avg Shares
1,904
2,276
2,811
3,510
3,821
Sales/Revenue/Turnover
-43.75
-1.14
13.59
12.51
15.34
Operating Margin (%)
162
227
189
125
116
Depreciation Expense
-1,034
-244
9
-294
-199
Net Income, GAAP
- -
- -
36.36
- -
93.33
Effective Tax Rate (%)
-54.31
-10.72
0.32
-8.38
-5.21
Profit Margin (%)
- -
1,309
1,283
1,348
482
Working Capital
- -
190
509
1,316
1,274
LT Debt
- -
2,197
2,257
2,684
2,634
Total Equity
- -
- -
8.88
- -
- -
Return on Invested Capital (%)
- -
- -
11.59
- -
61.44
Return on Capital (%)
- -
-22.26
0.42
-12.8
-8.6
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
53
110
86
LT Borrowings
2,561
1,262
1,274
LT Finance Leases
- -
54
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
377
378
378
Market Capitalization
13,826
10,914
4,950

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
17,443
15,924
14,269
Cash, Cash Equivalents & STI
6,795
4,589
3,997
Accounts Receivable, Net
553
520
855
Inventories
- -
- -
- -
Total Current Liabilities
15,340
14,576
13,787
Payables & Accruals
1,315
1,463
1,400
ST Debt
53
110
86
Deferred Revenue
13,972
13,003
12,301

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
18.92%
Free Cash Flow
- -
- -
-295.94%
Net Income, GAAP
- -
- -
-3,366.67%
Sales/Revenue/Turnover
- -
- -
24.87%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
643
682
706
782
2,811
2025
701
823
903
1,083
3,510
2026
1,012
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.08
-0.01
0.05
- -
0.02
2025
-0.27
-0.14
-0.26
- -
-0.79
2026
-0.01
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Klarna Group plc (NYSE: KLAR) is a Swedish fintech company founded in 2005 and headquartered in London, United Kingdom, that operates as a global digital bank and technology-driven payments provider specializing in buy now, pay later (BNPL) services, flexible payment solutions, and AI-powered banking products for consumers and merchants in the e-commerce sector. The company offers core products and services including interest-free payment plans such as Pay in 4 and Pay in 30 Days; longer-term financing options with fair financing products available at over 150,000 merchants; the Klarna Card, a physical and virtual debit card with FDIC-insured funds integration and pay later capabilities now active with 3.2 million global users; one-time payments and express checkout solutions; cashback rewards through Klarna Balance; on-site messaging and merchant tools for conversion optimization; and emerging offerings like the KlarnaUSD stablecoin for international payments and high-yield savings accounts. Klarna serves over 114 million active users across more than 26 countries, including primary markets in the United States, United Kingdom, Germany, Sweden, and others in Europe, with partnerships enabling 3.4 million daily transactions and acceptance at major brands via integrations with Stripe, Apple Pay, Clover, and Lufthansa Group. Recent developments include its September 2025 initial public offering on the New York Stock Exchange, raising $1.37 billion at a $17 billion valuation; a multi-year forward flow agreement with Nelnet for up to $26 billion in U.S. Pay in 4 loans; piloting of an enhanced Klarna debit card program in the U.S. ahead of European rollout; expansion of fair financing with 38% merchant growth and 139% year-over-year product increase; record Q3 2025 revenue of $903 million with over 30% Q4 growth guidance; and new integrations like Apple Pay in Denmark and Spain plus a partnership with Poshmark.

Company News

  • 3 CEOs Are Buying Millions of Dollars of Their Beaten-Down Stocks

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Klarna Group plc - KLAR

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Klarna Group plc - KLAR

  • Breakfast News: AI's New Rule – Show Me the Money!

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Klarna Group plc - KLAR

  • Klarna Billionaire Sebastian Siemiatkowski Buys $10 Million Shares. Is This a Signal to Buy KLAR Too?

  • Klarna Rallies 6%, Sezzle Gains 2% as Buy Now Pay Later Relief Trade Broadens, Affirm Jumps 10%

  • Klarna Stock Climbs as Affirm's Q4 Beat Lifts Buy-Now-Pay-Later Peers

  • Klarna CEO Sebastian Siemiatkowski Acquires 692,506 Shares for $10 Million

  • Klarna CEO Sebastian Siemiatkowski Acquires 692,506 Shares for $10 Million

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Klarna Group plc - KLAR

  • Klarna Beat on Earnings and Guided Lower at Once. Which Number Should Decide the Stock?

  • INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Klarna Group plc - KLAR

  • Here Are Tuesday’s Top Wall Street Analyst Research Calls: Advanced Micro Devices, Dynatrace, Five Below, Fortune Brands, Klarna Group, Jersey Mike’s Subs, Moderna, Sherwin-Williams, and More

  • Klarna Vs. Sezzle: Buy Now, Pay Later At A Materially Low Multiple

  • Klarna to Present at Upcoming Investor Conference

  • Klarna Slides 5%, Affirm Slips 3%, but PayPal Stays in the Green: Is a Rotation in BNPL Stocks Afoot?

  • Klarna Q2 Earnings Call Balances Softer GMV With Higher Margins

  • Klarna Group plc (KLAR) Q2 2026 Earnings Call Transcript

  • Cramer Warns Fintech Bulls: These Three Stocks Are Priced for Perfection