MKB

MKB

MMOEX:CBOM
10.02
RUB
-0.03
(-0.30%)
8.25P/E
Nov 25Next Earn
2010 Y
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
TTM
Revenue per Share
1.35
1.02
1.42
1.71
1.99
2.32
2.52
2.58
2.24
1.57
2.24
2.37
- -
2.28
Basic EPS, GAAP
0.48
0.36
0.5
0.61
0.38
0.09
0.46
0.85
1.01
0.44
0.9
0.71
- -
0.83
Free Cash Flow per Basic Share
0.41
-0.83
-0.15
-0.11
0.06
2.82
8.26
19.11
11
-8.48
-5.69
18.5
- -
21.6
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.11
- -
- -
- -
- -
Book Value per Share
2.17
2.36
2.69
3.47
4.11
3.87
4.33
6.56
7.06
7.66
7.86
8.49
8.26
8.49
Tangible Book Value per Share
2.17
2.36
2.69
3.44
4.08
3.85
4.32
6.54
7.04
7.63
7.81
8.49
8.26
8.49
Basic Weighted Avg Shares
6,333
10,874
11,513
14,599
14,470
17,433
23,880
24,450
27,080
27,487
33,343
36,900
- -
31,557
Sales/Revenue/Turnover
8,558
11,089
16,323
25,030
28,858
40,499
60,206
63,106
60,666
43,213
74,710
87,607
69,905
72,106
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
180
243
408
471
530
618
1,481
1,863
1,051
1,903
1,898
1,923
2,182
1,923
Net Income, GAAP
3,021
3,886
5,778
8,880
5,569
1,509
10,874
20,703
27,224
11,957
30,009
26,199
7,467
26,199
Effective Tax Rate (%)
19.48
20.02
20.27
20.67
20.64
22.37
20.83
22.8
22.37
20.88
20.03
19.38
11.66
19.38
Profit Margin (%)
35.31
35.04
35.4
35.48
19.3
3.73
18.06
32.81
44.88
27.67
40.17
29.91
10.68
36.33
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
33,700
37,850
56,315
87,481
142,576
148,817
157,805
186,056
171,341
240,978
171,465
262,160
190,073
262,160
Total Equity
13,767
25,608
39,292
50,658
59,987
92,338
103,401
177,589
191,173
210,432
234,496
281,413
273,776
281,413
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
24.36
19.74
17.81
19.74
10.07
1.98
11.11
14.74
14.77
5.95
13.49
10.16
2.69
10.16

Capital Structure

RUB

•

in mil. unless spec.
Jun'21
Sep'21
Dec'21
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
33,430
33,160
33,160
Market Capitalization
217,627
238,086
227,144

Working Capital

RUB

•

in mil. unless spec.
Jun'21
Sep'21
Dec'21
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,543,512
1,632,201
1,624,166
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

RUB

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
23.15%
9.29%
-2.71%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
69.65%
8.44%
-71.5%
Sales/Revenue/Turnover
19.97%
7.46%
-20.21%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

RUB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
15,729
16,195
25,392
14,790
87,607
2022
- -
- -
- -
- -
69,905
2023
28,907
37,379
44,992
- -
- -

Quarterly Earnings Per Share

RUB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
0.28
0.17
0.34
- -
0.71
2022
- -
- -
- -
- -
- -
2023
0.38
0.51
0.49
- -
- -

Quarterly Dividends Per Share

RUB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
- -
- -
- -
- -
- -
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -

Company Description

CEO
Nikolay Valeryevich Katorzhnov
Full Time Employees
6,350
Sector
Finance
Industry
Regional banks
Address
Building 1 Moscow MC Russian Federation 107045
IPO Date
Jul 1, 2015
Website
mkb.ru
Business
Credit Bank of Moscow (public joint-stock company) (CBOM.ME) operates as a universal commercial bank in Russia, providing corporate banking, retail banking, investment banking, and treasury services to corporate clients, small and medium-sized enterprises, and individuals. The bank offers demand and term deposits; syndicated, mortgage, general-purpose, cash, car, and other loans; overdrafts; letters of credit; trade financing; factoring; guarantees; cash management; payments; cash handling; insurance products; leasing; bank cards; brokerage services; REPO transactions; fixed income and derivatives; private equity; debt capital markets operations; individual investment accounts; treasury services; internet and mobile banking; and ATMs primarily in Moscow and Moscow Oblast. It maintains a diversified corporate loan portfolio across sectors including transport services, food and agriculture, mining of precious metals, industrial machinery, chemicals, and textiles; additionally, it leads in import factoring and ranks highly in export factoring. Founded in 1992 and headquartered at 2 Lukov Pereulok, Moscow, the bank functions as a subsidiary of Limited Liability Company Concern ROSSIUM and operates over 130 additional offices, 6,800 payment terminals, and 1,100 ATMs in Moscow and the surrounding region. In 2024, assets expanded 7.3% to RUB 5,009 billion with the loan portfolio growing 14.8%, the net corporate loan portfolio rising 15.4%, and the active retail customer base increasing 12% alongside a 36% rise in premium retail customers; RAEX upgraded its ESG rating to AA (86.87/100). The bank arranged 96 domestic debt capital markets transactions exceeding RUB 1.5 trillion equivalent, topped Cbonds Awards 2024 rankings for replacement bonds and Moscow Exchange placements, registered replacement bonds matching subordinated Eurobonds, and continues sectoral loan diversification.