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Moltiply Group S.p.A.

Moltiply Group S.p.A.

33.45
EUR
+0.60
(+1.83%)
1.16EPS
29.07P/E
1.27BMarket Cap
Nov 12Next Earn
Moltiply Group S.p.A.
MIL:MOL
(Euronext Milan)

Recent

price

33.45

P/E

ratio

29.07

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
EUR
1.41
1.93
1.04
1.38
1.85
3.26
3.71
4.08
4.89
5.91
6.9
8.22
8.21
10.95
12.31
17.98
19.15
Revenue per Share
0.41
0.56
0.09
0.09
0.24
0.59
0.58
0.69
0.89
1.07
3.42
0.43
1.24
0.93
1.11
0.75
1.17
Basic EPS, GAAP
0.33
0.53
0.18
0.02
0.34
0.65
0.63
0.82
0.95
1.03
2.76
-0.03
1.54
2.33
2.36
3.01
- -
Free Cash Flow per Basic Share
0.36
0.24
0.12
0.12
0.12
0.12
0.15
0.3
0.33
0.3
0.12
0.41
0.4
0.12
0.12
0.12
- -
Dividend per Share
0.79
0.85
0.87
0.84
0.94
1.4
1.77
2.12
2.18
3
6.19
6.9
7.21
8.79
7.8
8.69
9.01
Book Value per Share
0.76
0.72
0.73
0.56
0.65
-0.15
0.34
0.8
-0.45
0.14
0.64
1.61
-0.78
-3.19
-5.06
-8.52
-8.24
Tangible Book Value per Share
38
37
37
37
37
37
37
38
38
38
38
38
38
37
38
38
38
Basic Weighted Avg Shares
53
72
39
51
68
121
138
153
185
222
259
313
311
408
462
683
727
Sales/Revenue/Turnover
41.25
43.05
7.73
10.93
20.99
25.94
24.91
25.63
24.29
23.31
23.84
22.34
20.1
14.39
15.21
13.29
13.64
Operating Margin (%)
1
2
1
2
2
6
7
7
8
13
13
21
22
45
49
74
83
Depreciation Expense
16
21
3
3
9
22
22
26
34
40
128
16
47
35
42
29
44
Net Income, GAAP
31.22
32.88
8.75
25.89
30.78
30
27.51
28.72
18.9
22.1
- -
72.64
27.73
29.41
25.89
45.05
41.02
Effective Tax Rate (%)
29.03
29.08
8.67
6.76
13.14
18.23
15.63
16.95
18.19
18.16
49.52
5.21
15.08
8.5
9.02
4.18
6.1
Profit Margin (%)
31
36
32
23
32
38
52
60
46
54
1
190
240
86
-18
96
95
Working Capital
2
6
5
4
8
37
30
25
37
73
87
140
355
304
243
478
484
LT Debt
31
34
33
32
36
58
75
88
83
114
237
269
272
330
296
333
338
Total Equity
42.87
52
7.74
10.57
23.86
29.48
23.5
22.3
23.32
20
- -
4.67
8.5
6.31
8.07
7.49
7.33
Return on Invested Capital (%)
45
55.35
8.04
8.46
19.8
28.42
17.55
19.27
20.69
20.36
- -
3.71
8.22
4.89
6.06
3.84
5.06
Return on Capital (%)
50.34
65.25
10.27
10.91
27.23
50.61
36.24
35.32
41.69
41.48
74.29
6.57
17.53
11.61
13.47
9.16
12.64
Return on Common Equity (%)

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
55
- -
56
LT Borrowings
455
- -
468
LT Finance Leases
23
- -
17
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
38
38
37
Market Capitalization
1,329
1,192
1,265

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
418
418
396
Cash, Cash Equivalents & STI
192
192
174
Accounts Receivable, Net
186
184
182
Inventories
- -
- -
- -
Total Current Liabilities
322
296
302
Payables & Accruals
- -
- -
- -
ST Debt
55
- -
56
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
22.4%
7.64%
12.62%
Free Cash Flow
-571.07%
-1,186.5%
28.64%
Net Income, GAAP
34.85%
12.45%
-31.47%
Sales/Revenue/Turnover
19.52%
22.48%
47.78%
Total Cash Common Dividend
24.05%
34.29%
-0.09%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
111
110
109
132
462
2025
133
174
168
209
683
2026
189
162
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.29
0.24
0.25
0.33
1.11
2025
0.31
0.26
0.43
-0.24
0.75
2026
0.6
0.38
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.12
2025
- -
- -
- -
- -
0.12
2026
- -
- -
- -
- -
- -
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Business
Moltiply Group S.p.A. operates as a holding company with two main business segments through its specialized divisions: Moltiply BPO&Tech and Mavriq. The Moltiply BPO&Tech division provides outsourcing and IT services primarily to financial institutions, offering proprietary technology solutions in several operational areas in Italy. Its key products and services include Moltiply Mortgages, which handles outsourcing for residential mortgage processing and para-notary services; Moltiply Real Estate, focusing on real estate appraisals and technical services for financial sector operators and debt collection; Moltiply Loans, which manages application processing and portfolio management for salary/pension guaranteed loans and SME loans backed by state guarantees; Moltiply Claims offering claims appraisal and third-party administration services; Moltiply Wealth, providing operational service solutions and technology platforms for investment and asset management firms; and Moltiply Lease, delivering BPO services and IT solutions for leasing and long-term rental companies. The Mavriq division operates in online comparison and broking of products and services across Italy, Spain, France, the Netherlands, and Mexico. Its scope includes broking of mortgage and consumer loans, insurance brokerage, and comparison and promotion of e-commerce, telecommunications, and energy services. Founded in 2000 and headquartered in Italy, Moltiply Group has evolved from launching Italy’s first online mortgage broker to a diversified fintech and BPO service provider with a strong European presence. In recent strategic developments during 2025, Moltiply Group completed the acquisition of Verivox, a German online comparison platform, significantly expanding its Mavriq division's footprint and revenue stream across new international markets. The group saw robust revenue growth with consolidated sales hitting approximately €483 million for the first nine months of 2025, driven by contributions from all business lines and the integration of Verivox. Operationally, the group pursued share buyback programs and continued enhancements in its IT platforms, including an ongoing rollout of a new claims processing system. It also reoriented lending services to focus on equity release mortgages and took steps to adapt its leasing business to upcoming regulatory requirements effective in 2026. Moltiply Group serves financial institutions, investment managers, insurers, and consumers across multiple European countries and Mexico through its technology-driven outsourcing, loan broking, and comparison service offerings. The company maintains a strong position in the fintech sector by leveraging technology, proprietary platforms, and strategic acquisitions to broaden its product portfolio and geographic reach.