Rosgosstrakh

Rosgosstrakh

MMOEX:RGSS
0.18
RUB
+0.00
(+0.33%)
2010 Y
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
Revenue per Share
- -
0.21
0.21
0.22
0.26
0.35
0.5
0.17
0.15
0.2
0.22
0.23
0.19
Basic EPS, GAAP
- -
0.01
0.01
0.01
0.01
-0.01
-0.1
-0.12
0.01
0.02
0.02
0.01
0.01
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.03
- -
Book Value per Share
- -
0.03
0.04
0.05
0.06
- -
-0.02
0.08
0.09
0.11
0.1
0.1
0.11
Tangible Book Value per Share
- -
0.02
0.03
0.04
0.05
- -
-0.02
0.08
0.09
0.1
0.09
0.09
0.1
Basic Weighted Avg Shares
31,207
468,105
468,105
468,105
468,105
468,105
282,584
473,509
488,272
488,295
488,351
489,504
489,504
Sales/Revenue/Turnover
- -
97,598
98,511
102,181
121,455
161,766
142,070
79,375
72,986
96,359
108,920
110,933
92,684
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
706
338
686
680
567
758
1,248
935
779
1,186
1,299
1,214
Net Income, GAAP
- -
3,864
5,956
3,420
4,242
-4,650
-29,156
-58,183
6,105
7,672
7,618
2,451
4,921
Effective Tax Rate (%)
- -
13.75
25.1
33.33
21.24
- -
- -
- -
- -
- -
19.98
38.38
27.57
Profit Margin (%)
- -
3.96
6.05
3.35
3.49
-2.87
-20.52
-73.3
8.36
7.96
6.99
2.21
5.31
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
16,898
10,489
8,098
4,835
1,032
3,661
- -
- -
2,497
2,104
2,790
1,765
Total Equity
- -
22,114
27,162
31,221
35,710
280
-8,021
38,746
44,873
52,786
48,022
50,292
53,886
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
27.2
18.06
10.35
11.69
- -
- -
- -
- -
- -
14.75
4.93
9.28
Return on Common Equity (%)
- -
47.2
32.21
15.27
16.21
-32.69
- -
- -
14.6
15.71
15.11
4.99
9.45

Capital Structure

RUB

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

RUB

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

RUB

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-358.02%
7.26%
7.15%
Free Cash Flow
37.42%
39.96%
8.47%
Net Income, GAAP
34.58%
-10.51%
100.82%
Sales/Revenue/Turnover
2.19%
4.48%
-16.45%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

RUB

•

in mil. unless spec.

Year

H1
H2
FY
2021
- -
- -
110,933
2022
- -
- -
92,684
2023
- -
- -
- -

Semi-annual Earnings Per Share

RUB

•

in mil. unless spec.

Year

H1
H2
FY
2021
- -
- -
0.01
2022
- -
- -
0.01
2023
- -
- -
- -

Semi-annual Dividends Per Share

RUB

•

in mil. unless spec.

Year

H1
H2
FY
2021
- -
- -
0.03
2022
- -
- -
- -
2023
- -
- -
- -

Company Description

CEO
Maxim Valentinovich Shepelev
Full Time Employees
11,936
Sector
Finance
Industry
Multi-line insurance
Address
Parkovaya street Lyubertsy MK Russian Federation 140002
IPO Date
Nov 19, 2013
Website
rgs.ru
Business
Rosgosstrakh Insurance Company (Public Joint Stock Company) is a leading Russian insurer providing a comprehensive range of insurance products and services to individuals and corporate clients. The company offers diversified insurance solutions including motor third-party liability (MTPL), voluntary auto casco insurance, personal property insurance (household and apartment), mortgage insurance, corporate property and liability insurance, building and construction insurance, cargo and marine insurance, business and financial risk insurance, voluntary health and accident insurance, agriculture and crop insurance, and reinsurance. It also provides specialized insurance for transport sectors such as air, water, and railway vehicles, as well as compulsory liability insurance for owners of hazardous production facilities and carrier liability insurance for passenger transport. Founded in 1921 and headquartered in Lyubertsy, Russia, Rosgosstrakh operates widely across Russia and has significant market presence in the personal and commercial insurance segments. In recent developments, Rosgosstrakh has expanded its digital capabilities by integrating the AIINS platform, facilitating enhanced automated risk selection and policy issuance for corporate clients, thereby improving client service and operational efficiency across all Russian regions. The company has experienced a notable increase in its insurance fee income for all major insurance types in 2023, including its flagship housing and household property insurance. It remains under the majority ownership of Public Joint-Stock Company Bank Otkritie Financial Corporation following the acquisition in late 2022. Additionally, Rosgosstrakh established a new life insurance company in 2025 to offer universal, risk, investment life insurance, accidents, medical, and pension insurance products, marking a strategic re-entry into the life insurance market after previously divesting its prior life insurer subsidiary. Recent leadership changes include the appointment of Maxim Shepelev as general director, emphasizing the company's focus on operational growth, product innovation, and expanded digital service delivery in the evolving Russian insurance landscape. Rosgosstrakh serves a broad client base across Russia, covering individuals, SMEs, and large corporations, positioning itself as a major player in the Russian insurance industry with a diversified product portfolio and a growing technological adoption strategy to meet changing market demands and regulatory frameworks.