Metropolitan Bank & Trust Company

Metropolitan Bank & Trust Company

MTPOF
Metropolitan Bank & Trust CompanyUS flagOther OTC
1.14
USD
-0.01
- -
5.13BMarket Cap
Metropolitan Bank & Trust Company
MTPOF
(Other OTC)

Recent

price

1.14

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
15.26
14.65
17.07
21.27
21.88
18.53
21.47
22.8
21.46
24.85
26.97
22.43
24.98
29.44
31.63
34.68
33.58
Revenue per Share
2.76
3.31
4.6
6.67
5.97
5.1
4.94
4.97
5.16
6.57
3.08
4.93
7.29
9.39
10.71
11.06
10.99
Basic EPS, GAAP
5.74
-6.18
-16.7
65.18
9.74
-8.97
-5.89
-15.42
-25.16
18.91
54.24
42.65
32.95
18
-41.28
18.64
-80.52
Free Cash Flow per Basic Share
0.45
0.78
0.79
0.93
1.08
1.03
0.86
0.91
0.87
0.96
1.03
4.03
3.03
3.03
5.04
5.31
5.04
Dividend per Share
28.94
32.31
35.2
40.33
44.89
51.58
52.24
51.77
62.93
68.84
72.09
70.82
70.82
79.3
85.72
93.77
86.86
Book Value per Share
26.81
30.39
33.04
38.5
42.95
49.74
50.25
49.52
60.98
66.86
69.87
68.67
68.74
77
83.17
91.46
85.85
Tangible Book Value per Share
3,029
3,328
3,345
3,371
3,367
3,655
3,661
3,665
4,267
4,267
4,496
4,496
4,496
4,496
4,496
4,497
4,495
Basic Weighted Avg Shares
46,230
48,746
57,110
71,707
73,673
67,736
78,612
83,552
91,589
106,040
121,249
100,862
112,293
132,370
142,188
155,963
150,956
Sales/Revenue/Turnover
24.61
- -
31.59
30.73
40.13
38.21
34.27
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,260
2,334
2,424
2,684
2,896
3,260
3,764
4,018
4,084
5,538
5,545
6,430
5,976
6,922
6,786
7,236
6,755
Depreciation Expense
8,366
11,031
15,399
22,488
20,113
18,625
18,086
18,223
22,008
28,055
13,831
22,156
32,776
42,238
48,137
49,720
49,378
Net Income, GAAP
28.71
22.09
17.71
21.71
22.67
20.24
24.58
27.31
24.84
25.84
33.52
25.8
24.18
23.08
18.73
23.82
17.4
Effective Tax Rate (%)
18.1
22.63
26.96
31.36
27.3
27.5
23.01
21.81
24.03
26.46
11.41
21.97
29.19
31.91
33.85
31.88
32.71
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
21,673
124,070
113,640
122,358
138,547
154,607
151,367
164,750
202,821
241,565
143,041
105,611
119,441
75,853
113,189
120,572
105,097
LT Debt
93,017
114,748
124,709
142,705
158,785
203,310
205,553
204,090
290,704
318,491
333,175
327,732
328,090
366,738
396,405
432,167
401,997
Total Equity
7.46
- -
6.19
6.81
8.09
6.27
5.65
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.27
11.27
13.64
17.8
14.11
10.83
9.28
9.33
9.22
9.47
4.36
6.89
10.29
12.51
12.97
12.32
13.24
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4,497
4,497
4,497
Market Capitalization
311,521
353,700
350,250

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
265,922
168,118
205,297
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.44%
5.47%
9.02%
Free Cash Flow
-31.91%
-112.79%
-145.16%
Net Income, GAAP
14.97%
30.85%
3.29%
Sales/Revenue/Turnover
9.16%
5.9%
9.69%
Total Cash Common Dividend
- -
- -
5.36%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
35,278
34,720
39,815
33,518
142,188
2025
38,056
39,567
38,772
- -
155,963
2026
40,505
41,131
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.67
2.58
2.7
- -
10.71
2025
2.72
2.8
- -
- -
11.06
2026
2.8
2.73
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.51
0.01
1.48
- -
5.04
2025
3.51
0.01
- -
- -
5.31
2026
3.51
0.01
- -
- -
- -
Business
Metropolitan Bank & Trust Company (Metrobank) operates as the Philippines' premier universal bank, providing a comprehensive range of commercial, retail, consumer, corporate, and investment banking products and services; these include deposit accounts, consumer loans (such as auto and mortgage financing), credit cards, trade finance, remittances, treasury operations, structured finance, initial public offerings, mergers and acquisitions advisory, wealth management, unit investment trust funds (including Metro Money Market, Metro Max Bond Funds, and Metro$ China Equity Feeder Fund), leasing, bancassurance, and stock brokering through subsidiaries like First Metro Investment Corp., ORIX METRO Leasing and Financing Corporation, Philippine Savings Bank, and AXA Philippines. Founded on April 6, 1962, and headquartered in Makati City, Philippines, Metrobank serves large local and multinational corporations, middle-market enterprises, small and medium-sized enterprises, high-net-worth individuals, and retail customers primarily within the Philippines; it maintains a nationwide network of nearly 950 branches and over 1,400 ATMs, with international expansion across Asia and select U.S. cities. In recent developments, Metrobank extended a landmark $750-million loan to International Container Terminal Services, Inc. (ICTSI) and financed major green energy projects for ACEN Corporation, Metro Pacific Tollways Corporation, NLEX Corporation, and Vivant Group; First Metro Investment Corp. participated in 78% of 2023 capital-raising deals, including Upson International Corp.'s PHP1.7 billion IPO and Aboitiz Equity Ventures, Inc.'s PHP17.5 billion bond issuance, while ORIX METRO doubled its net income through electric vehicle leases and risk management. The bank reported record nine-month net income of PHP37.3 billion in 2025, driven by 10.8% loan growth to PHP1.9 trillion (led by consumer lending), 7.6% deposit expansion to PHP2.5 trillion, and initiatives like the upgraded Metrobank App for digital banking, alongside awards from the Bureau of the Treasury for trading and wealth management excellence. Metrobank functions within the consumer banking, corporate banking, investment banking, treasury, branch banking, and other segments, with 47.9% public ownership, 37.2% held by GT Capital Holdings, Inc., and 14.8% by the Ty family; it emphasizes sustainable growth, digital innovation, and community development as part of the Metrobank Group.

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