1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Insurance - Property & Casualty
Kemper Corporation

Kemper Corporation

KMPR
Kemper CorporationUS flagNew York Stock Exchange
28.04
USD
-0.65
- -
1.65BMarket Cap
Kemper Corporation
KMPR
(New York Stock Exchange)

Recent

price

28.04

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
42.84
41.4
41.84
42.68
40.86
45.36
49.3
51.98
63.42
76.2
78.9
87.37
85.4
77.17
72.18
77.13
76.56
Revenue per Share
2.99
1.24
1.76
3.83
2.13
1.66
0.33
2.35
3.27
8.06
6.25
-1.92
-4.49
-4.25
4.95
2.31
-8.33
Basic EPS, GAAP
0.95
-0.8
0.67
1.88
2.27
3.99
4.36
3.99
8.15
6.84
6.01
4.56
-3.78
-2.94
5.14
8.93
6.67
Free Cash Flow per Basic Share
0.89
0.97
0.97
0.97
0.96
0.96
0.96
0.96
0.97
1.03
1.2
1.25
1.25
1.25
1.25
1.28
1.28
Dividend per Share
34.61
35.13
36.98
36.86
39.88
38.82
38.52
41.11
47.1
59.59
69.74
62.93
41.79
39.08
43.68
45.71
37.22
Book Value per Share
29.5
29.96
31.65
31.26
33.94
32.52
32.22
31.32
25.15
37.95
47.82
37.72
16.49
14.6
19.14
19.69
23.92
Tangible Book Value per Share
62
60
59
57
54
52
51
51
58
66
66
64
64
64
64
62
59
Basic Weighted Avg Shares
2,642
2,495
2,462
2,426
2,197
2,341
2,522
2,669
3,688
5,020
5,179
5,614
5,450
4,941
4,633
4,783
4,553
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
26
22
23
26
23
29
20
18
172
62
55
100
71
59
54
74
72
Depreciation Expense
185
74
103
218
114
86
17
121
190
531
410
-124
-287
-272
318
143
-496
Net Income, GAAP
28.52
9.66
25
31.77
29.71
20.04
- -
25.57
5.37
19.72
19.64
- -
- -
- -
19.56
17.49
- -
Effective Tax Rate (%)
6.99
2.99
4.2
8.97
5.21
3.66
0.67
4.53
5.15
10.58
7.92
-2.2
-5.26
-5.51
6.86
3
-10.88
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
610
611
611
607
752
751
752
592
909
330
724
673
1,387
1,389
942
944
944
LT Debt
2,113
2,117
2,162
2,052
2,091
1,992
1,975
2,116
3,050
3,972
4,563
4,008
2,671
2,505
2,784
2,669
2,177
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
8.97
3.96
4.78
8.57
4.92
3.97
- -
4.71
6.11
12.34
8.37
- -
- -
- -
9.14
4.77
- -
Return on Capital (%)
9.16
3.52
4.83
10.33
5.53
4.2
0.85
5.91
7.36
15.13
9.6
-2.89
-8.58
-10.51
12.01
5.24
-19.26
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
944
944
944
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
59
59
59
Market Capitalization
2,378
1,798
1,589

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
454
398
362
Accounts Receivable, Net
976
1,005
972
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.08%
-8.94%
-4.13%
Free Cash Flow
-32.36%
-87.49%
68%
Net Income, GAAP
47.78%
-55.05%
-54.91%
Sales/Revenue/Turnover
8.42%
-1.37%
3.24%
Total Cash Common Dividend
- -
- -
-0.62%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,142
1,138
1,169
1,183
4,633
2025
1,190
1,228
1,236
1,129
4,783
2026
1,100
1,089
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.11
1.17
1.15
1.53
4.95
2025
1.56
1.14
-0.34
-0.14
2.31
2026
-0.03
-7.9
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.3
0.32
0.32
0.31
1.25
2025
0.32
0.33
0.32
0.32
1.28
2026
0.31
0.33
- -
- -
- -
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Business
Kemper Corporation (NYSE: KMPR) is a diversified insurance holding company that provides specialty property and casualty insurance and life and health insurance products to individuals, families, and businesses primarily through independent agents and brokers. The company operates two main segments: Specialty Property & Casualty Insurance, which offers non-standard and preferred personal automobile insurance, homeowners insurance, commercial automobile insurance, and other personal lines through brands including Kemper Auto, Infinity Insurance, Kemper Personal Insurance, and subsidiaries such as Alliance United Insurance Company; and Life & Health Insurance, which provides individual life insurance, supplemental health and accident insurance, and limited group life and health products via brands like Kemper Life and subsidiaries including Reserve National Insurance Company and The Reliable Life Insurance Company. Kemper maintains a nationwide presence in the United States with concentrations in non-standard auto markets serving underserved customers, including Hispanic communities, and is headquartered in Chicago, Illinois, where it was incorporated in 1990 as Unitrin, Inc., before adopting its current name in 2011; the company manages approximately $13 billion in assets, services over 4.6 million policies through about 24,200 agents and brokers, and employs around 7,500 associates. Recent developments include the completion of the $370 million acquisition of American Access Casualty Company in April 2021, expanding specialty private passenger auto insurance in Arizona, Illinois, Indiana, Nevada, and Texas; the 2018 acquisition of Infinity Property and Casualty Corporation for $1.4 billion to bolster non-standard auto offerings; a targeted restructuring initiative announced in 2025 aiming for $30 million in annualized run-rate savings through operational efficiencies and segmented pricing; a leadership transition in October 2025 with the surprise departure of the CEO; and third-quarter 2025 results showing total revenues of $1.24 billion, up from the prior year, alongside ongoing investments in digital platforms for sales, claims, and customer service to enhance margins and policy growth.

Company News

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