Finseta PLC

Finseta PLC

LLSE:FIN
5.75
GBX
0.00
(0.00%)
848.41MMarket Cap
Jun 09Next Earn
Finseta PLC
LSE:FIN
(London Stock Exchange)

Recent

price

5.75

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
TTM
GBP
- -
0.1
0.12
0.15
0.17
0.2
0.21
- -
Revenue per Share
- -
-0.13
-0.21
-0.17
0.04
0.02
-0.02
- -
Basic EPS, GAAP
- -
-0.07
-0.07
-0.04
0.03
0.04
0.01
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
-0.01
0.01
- -
0.03
0.05
0.04
0.04
Book Value per Share
- -
-0.03
-0.02
-0.05
- -
0.01
- -
- -
Tangible Book Value per Share
17
17
19
33
57
57
58
58
Basic Weighted Avg Shares
- -
2
2
5
10
11
12
- -
Sales/Revenue/Turnover
- -
-81.82
-157.35
-115.19
7.72
7.66
-10.68
- -
Operating Margin (%)
- -
- -
- -
- -
1
1
1
- -
Depreciation Expense
- -
-2
-4
-6
2
1
-1
- -
Net Income, GAAP
- -
- -
- -
- -
- -
28.41
- -
- -
Effective Tax Rate (%)
- -
-129.47
-178.33
-116.38
22.11
8.78
-8.95
- -
Profit Margin (%)
- -
- -
- -
- -
1
2
1
1
Working Capital
- -
- -
- -
2
3
2
2
2
LT Debt
- -
- -
- -
- -
2
3
2
2
Total Equity
- -
- -
- -
- -
- -
20.1
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
22.53
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
43.6
-43.34
- -
Return on Common Equity (%)

Capital Structure

GBP

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
2
2
2
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
57
58
59
Market Capitalization
20
18
8

Working Capital

GBP

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
4
5
3
Cash, Cash Equivalents & STI
3
2
2
Accounts Receivable, Net
- -
1
- -
Inventories
- -
- -
- -
Total Current Liabilities
2
3
2
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

GBP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-462.88%
-23.98%
Free Cash Flow
- -
-48.57%
-83.93%
Net Income, GAAP
- -
-55.14%
-211.6%
Sales/Revenue/Turnover
- -
55.01%
9.44%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
10
2024
- -
- -
11
2025
- -
- -
12

Semi-annual Earnings Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.04
2024
- -
- -
0.02
2025
- -
- -
-0.02

Semi-annual Dividends Per Share

GBP

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
- -
2024
- -
- -
- -
2025
- -
- -
- -
Business
Finseta PLC functions as a financial technology enterprise specializing in global payment processing and foreign exchange solutions. The company delivers multi-currency accounts and facilitates international payments for both corporate clients and high-net-worth individuals, leveraging a proprietary technology platform combined with personalized service. Its services encompass multicurrency account management, enabling clients to handle and transfer funds across numerous currencies and countries from a single interface. Finseta also provides comprehensive international payment services, including currency risk management and secure electronic account operations. Tailored solutions are a core offering, crafted to address specific currency and payment complexities for its diverse clientele. Furthermore, the company has expanded its product suite with the Finseta Corporate Card, a multi-currency payment solution co-branded with Mastercard, which became commercially available in March 2025 and targets an additional revenue stream. Finseta operates globally, holding regulatory authorizations from bodies such as the Financial Conduct Authority in the United Kingdom as an Electronic Money Institution and the Financial Transactions and Reports Analysis Centre of Canada as a Money Services Business. The firm has established a growing international footprint, including offices in the UK, UAE, and Canada, strategically expanding its capabilities and market reach. Recent operational milestones include obtaining regulatory approval for payment services in the UAE and commencing revenue generation from its Canadian operations during the first half of 2025. Finseta PLC has demonstrated consistent growth, reporting a 16% year-over-year revenue increase in the first half of 2025, driven by an expanding active customer base. The company focuses on high-value, compliance-intensive transactions for its target market, deliberately avoiding the high-volume, low-value retail segment. Finseta PLC was incorporated on January 21, 2013, in the United Kingdom and maintains its headquarters in London. It was formerly known as Cornerstone FS PLC, officially changing its name to Finseta PLC in May 2024.