Lufax Holding Ltd

Lufax Holding Ltd

LU
Lufax Holding LtdUS flagNew York Stock Exchange
1.56
USD
-0.06
- -
654.06MMarket Cap
Lufax Holding Ltd
LU
(New York Stock Exchange)

Recent

price

1.56

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
43.15
64.21
75.03
81.16
92.42
85.75
49.1
27.5
26.67
28.27
Revenue per Share
- -
10.89
24.86
24.54
22.38
28.44
13.59
1.41
-5.55
-2.42
-5.72
Basic EPS, GAAP
- -
4.03
-3.14
3.7
12.53
8.18
8.43
22.11
2.5
14.35
2.68
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
13.48
2.5
7.36
- -
- -
Dividend per Share
- -
4.89
29.63
54.01
74.14
94.68
108.08
109.35
84.29
65.42
86.86
Book Value per Share
- -
19.34
43.55
68.47
130.83
143.42
146.56
144.32
105.32
83.03
108.54
Tangible Book Value per Share
- -
548
548
543
552
591
572
573
698
867
677
Basic Weighted Avg Shares
- -
23,644
35,187
40,770
44,803
54,608
49,075
28,140
19,183
23,113
19,133
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
870
951
817
863
825
788
624
428
274
- -
Depreciation Expense
- -
5,965
13,620
13,332
12,354
16,804
7,777
810
-3,871
-2,098
-3,871
Net Income, GAAP
- -
27.94
27.2
31.47
31.45
28.59
34.77
40
- -
- -
285.56
Effective Tax Rate (%)
- -
25.23
38.71
32.7
27.57
30.77
15.85
2.88
-20.18
-9.08
-20.23
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
16,807
24,038
15,094
13,943
28,943
44,797
53,127
44,878
57,405
70,147
57,405
LT Debt
14,320
21,236
34,948
48,145
83,151
94,559
93,678
92,494
83,598
82,041
83,598
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
144.02
58.5
35.16
34.69
13.2
1.3
-6.37
-3.63
-6.37
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
ST Debt
- -
- -
187
LT Borrowings
46,901
47,276
57,289
LT Finance Leases
343
319
116
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,147
1,733
1,733
Market Capitalization
9,982
16,582
11,812

Working Capital

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
28,553
28,320
31,239
Accounts Receivable, Net
3,406
4,536
4,622
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
76,500
63,265
51,785
ST Debt
- -
- -
187
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
0.01%
-1.86%
Free Cash Flow
- -
131.81%
613.01%
Net Income, GAAP
- -
-146.24%
-45.81%
Sales/Revenue/Turnover
- -
-8.45%
20.49%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
8,332
7,560
6,533
5,692
28,140
2024
5,579
4,586
4,387
4,581
19,183
2025
- -
- -
- -
- -
23,113

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
1.18
1.68
0.16
- -
1.41
2024
-1.52
- -
-1.12
- -
-5.55
2025
- -
- -
- -
- -
-2.42

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
2.5
2024
- -
- -
- -
- -
7.36
2025
- -
- -
- -
- -
- -
Business
Lufax Holding Ltd operates as a leading technology-empowered financial services platform primarily serving small business owners and salaried workers in China; the company facilitates retail credit through unsecured loans, secured loans, and consumer finance products; offers wealth management solutions including asset management plans, mutual funds, private investment funds, and trust products; and provides comprehensive online platforms leveraging advanced data analytics, machine learning for credit assessment, and risk management systems to connect borrowers with over 85 institutional funding partners. Founded in 2011 and headquartered at No. 1333 Lujiazui Ring Road in Shanghai's Pudong New District, Lufax focuses on the fintech sector, targeting mass affluent individuals, high-net-worth investors, and small to micro enterprises with entirely online processes for lending facilitation and investment distribution across China. Recent developments include shareholder approval in September 2025 of the 2025 Ping An Consumer Finance Collaboration Supplemental Agreement to enhance funding access and strategic partnership ties; a new collaboration agreement with Ping An Consumer Finance signed on November 26, 2025; renewal of key 2026 agreements effective January 1; leadership changes such as a new Chief Risk Officer; and an NYSE extension granted for filing its 2024 Annual Report on Form 20-F, alongside robust Q2 2024 financial results reflecting cost rationalization and digital transformation initiatives.

Company News

APIChat
  • Bronstein, Gewirtz & Grossman LLC Urges Lufax Holding Ltd Investors to Act: Class Action Filed Alleging Investor Harm

  • CLASS ACTION DEADLINE TONIGHT: Faruqi & Faruqi, LLP Reminds Lufax (LU) Investors of Securities Class Action Deadline on May 20, 2026

  • CLASS ACTION DEADLINE TONIGHT: Faruqi & Faruqi, LLP Reminds Lufax (LU) Investors of Securities Class Action Deadline on May 20, 2026

  • LU DEADLINE ALERT: Hagens Berman Alerts Lufax Holding (LU) Investors to Today's Lead Plaintiff Deadline in Securities Class Action

  • LU Deadline: LU Investors Have Opportunity to Lead Lufax Holding Ltd Securities Fraud Lawsuit First Filed by the Firm

  • LU SHAREHOLDER NOTICE: Faruqi & Faruqi, LLP Reminds Lufax (LU) Investors of Securities Class Action Deadline on May 20, 2026

  • LU DEADLINE: ROSEN, A LEADING LAW FIRM, Encourages Lufax Holding Ltd Investors to Secure Counsel Before Important May 20 Deadline in Securities Class Action First Filed by the Firm - LU

  • INVESTOR ALERT: Pomerantz Law Firm Reminds Investors with Losses on their Investment in Lufax Holding Ltd. of Class Action Lawsuit and Upcoming Deadlines – LU

  • Deadline Soon: Lufax Holding Ltd. (LU) Shareholders Who Lost Money Urged To Contact The Law Offices of Frank R. Cruz About Securities Fraud Lawsuit

  • Deadline Soon: Lufax Holding Ltd. (LU) Shareholders Who Lost Money Urged To Contact The Law Offices of Frank R.

  • Bronstein, Gewirtz & Grossman LLC Urges Lufax Holding Ltd Investors to Act: Class Action Filed Alleging Investor Harm

  • Lufax Holding (LU) Faces Securities Class Action Amid Firing Auditor Who Raised Red Flags -- Hagens Berman

  • LU Shareholder Alert: Lufax Holding Ltd Securities Class Action Lawsuit - Investors Should Contact The Gross Law Firm

  • Portnoy Law Firm Announces Class Action on Behalf of Lufax Holding, Ltd. Investors

  • DEADLINE APPROACHING: Berger Montague Advises Lufax Holding Ltd. (LU) Investors to Inquire About a Securities Fraud Class Action by May 20, 2026

  • LU DEADLINE: ROSEN, A HIGHLY RANKED LAW FIRM, Encourages Lufax Holding Ltd Investors to Secure Counsel Before Important May 20 Deadline in Securities Class Action First Filed by the Firm - LU

  • LU DEADLINE: ROSEN, A HIGHLY RANKED LAW FIRM, Encourages Lufax Holding Ltd Investors to Secure Counsel Before Important May 20 Deadline in Securities Class Action First Filed by the Firm - LU

  • LU INVESTOR DEADLINE APPROACHING: Faruqi & Faruqi, LLP Reminds Lufax (LU) Investors of Securities Class Action Deadline on May 20, 2026

  • LUFAX CLASS ACTION DEADLINE WEDNESDAY MAY 20th: Bragar Eagel & Squire, P.C. Urges Lufax Holding Ltd Stockholders with Significant Losses to Contact the Firm Regarding Their Rights

  • DEADLINE ALERT for GEMI, PSIX, HTGC, LU: Law Offices of Howard G. Smith Reminds Investors of Opportunity to Lead Securities Fraud Class Actions