1. South Korea Stocks

  2. •

    Finance

  3. •

    Life/Health insurance
TongYang Life Insurance Co., Ltd.

TongYang Life Insurance Co., Ltd.

KKRX:082640
8,250.00
KRW
0.00
(0.00%)
858.43EPS
8.19P/E
1.10TMarket Cap
TongYang Life Insurance Co., Ltd.
KRX:082640
(Korea Stock Exchange)

Recent

price

8,250.00

P/E

ratio

8.19

div

yld

0.85%

ROIC.AI

2011
2012
2013
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
KRW
35,817.82
36,010.05
47,047.55
31,459.52
40,007.05
43,958.19
66,151.77
43,896.3
33,663.64
34,911.21
37,529.97
35,006.66
11,430.48
16,060.11
15,838.53
18,424.03
- -
Revenue per Share
1,523
916.33
1,503
744
1,592
1,547
118
1,327
323
739.3
770
1,768
-73
1,538
2,015
798
858.89
Basic EPS, GAAP
2,392.93
-1,531.49
4,503.6
6,530.63
6,621.36
8,968.53
39,424.15
20,785.76
10,664.86
2,138.62
3,835.48
6,494.59
-2,302.54
6,689.19
-2,590.12
16,860.91
- -
Free Cash Flow per Basic Share
302.91
449.93
355.33
349.93
201.51
550.03
628.05
142.57
359.55
100
229.91
336.32
750.2
133.08
534.72
144.01
70.47
Dividend per Share
10,631.57
10,988.14
15,314.7
12,858.65
17,354.61
19,252.43
17,760.47
15,502.92
14,542.51
16,689.59
19,696.73
19,530.11
31,179.48
18,628.3
12,626.95
9,924.7
14,974.55
Book Value per Share
10,343.4
10,521.07
14,929.87
12,677.5
17,178.21
19,101.16
17,631.65
15,423.84
14,476.53
16,625.05
19,533.07
19,388.44
31,020.35
18,500.14
12,507
9,746.6
14,974.55
Tangible Book Value per Share
107
106
104
104
103
102
102
143
156
156
156
156
156
156
156
156
156
Basic Weighted Avg Shares
3,815,261
3,819,437
4,915,553
3,274,747
4,132,330
4,486,688
6,725,704
6,285,311
5,253,331
5,441,212
5,851,743
5,457,292
1,778,593
2,504,317
2,470,441
2,874,287
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
-0.44
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
25,567
27,694
25,057
17,711
18,204
14,114
13,493
11,975
10,877
22,369
21,874
21,706
22,811
23,012
27,341
28,925
- -
Depreciation Expense
162,228
97,192
157,034
77,446
164,438
157,898
11,997
190,007
50,405
115,226
120,060
275,619
-11,359
239,826
314,293
124,494
134,012
Net Income, GAAP
27.94
27.37
22.26
27.03
20.86
21.96
- -
23.46
26.1
29.6
27.41
21.32
- -
22.05
15.3
29.03
32.95
Effective Tax Rate (%)
4.25
2.54
3.19
2.36
3.98
3.52
0.18
3.02
0.96
2.12
2.05
5.05
-0.64
9.58
12.72
4.33
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
100,000
300,000
300,000
300,000
300,000
200,000
299,129
1,210,212
- -
LT Debt
1,141,908
1,181,374
1,610,648
1,353,762
1,805,958
1,992,716
1,835,711
2,452,408
2,293,000
2,601,216
3,069,904
3,043,936
4,859,590
2,903,967
1,969,113
1,548,875
2,336,967
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
14.76
8.59
11.49
5.53
10.45
8.19
- -
8.75
2.06
4.72
4.16
8.54
- -
8.33
15.87
9.85
9.28
Return on Capital (%)
15.1
8.48
11.38
5.28
10.58
8.45
0.64
8.99
2.15
4.73
4.23
9.02
-0.29
6.18
12.9
7.08
6.72
Return on Common Equity (%)

Capital Structure

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
1,210,212
1,249,534
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
156
156
156
Market Capitalization
1,025,331
1,349,941
1,097,120

Working Capital

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
23,693,036
23,316,343
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.57%
-6.99%
-21.34%
Free Cash Flow
-107.96%
-269.41%
-751.1%
Net Income, GAAP
-76.46%
-443.05%
-60.39%
Sales/Revenue/Turnover
1.97%
-3.67%
16.35%
Total Cash Common Dividend
49.39%
63.11%
-73.06%

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
645,107
628,245
556,098
666,488
2,470,441
2025
696,165
710,251
693,762
808,650
2,874,287
2026
757,081
- -
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
472
535
562
363.46
2,015
2025
296
232
176
93.8
798
2026
160.34
428.72
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
67.04
399.65
67.77
- -
534.72
2025
73.5
- -
70.51
- -
144.01
2026
- -
- -
- -
- -
- -
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Business
Tong Yang Life Insurance Co., Ltd. (082640.KS) engages in the life insurance business in South Korea. The company offers accident compensation insurance, child insurance services, health insurance, critical illness insurance, retirement pension services, pension insurance, savings insurance and asset management services; it provides these products directly, through general agencies and via five business units targeting individuals and families. Tong Yang Life Insurance operates exclusively in the South Korean market within the life and health insurance industry. Founded in 1989 and headquartered at 33 Jong-ro, Jongno-gu, Seoul, the company functions as a subsidiary of Woori Financial Group Inc. following its acquisition on July 1, 2025, for KRW 1.3 trillion, which also included ABL Life Insurance to expand Woori's nonbanking operations. In October 2024, Tongyang Life expanded its coinsurance agreement with RGA by KRW 150 billion to an existing KRW 200 billion contract, enhancing capital management and reinsurance coverage for asset-intensive solutions. These developments bolster the company's financial structure amid regulatory changes, with annualized return on equity reaching 15% in 2024.