MoneyLion Inc.

MoneyLion Inc.

ML
MoneyLion Inc.US flagNew York Stock Exchange
85.90
USD
+0.65
- -
972.40MMarket Cap
MoneyLion Inc.
ML
(New York Stock Exchange)

Recent

price

85.90

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
TTM
FRC
684.2
806.02
22.27
39.68
44.04
- -
50.42
Revenue per Share
-1,164.19
-682.13
-18.16
-22.82
-4.63
- -
0.84
Basic EPS, GAAP
-556.09
18.71
-1.18
-0.64
11.48
- -
17.72
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-2,971.03
-3,325.44
-61.16
-76.62
-73.09
- -
-64.06
Book Value per Share
-2,175.94
-2,919.32
18.75
-14.17
8.39
- -
12.05
Tangible Book Value per Share
- -
- -
8
9
10
- -
11
Basic Weighted Avg Shares
60
79
171
341
423
546
546
Sales/Revenue/Turnover
-106.97
-8.38
-42.88
-28.96
-1.26
12.27
12.27
Operating Margin (%)
1
1
2
22
25
26
26
Depreciation Expense
-89
-50
-182
-189
-45
9
9
Net Income, GAAP
- -
- -
- -
- -
- -
3.73
3.73
Effective Tax Rate (%)
-147.14
-62.96
-106.54
-55.49
-10.69
1.68
1.68
Profit Margin (%)
71
69
373
301
274
266
266
Working Capital
29
47
187
232
190
119
119
LT Debt
42
31
222
272
257
291
291
Total Equity
- -
- -
- -
- -
- -
15.06
15.06
Return on Invested Capital (%)
- -
- -
- -
- -
- -
-5.97
-5.97
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
ST Debt
- -
- -
- -
LT Borrowings
194
171
119
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11
11
11
Market Capitalization
775
450
931

Working Capital

FRC

in mil. unless spec.
Jun'24
Sep'24
Dec'24
Total Current Assets
358
347
335
Cash, Cash Equivalents & STI
98
112
140
Accounts Receivable, Net
23
24
33
Inventories
- -
- -
- -
Total Current Liabilities
49
54
69
Payables & Accruals
49
54
69
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
122.29%
13.11%
Free Cash Flow
- -
-551.07%
73.88%
Net Income, GAAP
- -
5.65%
-120.21%
Sales/Revenue/Turnover
- -
59.86%
28.92%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
70
87
89
95
341
2023
94
107
110
113
423
2024
121
131
135
159
546

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
-1.4
-3.2
-2.78
- -
-22.82
2023
-1.27
-2.71
-0.4
- -
-4.63
2024
0.67
0.29
-0.25
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
Business
MoneyLion Inc. (NYSE: ML) operates as a leading financial technology platform that provides a comprehensive suite of digital financial products and services to empower consumers in managing their finances, including RoarMoney, an insured digital demand deposit account with early paycheck access, cashback rewards, and debit card options; Instacash, a cash advance product offering up to $500 with no interest based on recurring income deposits; Credit Builder Plus, a membership program enabling customers to access funds, rebuild credit history through payments reported to major bureaus, and monitor financial health; MoneyLion Investing, an online investment account with access to managed ETF portfolios, stocks, roundups for saving habits, and cryptocurrency options; MoneyLion WOW, a premium membership unlocking higher limits, exclusive perks, and enhanced rewards; personal loans up to $100,000; credit card marketplace matching; high-yield savings; insurance comparisons; and Engine (formerly Even Financial), a B2B embedded finance platform providing marketplace solutions for distribution, acquisition, growth, monetization, and branded content services. Founded in 2013 and headquartered in New York, New York, with operations now integrated under Tempe, Arizona-based parent Gen Digital Inc., the company targets middle-income and underbanked Americans, serving over 18 million customers through its mobile app and partnerships with more than 1,200 enterprises across the United States. In a major strategic shift, MoneyLion completed its acquisition by Gen Digital Inc. on April 17, 2025, for approximately $1 billion at $82.00 per share in cash, delisting from the NYSE and becoming a subsidiary that extends Gen's cyber safety offerings with MoneyLion's AI-driven financial wellness tools, credit building, and personalized recommendations to over 30 million combined users. Recent developments prior to the acquisition include 700% membership growth, expansion of the MoneyLion Checkout marketplace, acquisition of Even Financial, partnerships such as with MetaBank and BHG Financial for enhanced lending and distribution, and product innovations like AI-powered financial search, content-as-a-service, and web services, driving 29% year-over-year revenue growth to $546 million in 2024.

Company News

APIChat
  • MoneyLion Launches Summer Break Giveaway to Give Consumers a Much-Needed Financial Breather

  • MoneyLion Now Offers Members Scam and Identity Protection Powered by LifeLock

  • Gen Digital: Moving Beyond Antivirus To Capture The Fintech Wallet

  • MoneyLion Hosts Holiday Heist Giveaway to Help Make the Season Merrier for 50 People

  • Gen Digital raises annual revenue forecast on MoneyLion integration, cybersecurity demand

  • Holiday Stress Driving Americans to Spend More, Increase Borrowing, and Pick Up Extra Jobs, New MoneyLion Survey Finds

  • MoneyLion, CFPB agree to settle Biden-era allegations of unfair charges on military personnel

  • Don't Wait for New Year's: MoneyLion Shares How to Build Lasting Financial Fitness Habits

  • Gen Digital CEO Vincent Pilette on Moneylion deal

  • Gen Digital: MoneyLion Lawsuit Could Hinder Momentum

  • MoneyLion Inc. (ML) Flat As Market Sinks: What You Should Know

  • Gen Completes Acquisition of MoneyLion, Accelerating the Company's Leadership in Financial Wellness

  • Why the Market Dipped But MoneyLion Inc. (ML) Gained Today

  • New York Sues DailyPay and MoneyLion, Alleging Abusive Lending Practices

  • New York sues DailyPay and MoneyLion, alleging predatory payday lending

  • MoneyLion Inc. (ML) Rises But Trails Market: What Investors Should Know

  • MoneyLion and Mastercard ‘Health is Wealth' Report Reveals Hidden Physical Costs of Financial Stress

  • MoneyLion Inc. (ML) Increases Yet Falls Behind Market: What Investors Need to Know

  • MoneyLion Inc. (ML) Advances But Underperforms Market: Key Facts

  • MoneyLion Inc. (ML) Increases Despite Market Slip: Here's What You Need to Know