Credit Bank of Moscow (public joint-stock company) (CBOM.ME) operates as a universal commercial bank in Russia, providing corporate banking, retail banking, investment banking, and treasury services to corporate clients, small and medium-sized enterprises, and individuals. The bank offers demand and term deposits; syndicated, mortgage, general-purpose, cash, car, and other loans; overdrafts; letters of credit; trade financing; factoring; guarantees; cash management; payments; cash handling; insurance products; leasing; bank cards; brokerage services; REPO transactions; fixed income and derivatives; private equity; debt capital markets operations; individual investment accounts; treasury services; internet and mobile banking; and ATMs primarily in Moscow and Moscow Oblast. It maintains a diversified corporate loan portfolio across sectors including transport services, food and agriculture, mining of precious metals, industrial machinery, chemicals, and textiles; additionally, it leads in import factoring and ranks highly in export factoring. Founded in 1992 and headquartered at 2 Lukov Pereulok, Moscow, the bank functions as a subsidiary of Limited Liability Company Concern ROSSIUM and operates over 130 additional offices, 6,800 payment terminals, and 1,100 ATMs in Moscow and the surrounding region. In 2024, assets expanded 7.3% to RUB 5,009 billion with the loan portfolio growing 14.8%, the net corporate loan portfolio rising 15.4%, and the active retail customer base increasing 12% alongside a 36% rise in premium retail customers; RAEX upgraded its ESG rating to AA (86.87/100). The bank arranged 96 domestic debt capital markets transactions exceeding RUB 1.5 trillion equivalent, topped Cbonds Awards 2024 rankings for replacement bonds and Moscow Exchange placements, registered replacement bonds matching subordinated Eurobonds, and continues sectoral loan diversification.