MoneyLion Inc.
New York Stock ExchangeTotal Valuation
MoneyLion Inc. carries a market capitalization of 972.40M, placing it among publicly traded companies globally. Its enterprise value stands at 909.74M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 972.40M |
| Enterprise Value | 909.74M |
Share Statistics
MoneyLion Inc. currently has 11.30M shares outstanding.
| Shares Outstanding | 11.30M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
MoneyLion Inc. trades at a trailing price-to-earnings ratio of 101.81. The price-to-sales ratio is 1.71, and the price-to-book ratio stands at -1.34.
| PE Ratio | 101.81 |
| PS Ratio | 1.71 |
| PB Ratio | -1.34 |
| P/TBV Ratio | 7.14 |
| P/FCF Ratio | 4.77 |
| P/OCF Ratio | 4.63 |
Enterprise Valuation
On an enterprise value basis, MoneyLion Inc. trades at an EV/EBITDA multiple of 9.82 and an EV/FCF ratio of 3.90. The EV/Sales ratio of 1.67 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 13.58 provides insight into valuation relative to core operating earnings.
| EV / Sales | 1.67 |
| EV / EBITDA | 9.82 |
| EV / EBIT | 13.58 |
| EV / FCF | 3.90 |
Financial Position
MoneyLion Inc. maintains a current ratio of 4.85, meaning it holds 4.8x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 40.74, indicating elevated leverage, while an interest coverage ratio of 3.82 demonstrates adequate ability to service its debt obligations.
| Current Ratio | 4.85 |
| Quick Ratio | 4.49 |
| Debt / Equity | 40.74 |
| Debt / EBITDA | 1.28 |
| Interest Coverage | 3.82 |
Financial Efficiency
| Return on Equity (ROE) | N/A |
| Return on Assets (ROA) | 1.77 |
| Return on Invested Capital (ROIC) | 15.06 |
| Return on Capital Employed (ROCE) | -5.97 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, MoneyLion Inc. has paid 354,000.00 in income taxes, reflecting an effective tax rate of 3.73.
| Income Tax | 354,000.00 |
| Effective Tax Rate | 3.73 |
Stock Price Statistics
MoneyLion Inc.'s stock has gained approximately 16.41144% over the past 52 weeks. The 50-day moving average sits at 86.74, while the 200-day moving average is 70.45.
| Beta (5Y) | N/A |
| 52-Week Price Change | 16.41144% |
| 50-Day Moving Average | 86.74 |
| 200-Day Moving Average | 70.45 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, MoneyLion Inc. generated 545.91M in revenue and converted that into 9.15M in net income, yielding earnings per share of 0.78. EBITDA reached 92.65M, while operating income came in at 67.00M.
| Revenue | 545.91M |
| Gross Profit | 399.47M |
| Operating Income | 67.00M |
| Pretax Income | 9.50M |
| Net Income | 9.15M |
| EBITDA | 92.65M |
| EBIT | 67.00M |
| Earnings Per Share (EPS) | 0.78 |
Balance Sheet
MoneyLion Inc. holds 139.98M in cash and equivalents against 118.53M in total debt, resulting in a net debt position of -21.44M. Total book value stands at -693.57M, with working capital of 266.36M providing operational flexibility.
| Cash & Cash Equivalents | 139.98M |
| Total Debt | 118.53M |
| Net Debt | -21.44M |
| Equity (Book Value) | -693.57M |
| Book Value Per Share | -64.06 |
| Working Capital | 266.36M |
Cash Flow
MoneyLion Inc. produced 201.02M in operating cash flow over the past twelve months. After subtracting -9.16M in capital expenditures, free cash flow totaled 191.86M - equivalent to 17.72 per share.
| Operating Cash Flow | 201.02M |
| Capital Expenditures | -9.16M |
| Free Cash Flow | 191.86M |
| FCF Per Share | 17.72 |
Margins
MoneyLion Inc. operates with a gross margin of 73.18, reflecting its pricing power and cost economics. The operating margin of 12.27 and net profit margin of 1.68 provide insight into operational efficiency.
| Gross Margin | 73.18 |
| Operating Margin | 12.27 |
| Pretax Margin | 1.74 |
| Profit Margin | 1.68 |
| EBITDA Margin | 16.97 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 8.23 |
| FCF Yield | 20.95 |
Stock Splits
MoneyLion Inc.'s most recent stock split took place on April 25, 2023 with a 30:1 split ratio.
| Last Split Date | 4/25/2023 |
| Split Ratio | 30:1 |
Scores
MoneyLion Inc. posts an Altman Z-Score of 2.78, near the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 2.78 |